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Do any of these required insuance clauses required by ObamaCare apply to you?

Which of these required insurance policy provisions you must buy applies to you?


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joko104

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Of the many reasons for the massive increases in premiums and massive increases in co-pay and deductible (thus Obama's declaration that the poor and lower middle class now should be denied any major medical care at all), are insurance coverage that may not have any relevancy to you whatsoever - but YOU must buy insurance for it NO MATTER WHAT INSURANCE company you buy a policy from.

Which of this insurance coverage Obama decided you MUST buy whether it has any relevancy to you OR pay a TAX for not having ANY insurance applies to you? It is illegal now for any insurance company to not make all customers buy those insurance coverage provisions.

Which of the insurance provisions you are buying could ever possibly benefit or apply to you?
 
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I hate how every government website now is filled with insurance information. Yeah, that is the country I want to live in. :/
 
Of the many reasons for the massive increases in premiums and massive increases in co-pay and deductible (thus Obama's declaration that the poor and lower middle class now should be denied any major medical care at all), are insurance coverage that may not have any relevancy to you whatsoever - but YOU must buy insurance for it NO MATTER WHAT INSURANCE company you buy a policy from.

Which of this insurance coverage Obama decided you MUST buy whether it has any relevancy to you OR pay a TAX for not having ANY insurance applies to you? It is illegal now for any insurance company to not make all customers buy those insurance coverage provisions.

Which of the insurance provisions you are buying could ever possibly benefit or apply to you?

That's mean! Where is the time saver button "All of the above"?
 
Of the many reasons for the massive increases in premiums and massive increases in co-pay and deductible (thus Obama's declaration that the poor and lower middle class now should be denied any major medical care at all), are insurance coverage that may not have any relevancy to you whatsoever - but YOU must buy insurance for it NO MATTER WHAT INSURANCE company you buy a policy from.

Which of this insurance coverage Obama decided you MUST buy whether it has any relevancy to you OR pay a TAX for not having ANY insurance applies to you? It is illegal now for any insurance company to not make all customers buy those insurance coverage provisions.

Which of the insurance provisions you are buying could ever possibly benefit or apply to you?



One trip to the emergency room and the insurance that you must buy will more than pay for itself regardless of the other things that are included in the coverage.
 
People who no longer have children in school can take it to court as soon as the SCOTUS rules ACA unconstitutional..Or those sending children to private school should not have to pay the property taxes for public schools either..Or just pay for fire and not police since they protected by the 2nd .
 
one size fits all will be cheaper and we're comin to getcha for the 2022 House..
 
I have seen alot of evidence for the 7th choice on this board.:doh:lamo

I am curious, why was "I have pre-exisiting conditions" or an "adult child without coverage" or "may need to exceed usual policy limits" an option.
 
One trip to the emergency room and the insurance that you must buy will more than pay for itself regardless of the other things that are included in the coverage.

Well, not really, but I get your point.
 
other - Required free birth control.

BUT WAIT, according to an email I received from HR:

Q: Does, or will, XXX’s coverage include everything we are hearing about (Free Birth Control, Free Breast Pumps, External Appeals, etc)?

A: XXX's Health Insurance plans are “grandfathered health plans” under the Affordable Care Act. This means our plans can preserve the basic health coverage that was already in effect when the law was enacted. Being a grandfathered health plan means that this Plan may not be required to include certain provisions that apply to other health plans, including all the new “free” items new health care plans must cover. We evaluate our plans to keep costs down for all participants, and at this time, we anticipate maintaining our grandfathered health plan status.


:( So the required part is really not required for certain plans. nice.
 
One trip to the emergency room and the insurance that you must buy will more than pay for itself regardless of the other things that are included in the coverage.

Probably not. Between the annual cost of the insurance policy, plus the minimal 20% co-pay, plus the $5,000.00/$12,700 deductible, that is unlikely.

Nor does a person go to the emergency room every year.

But there also is that a person can not be denied for a "pre-existing condition." So why not just buy the insurance then? By giving a couple of relatives power-of-attorney to establish an insurance policy for you and power to sign your name accordingly, you wouldn't even have to conscious to buy insurance in a major medical emergency.
 
One trip to the emergency room and the insurance that you must buy will more than pay for itself regardless of the other things that are included in the coverage.
I havent been to an emergency room in 25 years. I could care less.
But if I have to, I can pay what I can to the hospital. Not be forced to buy something I dont want.
 
I havent been to an emergency room in 25 years. I could care less.
But if I have to, I can pay what I can to the hospital. Not be forced to buy something I dont want.

Thats the beauty of group health insurance, you get more than what you paid for if you do get sick, regardless if you don't use or need all the coverage in the package.
 
Thats the beauty of group health insurance, you get more than what you paid for if you do get sick, regardless if you don't use or need all the coverage in the package.

Yea, my investments are used to pay for other peoples healthcare. Great plan. You have a job? You look at your pay check deductions and ever wonder where that money goes?
 
I havent been to an emergency room in 25 years. I could care less.
But if I have to, I can pay what I can to the hospital. Not be forced to buy something I dont want.

All a person needs is one major claim to get back every dime he paid into health insurance. Even if you don't want it? Never use it? You're going to help pay for others who do. Sucks, but that's what we've got so may as well get used to it.

I've never in my life met a person who said, "I sure wish my health insurance policy hadn't paid so much when I went into the hospital."
 
All a person needs is one major claim to get back every dime he paid into health insurance. Even if you don't want it? Never use it? You're going to help pay for others who do. Sucks, but that's what we've got so may as well get used to it.

I've never in my life met a person who said, "I sure wish my health insurance policy hadn't paid so much when I went into the hospital."
The lie is no one person pays in enough to cover the out of control fees that hospitals charge. You can pay in for 50 years and one heath scare will be more than 10 times what you put in.
Kill obama care and allow people to go on the open market and buy insurance. Being forced to buy something you may or may not want or need is not free market.
 
