View Poll Results: How much college debt do you or your kids have?

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  • <$10,000

    5 9.09%
  • <$25,000

    5 9.09%
  • <50,000

    7 12.73%
  • <100,000

    2 3.64%
  • >100,000

    5 9.09%
  • no college debt

    31 56.36%
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Thread: How much college debt do you or your kids have?

  1. #41
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    Re: How much college debt do you or your kids have?

    My oldest son got his Bachelors degree from a combination of the Georgia HOPE (Helping Outstanding Pupils Educationally) scholarship and a lot from our bank account. My youngest son is currently in his second year of college and that is mostly being paid for by my Post-9/11 GI Bill that I transferred to him. My oldest son did take a loan out for his Masters degree that he is working on, because we told him we would help with the Bachelors but after that you are on your own.

    Post-9/11 GI Bill: Welcome to the GI Bill Web Site | The Home for All Educational Benefits Provided by the Department of Veterans Affairs

  2. #42
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Beaudreaux View Post
    All I stated was my personal opinion. You may not want to get into a "my life was harder than yours" debate with me.

    As for your statement regarding "coddling" kids, throwing them out on their ass into the world isn't a good prospect either. My kids have never wanted for anything, mostly because I didn't want them to suffer like I did. They understand how lucky they are. They also understand fiscal responsibility (not sure about physics, although they both did well in those courses in college).

    Making sure, as a parent, that your children are assisted by you as much as you can financially do, does not equate to coddling or harming your children. Both of my kids have had jobs since they were 16; scout camp, landscaping, etc. My oldest published his first book at the age of 15, and he gets the proceeds from that. I educated them about fiscal responsibility, and still had veto power over any purchases they made, until the age of 18. After that, they had to report to me and their mother, how much they had in the bank and what they spent and on what it was spent.

    Both of my boys have a small nest egg built up. And for that, I'm thankful. If your theory held any water, they would be broke and destitute.
    Or stupid. The thing is, I've seen those who have worked and I've seen the ones who are given everything; taught them both. Spoiled kids tend to want the answers given to them and equations they can write down on a piece of paper for the test that magically has all the answers. We have enough business and psychology majors as is, don't need to breed more.
    You know the time is right to take control, we gotta take offense against the status quo

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  3. #43
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Ikari View Post
    Or stupid. The thing is, I've seen those who have worked and I've seen the ones who are given everything; taught them both. Spoiled kids tend to want the answers given to them and equations they can write down on a piece of paper for the test that magically has all the answers. We have enough business and psychology majors as is, don't need to breed more.
    That I can agree with, with the exception that financial assistance by parents doesn't equate to spoiling.

    I agree that spoiled kids are a drain on society as a whole, and will have a damned hard life all in all. I've met a number of kids in my life that were from poor families, but were spoiled ass brats; momma's boy, or daddy's girl that had no idea what it take to survive in the real world.

    Money doesn't equal spoiled and lack of money doesn't equal pragmatic.

  4. #44
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    Re: How much college debt do you or your kids have?

    I had a total of about 10,000 - this was in the early 80s so that's probably 30-40,000 in today's dollars.

    My kids have nothing. We are blessed in NY with a fine state school system which both my kids attend.
    Don't be a grammar nazi - Marcus Aurelius, Meditations, Book 1 #7

  5. #45
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Fisher View Post
    I went to college/grad school on scholarships. The only debt I had was related to living expenses, books, and classes I took during summers. I paid those from work or put them on my plastic. Before I graduated from grad school, I took out an unsecured obscenely low interest loan available to students and used it to pay off all my credit cards. The loan had payment tiers, so the more I paid a month, the less the interest was for the next month, so I was basically getting the money for about the rate of inflation. My parents' combined annual income was less than my tuition and my total cost of college tuition exceeded what I could borrow from the government by a pretty nice chunk, so it was either get scholarships or academically settle for less.
    settle for less, how so?

  6. #46
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Rocketman View Post
    After reading the balance of college debt nationally I just wonder how many here have it and why you have it? Did you not save for college? plan for college? Go to an expensive school just for the experience? why? why? why?
    My kids are young - but I put in Zero anyway, because that is what they will have. A) I am already saving in an ESA for them B) academic achievement isn't going to be much of an option and C) in my home state the children of vets get all kinds of awesome education benefits. If I can get them through college with no debt, an IRA already started from their high school job, and a huge chunk of savings.... well, financially, at least, I will have done my job.

  7. #47
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Rocketman View Post
    After reading the balance of college debt nationally I just wonder how many here have it and why you have it?
    I don't have it anymore, but i had it. Close to $40,000 when I graduated.

    Quote Originally Posted by Rocketman View Post
    Did you not save for college?
    I did. Unfortunately, my pre-college income wasn't nearly enough to accrue enough to pay for college outright.

    Quote Originally Posted by Rocketman View Post
    plan for college?
    I did. But when I told the bursar's office that the lady said, "I'm sorry, we can't waive your tuition simply because you "planned" to go to college, you'll still have to pay like everyone else." What a bitch.

    Quote Originally Posted by Rocketman View Post
    Go to an expensive school just for the experience?
    Nah. I attended a relatively affordable public university.

    Quote Originally Posted by Rocketman View Post
    why? why? why?
    Well, you see, there's this novel idea in the financial world whereby under the right circumstances if you spend a relatively large amount of money now (even if you have to borrow it on interest) you can stand to make even more money in return over the long run. I believe the technical term is an "investment" (sp?).

  8. #48
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Rocketman View Post
    After reading the balance of college debt nationally I just wonder how many here have it and why you have it? Did you not save for college? plan for college? Go to an expensive school just for the experience? why? why? why?
    None! Paid that sumbitch off just last year!

  9. #49
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Rocketman View Post
    settle for less, how so?
    I went to a better school with better opportunities with more humpf than I could have afforded by either by working my way through or borrowed my way through.

  10. #50
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    Re: How much college debt do you or your kids have?

    No college debt. Interested parties could join a debtlesl qualitative educational experience here.
    Quote Originally Posted by poweRob View Post
    Stats come out and always show life getting better. News makes money in making you think its not.
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