View Poll Results: Which of these required insurance policy provisions you must buy applies to you?

Voters
9. You may not vote on this poll
  • I am a drug addict and want medical treatment

    1 11.11%
  • I am an alcoholic and need medical treatment

    1 11.11%
  • I am going to be pregnant and need prenatal care

    1 11.11%
  • I am a newborn and need newborn insurance for this

    1 11.11%
  • I am in prison and need medical insurance for this

    1 11.11%
  • I want to give 20% of my medical expenses to profit a corporation

    3 33.33%
  • I am psychotic and need pyschiatric care

    2 22.22%
  • I need mammograms in my insurance

    4 44.44%
  • I need breastfeeding insurance

    3 33.33%
  • I have an extra $12,000 cash per year for my deductable

    2 22.22%
Multiple Choice Poll.
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Thread: Do any of these required insuance clauses required by ObamaCare apply to you?

  1. #31
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by CRUE CAB View Post
    Means there is always a way to get around things. Always.
    Yep. There's always a way to get around being diagnosed with cystic fibrosis. Don't visit the doctor=no pre-existing conditions!

  2. #32
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by reinoe View Post
    Yes we know you're not as smart as an average bear which is why you brought up your employer coverage when everyone knows that has nothing to do with the problem.
    Not true. Our employers coverage will be impacted by Obama care, mine and my wifes. Both our company owners have said they may drop our insurances and pay the fine.

  3. #33
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by MaggieD View Post
    If you've always gotten your insurance through your job, you don't understand the problem. Group policies through one's employer don't discriminate based on pre-existing conditions. Your pre-existing condition might cause you not to get hired by an employer because of it. But once you're hired? You're good to go.

    Nineteen million people in this country buy their health insurance individually. Those with health problems are not able to buy insurance at any price...so that figure might be twice that....?

    Have diabetes? No health insurance for you. Had a heart attack? None for you either. Have high blood pressure? Maybe you'll get insurance. Had cancer? You're out of luck. Lie on your application? When you make a claim, your insurance company would investigate your application to make SURE you didn't lie on it. If you did? You'd get your premiums refunded and no claim paid. Unless a person used a false name when getting medical care, your records are out there. And you would be caught and left to pay your bills on your own.
    It's worse than that

    While people with pre-existing conditions can get coverage through their employer (if they can get hired) the insurance carrier can deny claims based on pre-existing conditions while maintaining your coverage (and charging you for it)

    So if you lie about having diabetes, etc and then submit a claim for a health problem relating to diabetes, the insurer can just refuse to pay *and* continue to collect a premium from you
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  4. #34
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by reinoe View Post
    Yep. There's always a way to get around being diagnosed with cystic fibrosis. Don't visit the doctor=no pre-existing conditions!
    That has to do with what?

  5. #35
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    It seems like some of the worry is that healthy people will join special "Healthy Person" insurance plans and sick people will join Obamacare. This will result in (possibly rich) healthy people paying less for insurance than Obamacare. It will also create a vicious cycle in which Obamacare will become more and more unsustainable. Obamacare needs healthy people to pay for the sick ones, the question is how to make that happen.

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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by ecofarm View Post
    It seems like some of the worry is that healthy people will join special "Healthy Person" insurance plans and sick people will join Obamacare. This will result in (possibly rich) healthy people paying less for insurance than Obamacare. It will also create a vicious cycle in which Obamacare will become more and more unsustainable. Obamacare needs healthy people to pay for the sick ones, the question is how to make that happen.
    Tax the rich.

  7. #37
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by CRUE CAB View Post
    Tax the rich.
    With all of the sick people going to Obamacare, perhaps the rich can save as much in "Healthy Person Insurance" as they lose in taxes.

  8. #38
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by roughdraft274 View Post
    So you complain about others having to pay for extra resources while still complaining that you don't have to pay or receive those extra resources?
    Where exactly was I complaining about others having to pay for extra resources or complaining that I don't have to pay for those extra resources? Please quote me.

    The poll asks: Which of these required insurance policy provisions you must buy applies to you?