It amazes me and at the same disgusts me that people are trying to justify forced commerce. I have no idea how people can be so supportive of the loss of liberty and violation of property rights at the hands of the state.
 
All a person needs is one major claim to get back every dime he paid into health insurance. Even if you don't want it? Never use it? You're going to help pay for others who do. Sucks, but that's what we've got so may as well get used to it.

I've never in my life met a person who said, "I sure wish my health insurance policy hadn't paid so much when I went into the hospital."

The fact is, we are all already paying the bills of those people who can't pay their bills.

When someone stiffs the hospital or a doctor, they just jack up the bill for the rest of us. It doesn't matter if you're covered for maternity care or not, even if you're never going to use it. Your premium has already been inflated to cover the people who couldn't pay *their* maternity costs.
 
The lie is no one person pays in enough to cover the out of control fees that hospitals charge. You can pay in for 50 years and one heath scare will be more than 10 times what you put in.
Kill obama care and allow people to go on the open market and buy insurance. Being forced to buy something you may or may not want or need is not free market.

What we had before wasn't working. What don't people understand about pre-existing conditions? Without Obamacare and the mandated coverage it provides for, millions of people don't have health insurance. Can't buy it at any price.

No, it's not free market. Neither is Social Security. Neither is Medicare. Ya'll had better get over it. It's here to stay. If Republicans (I'm one) think they're going to keep using Obamacare to beat Democrats over the head, they're going to be losing quite a few elections. They'd better damned well have more than that.
 
The fact is, we are all already paying the bills of those people who can't pay their bills.

When someone stiffs the hospital or a doctor, they just jack up the bill for the rest of us. It doesn't matter if you're covered for maternity care or not, even if you're never going to use it. Your premium has already been inflated to cover the people who couldn't pay *their* maternity costs.

Oh look, the justification for forced commerce is once again being supported by the consequences of a bad law. It's a wheelhouse of stupid arguments that never stops repeating
 
What we had before wasn't working. What don't people understand about pre-existing conditions? Without Obamacare and the mandated coverage it provides for, millions of people don't have health insurance. Can't buy it at any price.

No, it's not free market. Neither is Social Security. Neither is Medicare. Ya'll had better get over it. It's here to stay. If Republicans (I'm one) think they're going to keep using Obamacare to beat Democrats over the head, they're going to be losing quite a few elections. They'd better damned well have more than that.
I have a pre existing condition. Never stopped me from getting insurance at jobs.
But you just have to be alittle smarter than the average bear about it. Like not tell every little aspect of your life to your work mates.
Or just skip over those questions on an application. Its no ones business.
 
No, it's not free market. Neither is Social Security. Neither is Medicare. Ya'll had better get over it. It's here to stay. If Republicans (I'm one) think they're going to keep using Obamacare to beat Democrats over the head, they're going to be losing quite a few elections. They'd better damned well have more than that.

I think standing for the people to decide on their own what they desire to buy is a great stance to stand behind forever. If the people can't see this then they are the only ones that lose. When someone offers you the choice between freedom and coercion you are supposed to pick freedom. People are just such a waste of time and effort really.
 
Thats the beauty of group health insurance, you get more than what you paid for if you do get sick, regardless if you don't use or need all the coverage in the package.

I find receiving what you didn't pay for not beautiful at all. :shrug: I see insurance as a serious problem that is nothing but a weight on the system.
 
I have a pre existing condition. Never stopped me from getting insurance at jobs.
But you just have to be alittle smarter than the average bear about it. Like not tell every little aspect of your life to your work mates.
Or just skip over those questions on an application. Its no ones business.

If you've always gotten your insurance through your job, you don't understand the problem. Group policies through one's employer don't discriminate based on pre-existing conditions. Your pre-existing condition might cause you not to get hired by an employer because of it. But once you're hired? You're good to go.

Nineteen million people in this country buy their health insurance individually. Those with health problems are not able to buy insurance at any price...so that figure might be twice that....?

Have diabetes? No health insurance for you. Had a heart attack? None for you either. Have high blood pressure? Maybe you'll get insurance. Had cancer? You're out of luck. Lie on your application? When you make a claim, your insurance company would investigate your application to make SURE you didn't lie on it. If you did? You'd get your premiums refunded and no claim paid. Unless a person used a false name when getting medical care, your records are out there. And you would be caught and left to pay your bills on your own.
 
If you've always gotten your insurance through your job, you don't understand the problem. Group policies through one's employer don't discriminate based on pre-existing conditions. Your pre-existing condition might cause you not to get hired by an employer because of it. But once you're hired? You're good to go.

Nineteen million people in this country buy their health insurance individually. Those with health problems are not able to buy insurance at any price...so that figure might be twice that....?

Have diabetes? No health insurance for you. Had a heart attack? None for you either. Have high blood pressure? Maybe you'll get insurance. Had cancer? You're out of luck. Lie on your application? When you make a claim, your insurance company would investigate your application to make SURE you didn't lie on it. If you did? You'd get your premiums refunded and no claim paid. Unless a person used a false name when getting medical care, your records are out there. And you would be caught and left to pay your bills on your own.

Average bear, smarter then. Simple.
 
I think standing for the people to decide on their own what they desire to buy is a great stance to stand behind forever. If the people can't see this then they are the only ones that lose. When someone offers you the choice between freedom and coercion you are supposed to pick freedom. People are just such a waste of time and effort really.

I, on the other hand, think we have some obligations for the larger good. I pay property taxes of $4,400 a year on my little house. More than half of that amount is used to educate our children. I don't have any. I don't look at that as a terrible thing. Perhaps you would.
 
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