View Poll Results: Do You Have A Right To Buy Crap?

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  • Yes

    46 90.20%
  • No

    5 9.80%
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Thread: Do You Have A Right To Buy Crap?

  1. #1
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    Carjosse's Avatar
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    Do You Have A Right To Buy Crap?

    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:
    Obama and his Democrats are responding that these new rules are to protect people from "crappy" or "lousy" policies.

    But this is America. A lot of people treasure their right to buy lousy crap.

    "Why do you get to decide what's lousy?" Fox News's Megyn Kelly asked a Democratic member of Congress recently. "Why can't the American people say 'It's lousy for you. To me, I like it?'"

    And there it is. The great American question. Should the government protect people, nanny-like, from their own bad judgment?

    The conservative view here is no. Republicans despise anything they see as interfering with the free market, from industrial inspections to bank reforms to President Obama's Consumer Protection Bureau, with its powers to get between citizens and debt collectors, banks and credit card companies.

    If someone wants to pay 30-per-cent-plus interest, basically for life, to a credit card company based in a state with no anti-usury laws, that's his or her right. No one's forcing them to borrow the money, right?
    The core premise of Obamacare is collective responsibility, a notion that underpins laws in most Western countries to one extent or another, but which is regarded with great suspicion by American conservatives. This, to American conservatives, is socialism, even though the principles behind Obamacare are essentially a lift from earlier conservative thinking. But conservatives here have moved far to the right in recent years.
    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.

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    Re: Do You Have A Right To Buy Crap?

    Horse**** spin is still horse**** spin. Many people got the insurance plans they wanted, that worked for them, and they were perfectly happy with them. Including as it turns out, a fair amount of democrats. Now, the administration spin machine is hard at work covering the "you can keep it" lies and bull****.


  3. #3
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    Re: Do You Have A Right To Buy Crap?

    Quote Originally Posted by Carjosse View Post
    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:




    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.
    Mighty big paintbrush there.

    Many people's insurance is absolutely fine, meets their needs and fits their budget. What the 'meets the ACA criteria' means is that the government thinks all people are too stupid to know what they need.

    Of course there are going to be shyster insurance policies, but caveat emptor is the personal responsibility of people knowing what their buying. You can't protect all people from their own ignorance, and the rest of us shouldn't have to pay for that.
    Building block or stumbling block.... choose.

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    Re: Do You Have A Right To Buy Crap?

    Quote Originally Posted by Carjosse View Post
    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:




    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.

    It's rather remarkable to view people who are excited about the government deciding how healthy they will be allowed to be, and how much money they will be required to spend to maintain it.

    Just hope they don't find you obsolete at some point and cancel you for a better version available represented by some other citizen.

  5. #5
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    Re: Do You Have A Right To Buy Crap?

    The question really doesn't apply to healthcare because if you do buy a crap policy and then need care that you're not covered for and can't afford you go to the ER, which by law can't turn you away, and someone else - taxpayers, owners of the hospital - pay for your care, and ER's are a horribly expensive way to dispense healthcare. If you want to do away with that requirement then I'm good with it. Buy a policy that doesn't meet your needs and live with the consequences. Otherwise I don't have a huge problem with mandating minimum standards for health insurance.

    Doesn't necessarily mean I agree with Obamacare btw. I really don't. In the case of Obamacare the point of the minimum standards are more to artifically inflate the policyholder pool to spread costs around to people who aren't liable to use particular coverages and thus subsidize the cost for other policyholders.
    Don't be a grammar nazi - Marcus Aurelius, Meditations, Book 1 #7

  6. #6
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    Re: Do You Have A Right To Buy Crap?

    Quote Originally Posted by Carjosse View Post
    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:




    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.
    Nonsense. If your auto insurance policy does not cover worn tire replacement, spark plug replacement, front end alignment, oil changes, tune-ups and periodic detailing that does not make it a "crap" policy.

    Insurance is for the rare, unexpected and expensive events in life - it is not intended for covering every conceivable routine maintanence expense related to what is covered. The guaranteed additional "goodies" that PPACA mandates to be covered (with no added out of pocket costs) are what makes it crap and unnecessarily expensive. These things are not free, they are simply added to the PPACA compliant policy premium cost, meaning that you have paid for them whether you ever use them or not.
    Last edited by ttwtt78640; 11-04-13 at 06:46 PM.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  7. #7
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    Re: Do You Have A Right To Buy Crap?

    Quote Originally Posted by Carjosse View Post
    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:




    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.
    I think people have a right to buy what ever they want to buy. That goes for almost everything to include insurance. If one wants to buy a Yugo, they should have every right, if a Cadillac same thing. Same goes if I want to buy some cheap watch made in China or Timbuktu or a fancy one made in Switzerland. As long as it is legal, a person should be able to buy what he wants. I do not think government has the right to tell you outside of legality how one spends his money.
    This Reform Party member thinks it is high past time that we start electing Americans to congress and the presidency who put America first and their political party further down the line. But for way too long we have been electing Republicans and Democrats who happen to be Americans instead of Americans who happen to be Republicans and Democrats.

  8. #8
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    Re: Do You Have A Right To Buy Crap?

    Quote Originally Posted by Carjosse View Post
    I was reading this article on CBC form their Washington correspondent and I found it rather interesting. It talks about Obamacare and Obama saying if you like your policy you can keep it. People are complaining that their old policies are being cancelled by Obamacare because they are substandard, while the reason they are substandard is that they are crap and provide no real protection from healthcare costs.

    THis quote illustatres the point very nicely:




    All Obamacare does is prevent people from being screwed by insurance companies because then everyone else has to pick up the tab. He goes on to say how is it different than requiring car insurance or banks having to have insurance to protect themselves form bad loans. After all the banks chose to finance sub-prime mortgages it is their fault, but we ended up having to pay for it the end same happens with healthcare.
    That is the Obama talking point for sure. It also is a lie.

  9. #9
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    Re: Do You Have A Right To Buy Crap?

    The U.S. government should not be in the business of protecting people from themselves.




    "Government exists to protect us from each other. Where government has gone beyond its limits is in deciding to protect us from ourselves." ~ Ronald Reagan

  10. #10
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    Re: Do You Have A Right To Buy Crap?

    Correct me if I'm wrong, but your poll seems wrong.

    Government did not remove our right to buy crap insurance.
    Government removed the right of insurance companies to sell what you are terming "Crappy insurance".

    Does a company have the right to sell anything it wants without government interference? The answer should be "no".
    The devil is in the details.

    And your notion that it's only "crap insurance" that they prohibited seems silly. My powers of determining what's best for me often, but not always, is superior to "the masses" idea of what is best for me. I assume that's the same for most people. People I know read ****ty books, have ****ty houses, hang out with ****ty people, have ****ty jobs, watch ****ty shows. Good grief, where does it end?

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