View Poll Results: How much college debt do you or your kids have?

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  • <$10,000

    5 9.09%
  • <$25,000

    5 9.09%
  • <50,000

    7 12.73%
  • <100,000

    2 3.64%
  • >100,000

    5 9.09%
  • no college debt

    31 56.36%
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Thread: How much college debt do you or your kids have?

  1. #11
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by kerussll View Post
    This sounds a tad judgmental…. I went to an inexpensive (relative) state school, and even lived at home for the first two years. My parents paid for it, but the bill was well over 30,000 total. How on earth is a teenager supposed to save for that so they don't have any debt when they graduate?
    My cheap-o undergrad came out to a bit over 30K in total as well. If you have to pay the full sum, it's really hard to not come out in debt, but it's not like you can't make any money. I paid for half my tuition, my housing, fraternity fees, fun expenses, etc.
    You know the time is right to take control, we gotta take offense against the status quo

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  2. #12
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by kerussll View Post
    This sounds a tad judgmental…. I went to an inexpensive (relative) state school, and even lived at home for the first two years. My parents paid for it, but the bill was well over 30,000 total. How on earth is a teenager supposed to save for that so they don't have any debt when they graduate?
    Community colleges, mostly. At a university, which was fairly cheap, I received tuition waivers due to my disability, but had some pretty crappy living situations happen which required substantial fiscal adjustments. I applied to a couple of scholarships, but most were pretty weak or I did not qualify for one reason or another.

    Undergraduate is where they milk you for what you're worth. In graduate school, your goal is to get out with tuition waivers and a part-time job, which would leave you within means to cook up the money for student fees or books. If not, much smaller loans as desired.
    Michael J Petrilli-"Is School Choice Enough?"-A response to the recent timidity of American conservatives toward education reform. https://nationalaffairs.com/publicat...-choice-enough

  3. #13
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by mak2 View Post
    I got thru 3 schools, Two state and one an expensive private school with almost no debt the old fashioned way. The federal government paid for it.
    For your service in the Marines. I'm guessing?

  4. #14
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by kerussll View Post
    This sounds a tad judgmental…. I went to an inexpensive (relative) state school, and even lived at home for the first two years. My parents paid for it, but the bill was well over 30,000 total. How on earth is a teenager supposed to save for that so they don't have any debt when they graduate?
    Well, let's think about it a moment. First of all, there are scholarships. Secondly, there are grants. Third, there are birthdays, Christmases, graduation presents, presents of all kinds rained down on kids as they're growing up. Fourth, I know it's shocking and painful, but there's part-time jobs from babysitting on through high school. Fifth, there's the newest cell phone release every year. Stop it. Sixth, another shock??!! There's community college. OMG!! Noooooo!!!

    Spend half, save half. A great philosophy. I just bought Tom's nephew a piggy bank. He's 4+ years old. Can't start too young:



    Four spigots at the bottom to take out money in each of the four compartments.

    I know taking responsibility for one's self is a shock to many young people's systems, but that's the way it used to be. It oughta' be that way again.

  5. #15
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    Re: How much college debt do you or your kids have?

    Yes, and continued service to this day. Still with the government but not the Marine Corps.
    Quote Originally Posted by Rocketman View Post
    For your service in the Marines. I'm guessing?
    God Bless the Marine Corps.

  6. #16
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by kerussll View Post
    This sounds a tad judgmental…. I went to an inexpensive (relative) state school, and even lived at home for the first two years. My parents paid for it, but the bill was well over 30,000 total. How on earth is a teenager supposed to save for that so they don't have any debt when they graduate?
    Did you work while in high school? summers in between? college? I made around 18k/year my jr and senior years in high school working in tobacco and other farm work.

  7. #17
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    Re: How much college debt do you or your kids have?

    i'm blessed enough to be able to afford paying for my children's college education without borrowing.

  8. #18
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by mak2 View Post
    Yes, and continued service to this day. Still with the government but not the Marine Corps.
    Thank you!

  9. #19
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    Re: How much college debt do you or your kids have?

    Would you have considered a Com. Col./ most stay at home/ most have decent jobs,
    some with their major--like pharmacy/
    It takes a Ph.D. in Chemistry to teach Chemistry for a Major at a CC and then transfer..
    Most of us high school teachers must teach Chemistry at a lower level at CC or Chemistry for the uninitiated .
    Quote Originally Posted by Josie View Post
    I went to an expensive school because all of my youth group friends went there and I wanted to too. I couldn't pay a dime and neither could my parents. I was there from 1998 to 2003. I racked up $63,000 in debt. I got them all consolidated with a very low monthly payment (like $120, I think). The plan was to pay that amount until 2034. Except I didn't want to have that debt hanging over my head until I was 54. I will have every penny paid off by the end of this year.

    If I had to do it all again, I'd pick a less expensive school.
    Physics is Phun

  10. #20
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    Re: How much college debt do you or your kids have?

    Well I did not intend to bring this up I kinda typed before I thought. But I am forever grateful for the opportunities the USMC and the federal government have provided, it has been a great life so far. Thank all you tax payers.
    Quote Originally Posted by Rocketman View Post
    Thank you!
    God Bless the Marine Corps.

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