    Birth control applies to me because I use it monthly, so that is why I chose other- birth control because it applies to me. I am not complaining about that at all, I think it should be provided to all women under insurance and I don't mind paying for it. I will admit that I am complaining about not receiving those benefits under my plan that I pay for because that is what is important to me.
    I call my own shots, largely based on an accumulation of data, and everyone knows it.
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  9. #39
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by MaggieD View Post
    What we had before wasn't working. What don't people understand about pre-existing conditions? Without Obamacare and the mandated coverage it provides for, millions of people don't have health insurance. Can't buy it at any price.

    Calling coverage for pre-existing conditions "insurance" is an oxymoron, a word game.

    Wouldn't be great if they offered auto insurance for "pre-existing accident damage" that would repair accident damage that occurred before you bought the policy? If they did, why would anyone buy insurance until they had an accident?

    Personally, unless it's free it would seem a person is economically incompetent to buy insurance until you need it - if by law you have to be sold the insurance at the same rate if you ever do need it. Since the being-an-American-annual-tax (penalty) for not having insurance is significantly lower than the insurance premium and given the huge premiums, deductible and co-pay requirements, why buy "insurance" until you need it?

    That makes no sense to me. What would make sense is NOT buying the insurance and saving the premiums so that if you DO suffer a major medical issue you then have the money to not only buy the policy, but also have the money for the deductible and co-pay so you then actually CAN get treatment from the insurance. For millions of people, that would be the only way they would have the deductible and co-pay to be able to use the insurance anyway.

    Can ANYONE give a rational reason to buy the costly insurance before you need it since you can't be turned down if you ever do?

  10. #40
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    Re: Do any of these required insuance clauses required by ObamaCare apply to you?

    Quote Originally Posted by MaggieD View Post
    I, on the other hand, think we have some obligations for the larger good. I pay property taxes of $4,400 a year on my little house. More than half of that amount is used to educate our children. I don't have any. I don't look at that as a terrible thing. Perhaps you would.

    I pay more in property taxes - and 90% of our property is tax exempt.

    Your example does not work. School taxes do not make me pay for irresponsible behavior nor reward it. I also see school taxes as benefiting my family and myself because of the social and economic benefits of children being educated (and kept off the street).

    People keep debating ObamaCare as if it is what the president says - when it's a lie. Poor and working people do NOT have $5000 deductible. Do not have $12,700 per year deductible. Do NOT have 20, 30, 40% copay.

    Just for that, all the words are just a massive lie.

    Here is what ObamaCare REALLY did:

    1. Previously, large employers HAD to provide medical insurance for their employees. Now they do not. ObamaCare is MASSIVE corporate welfare via the law eliminating required employer paid employee medical coverage. This was a MASSIVE change that is essentially never mentioned nor ever justified by Obama and company.

    2. Most indigent healthcare WAS paid for thru property taxes (ie the "hospital district"). The wealthier in real property a person or company was, the most they paid in taxes towards indigent healthcare - in effect a "progressive" health tax. ObamaCare is to shift indigent healthcare costs from a progressive tax primarily on the upper income people to instead a flat tax against working people - in the form insurance premiums radically raised with raised deductibles to cover indigent healthcare.

    3. ObamaCare took healthcare decisions away from you and gave it to the government - by dictating what will and won't be paid for - and how much for each. Personally, we often opt for alternative methods in health issues, meaning insurance won't cover it anyway even if done by a doctor. In this, ObamaCare also takes virtual total control over medical decisions from doctors and gives it to the government. People not in the medical profession in DC, not you nor your doctor, now decide how to treat your medical conditions by deciding what they will and won't pay for - while you are paying for medical treatment you wouldn't even accept via the premiums.

    4. ObamaCare - via huge deductibles and copay - gives justification to deny major medical care to the poor and lower middle class - while at the same time telling the huge lie that they are getting "free" insurance. Since they don't have the deductible and copay, in fact they have no usable insurance whatsoever.

    5. ObamaCare attempts to defacto nationalize the medical profession and healthcare facilities by establishing a national price structure for medical services. As more and more medical professionals and facilities are opting not to play, the result is increasing threats to require such persons to do and take whatever the government demands of them or be banned from their profession.

    Virtually all the ways the ACA is being discussed and debated has little to do with the ACA and often even is exactly the opposite from reality. People are furiously debating both sides of something that doesn't exist as it is being debated.
    Last edited by joko104; 11-05-13 at 12:47 PM.

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