Demographics Explain Nearly All Growth in Social Security Disability Insurance
* The Social Security disability programs have grown significantly since they were signed into law, as well as in recent years.
The growth was expected and projected as far back as 1994.
* According to Social Security's Chief Actuary, the growth of SSDI (from 1980 to 2010) is mostly the result of several factors: substantial growth in the U.S. population; the baby boomers aging into their high-disability years; women entering the workforce in large numbers in the 1970s and 1980s so that more are now "insured" for SSDI based on their own prior contributions; and the increase int he Social Security retirement age so that disabled workers continue to receive SSDI benefits for longer before converting to retirement benefits. (Footnote: Testimony of Stephen Goss, Chief Actuary, Social Security Administration, before the House Ways and Means Committee (March 2013),
http://waysandmeans.house.gov/uploadedfiles/goss_testimony.pdf)
* Many experts including Social Securty's Chief Actuary caution against overstating the role that the recent economic downturn has played in contributing to the growth in SSDI.
The Chief Actuary estimates that the recession accounts for just five percent of the program's growth. (Footnote: See
id; see also Ruffing, supra note 5; see also Kathy Ruffing, Center on Budget and Policy Priorities, Disability Benefits are Hard to Get-Even in Recessions, Sept. 3, 2013,
Off the Charts Blog | Center on Budget and Policy Priorities | Disability Benefits Are Hard to Get
*Demographic factors-such as disproportionately older population-also explain geographic variation in rates of receipt of Social Security disability benefits. (Footnote: See, e.g. Kathy Ruffing, Center on Budget and Policy Priorities, The State of Disability, March 26, 2013,
Off the Charts Blog | Center on Budget and Policy Priorities | The State of Disability, see also Kathy Ruffing, Not So Hale and Hearty: Explaining Disability Rates in One Alabama County, April 15, 2013,
Off the Charts Blog | Center on Budget and Policy Priorities | Not So Hale and Hearty: Explaining Disability Rates in One Alabama County.