View Poll Results: How do you pay - cash or card?

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  • Always with my card

    13 17.33%
  • Mostly with my card

    41 54.67%
  • Mostly cash

    17 22.67%
  • Always cash

    3 4.00%
  • I can't decide

    1 1.33%
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Thread: How do you pay - cash or card?

  1. #71
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    AliHajiSheik's Avatar
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    Re: How do you pay - cash or card?

    For those who are fans of debit cards, here is a story that isn't easy to prepare for. You purchase an airline ticket from the US to Asia on your debit card for about $4000. The airline makes a mistake and charges your debit card 3 times ($12,000). Now, not only is your debit card hosed, but so is your bank account. No funds for you.

    True story.

  2. #72
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    Re: How do you pay - cash or card?

    Quote Originally Posted by Canell View Post
    Hi all

    Simple question here: do you pay cash or with your card?

    I would say that paying with a card is quite dangerous in terms of privacy - the bank knows all your moves and habits, what you buy, where you go and when you go. I'm not comfortable with that to say the least.

    So, what do you think?
    I pay mostly with cash.If I have to use a credit card I mostly use pre-paid credit cards.
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  3. #73
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    Re: How do you pay - cash or card?

    Quote Originally Posted by AGENT J View Post
    no they have a policy to follow, i called the bank they informed me to fill out the fraud paperwork and identify the false claims and that was that and that i must also file a police report and fax it to them.

    very simply actually, if it happens again they follow protocol and procedures again
    Sure. Just like my coworkers and I follow policy and don't ever give customers a run around if they are being annoying or if we have been instructed to protect the bottom line.

  4. #74
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    Re: How do you pay - cash or card?

    Quote Originally Posted by Gipper View Post
    Always plastic when possible. I hate carrying change around.

    I already have one heavy bulge in my pants. I don't need another.
    obviously, you need a lighter key chain

    my twenty-something kids laugh at me. i dont own/want a debit/credit card. while i was required to use a federal credit card for travel as a government employee, i have never used one for personal transactions. but i have my check book (anyone remember what those are ... wasn't a poll option) for emergencies
    cash is truly king. my mechanic, dentist, handyman and other service providers prefer being paid in undocumented, i.e., unreported, cash. i never have a problem scheduling an appointment and usually negotiate a discount on any purchase above $100. if they accept plastic, that costs them 3% off the top. if the furniture and jewelry vendors do not give me about half off i go elsewhere
    now, i do cheat. my wife is a professional artist and accepts plastic using the square. so, if i need to buy electronics to upgrade a guitar i am about to flip, she buys it for me

    here is where the digital divide separates us by generation. my old fart cohort resents the collection of their purchasing/shopping data. my kids appreciate being tracked and offered discounts on items that their buying history indicates they may want

    i do expect cash to become a thing of the past. and soon. the inability to track cash diminishes taxable revenue. cash facilitates the underground/illicit economy. once systems are in place to eliminate cash transactions, the government has good reason to convert to a purely digital currency
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  5. #75
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    Re: How do you pay - cash or card?

    Quote Originally Posted by Canell View Post
    Well, I'm sorry to read this. Let me remind you something.
    I'm not doing it for security, I'm doing it for my leisure and hedonism. It's also a fairly widespread view among people my age. We grew up more or less without this definition of privacy and around these applications, tools, and technology. We wouldn't trade it for something nebulous and that I'm quite frankly unfamiliar with like total digital privacy. Ask yourself if the child who is raised on an iPad today is going to know or care about whether or not their applications are monitored tomorrow, I think not.

    Our definition of privacy is shifting and its going to be driven by generational changes. There are outliers in every group don't get me wrong, this isn't a uniform opinion, but by and large I think this is true of my generation and the ones that are coming along at our heels.

  6. #76
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    Re: How do you pay - cash or card?

    Quote Originally Posted by Gaius46 View Post
    Something about this post makes me very sad.
    My best response would be a digital *shrug* I think there isn't much that I can do to alleviate that concern. I'm well aware that my searches are logged, my shopping habits on Amazon monitored, my ad clickthroughs stored, and on, and on. But I grew up on these conveniences and they are natural to me not accoutrements. I honestly rarely pay more than a moments thought to the privacy aspect because I think I (and I'd hazard a lot of people my age) have a different definition of privacy than the one others may have grown up with.

  7. #77
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    Re: How do you pay - cash or card?

    Quote Originally Posted by justabubba View Post
    obviously, you need a lighter key chain

    my twenty-something kids laugh at me. i dont own/want a debit/credit card. while i was required to use a federal credit card for travel as a government employee, i have never used one for personal transactions. but i have my check book (anyone remember what those are ... wasn't a poll option) for emergencies
    cash is truly king. my mechanic, dentist, handyman and other service providers prefer being paid in undocumented, i.e., unreported, cash. i never have a problem scheduling an appointment and usually negotiate a discount on any purchase above $100. if they accept plastic, that costs them 3% off the top. if the furniture and jewelry vendors do not give me about half off i go elsewhere
    now, i do cheat. my wife is a professional artist and accepts plastic using the square. so, if i need to buy electronics to upgrade a guitar i am about to flip, she buys it for me

    here is where the digital divide separates us by generation. my old fart cohort resents the collection of their purchasing/shopping data. my kids appreciate being tracked and offered discounts on items that their buying history indicates they may want

    i do expect cash to become a thing of the past. and soon. the inability to track cash diminishes taxable revenue. cash facilitates the underground/illicit economy. once systems are in place to eliminate cash transactions, the government has good reason to convert to a purely digital currency
    That is a solid point. I really don't care that Amazon, NewEgg, or what have you tracks my purchasing and advertisement choices. I don't really consider it to have that much to do with my personal privacy as I conceive it, and I very much enjoy the benefits that I derive from it.

  8. #78
    I'm kind of a big deal

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    Re: How do you pay - cash or card?

    Quote Originally Posted by brothern View Post
    Sure. Just like my coworkers and I follow policy and don't ever give customers a run around if they are being annoying or if we have been instructed to protect the bottom line.
    just because you or your coworkers are poor employees and violate procedures and protocols doesnt mean my back will or even can. Since these policies and procedures are posted and guaranteed to me and the customer paperwork i sign has a security and fraud agreement in it they will have to stick to it.

    and if they choose not to or invent something new or break the law/contract they could face penalties. Also if they could do it for any reason they want then the whole conversation is meaningless.

    Bottom line is your post was factually not true for some banks/cases. Sorry that bothers you.
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    Re: How do you pay - cash or card?

    I use debit. Cash is for cavemen.

  10. #80
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    Re: How do you pay - cash or card?

    Quote Originally Posted by Perotista View Post
    I probably divide it up between card and cash fairly even. But when I get my credit card bills they are paid off in their entirely. I never have a running balance.
    I use bank card, not a credit card

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