View Poll Results: Will ObamaCare reduce healthcare costs and insurance preminums?

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  • Yes, ObamaCare will reduce healthcare costs and insurance premiums

    19 26.03%
  • No, ObamaCare will increase healthcare costs and insurance premiums

    45 61.64%
  • IDK/other

    9 12.33%
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Thread: Will ObamaCare reduce healthcare costs and insurance premiums?

  1. #21
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Redress View Post
    Oh, I understand that. But in reference to the topic of the thread, what he said, and what was claimed he said are two different things.
    Yes what he said and what is reality is two different things. You got that right.
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Redress View Post
    Well isn't this interesting. Here is what Obama said:



    Odd how that is not what Joko claimed was said....

    Thanks for the link Humbolt.
    From his speech on the last page - you stopped at page 1.

    "Hereís what you need to know. First, I will not sign a plan that adds one dime to our deficits Ė either now or in the future. Period. And to prove that Iím serious, there will be a provision in this plan that requires us to come forward with more spending cuts if the savings we promised donít materialize. Part of the reason I faced a trillion dollar deficit when I walked in the door of the White House is because too many initiatives over the last decade were not paid for Ė from the Iraq War to tax breaks for the wealthy. I will not make that same mistake with health care."

    " The plan will not add to our deficit. The middle-class will realize greater security, not higher taxes. And if we are able to slow the growth of health care costs by just one-tenth of one percent each year, it will actually reduce the deficit by $4 trillion over the long term."


    S0... where is the first reduction in the deficit he promised?

    Should I go to the part of promising everyone will have coverage and no pre-existing conditions would disqualify - and then link to how after 133,000 applications the Obama Administration shut all that down?

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by polgara View Post
    My premiums from BC/BS just doubled from last year, minus two dollars, so in my case, the answer is No! It's too early to tell if that is going to be chronic! :

    Greetings, joko104.
    So far, not one member has claimed their insurance premiums remained the same or went down. I can't find the part of the speech where he explained insurance premiums will increase from 30 to 100%.

    Why is it called the Affordable Healthcare Act? It should be called the "Really Expensive Healthcare Act."

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Visbek View Post
    Uh... Almost none of the ACA has actually started yet. Nothing about Obamacare would have affected your current copays or prescription coverage.

    More to the point, insurance premiums have been rising steadily for years:



    Plus, as of January 1st, you may qualify for better plans at a lower price, once the tax credits kick in. Not only that, but if your spouse has a condition that requires expensive medication all the time, he'd never get any coverage on the independent market. No insurer would have covered him with a pre-existing condition like that. ACA stops that kind of redlining.



    Yeah, that does suck, but that has nothing whatsoever to do with Obamacare.
    Oh it does have everything to do with O care. Tonight my computer shut down on me. It's got issues and I am posting from my phone which makes it hard to respond properly. I look forward to responding to your post tomorrow......cheers

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    No not for me. My insurance premiums have doubled. My co-pay has doubled +. My prescription drug coverage is next to worthless. My spouse takes a medication that costs 1700.00 every three months without insurance. Before Obamacare our cost was 300+ and today he just got his prescription filled for three months and it cost 570.00. Between the added increase in premiums and prescription drugs, it is costing us dearly.
    The AHA does not roll out in full force until January 1st 2014. What you are experiencing is the last money gouging gasp of the end of the old system.
    You should be demanding change not trying to cling to the old rip off system.
    You soon will learn how much the republicons have been lying to you.
    Last edited by Buck Ewer; 10-01-13 at 12:43 AM.

  6. #26
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by joko104 View Post
    From his speech on the last page - you stopped at page 1.

    "Hereís what you need to know. First, I will not sign a plan that adds one dime to our deficits Ė either now or in the future. Period. And to prove that Iím serious, there will be a provision in this plan that requires us to come forward with more spending cuts if the savings we promised donít materialize. Part of the reason I faced a trillion dollar deficit when I walked in the door of the White House is because too many initiatives over the last decade were not paid for Ė from the Iraq War to tax breaks for the wealthy. I will not make that same mistake with health care."

    " The plan will not add to our deficit. The middle-class will realize greater security, not higher taxes. And if we are able to slow the growth of health care costs by just one-tenth of one percent each year, it will actually reduce the deficit by $4 trillion over the long term."


    S0... where is the first reduction in the deficit he promised?

    Should I go to the part of promising everyone will have coverage and no pre-existing conditions would disqualify - and then link to how after 133,000 applications the Obama Administration shut all that down?
    Was the topic and the question not healthcare costs and insurance premiums? Why, sure enough, it was. Moving the goalposts already.
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  7. #27
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by joko104 View Post
    President Obama and Democratic leadership promised ObamaCare/The Affordable Healthcare Act will reduce national healthcare costs and reduce insurance premiums.

    Was that a truthful promise?
    Reduce them for who? Your poll is way too general

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by iguanaman View Post
    Reduce them for who? Your poll is way too general
    No it's not.

    Health care has a price. Whoever pays what percentage of that price doesn't change the actual cost of that health care. Does PPACA lower the actual cost of health care services?

    Health insurance also has a price for monthly premiums. Whether a person/family receives a federal subsidy to assist with the price of that premium does not change its actual price. Does PPACA lower the price of premiums?

  9. #29
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Redress View Post
    Oh, I understand that. But in reference to the topic of the thread, what he said, and what was claimed he said are two different things.
    I don't know. There's this: Obamacare Bends the Cost Curve

  10. #30
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Visbek View Post
    Uh... Almost none of the ACA has actually started yet. Nothing about Obamacare would have affected your current copays or prescription coverage.

    More to the point, insurance premiums have been rising steadily for years:



    Plus, as of January 1st, you may qualify for better plans at a lower price, once the tax credits kick in. Not only that, but if your spouse has a condition that requires expensive medication all the time, he'd never get any coverage on the independent market. No insurer would have covered him with a pre-existing condition like that. ACA stops that kind of redlining.



    Yeah, that does suck, but that has nothing whatsoever to do with Obamacare.
    Yes healthcare costs have been rising for years because of the increase in cost of medical treatment. Let's start with the education of the doctor/surgeon. Upon graduation most are left with an exuberant amount in student loans to pay back. Once he joins a practice or opens his own, he pays a very high premium for malpractice insurance. Because of the complexity of handling government Medicare and Medicaid insurance, his office needs to be big enough to provide room for a group of office workers just to handle all the paperwork. The more complex the government makes something, it always results in a greater cost passed down to the consumer. In this case, office calls and in office treatments increase to help cover the overhead of a doctor's practice. And because of the nature of many to sue, often leaves a doctor ordering unnecessary tests to cover his ass. These are just a couple of examples why insurance premiums have been increasing.

    Central to ObamaCare are requirements that health insurers (1) accept everyone who applies (guaranteed issue), (2) cannot charge more based on serious medical conditions (this is known as modified community rating), and (3) include numerous coverage mandates that force insurance to pay for many often uncovered medical conditions.

    This feckless set of rules allows people to forgo buying a policy until they get sick and need coverage (and then drop the policy after they get well). While ObamaCare imposes a financial penalty to discourage people from gaming the system, it is too low to be considered a threat. The result will be insurance pools that are smaller and sicker, and therefore more expensive. Add things like keeping a kid on your insurance to the age of 26 and making birth control free of charge don't help one bit either.

    ObamaCare won't take full effect until 2014, health-insurance premiums in the individual market are already rising, and not just because of routine increases in medical costs. Insurers are adjusting premiums now in anticipation of the guaranteed-issue and community-rating mandates starting next year. That is why we are seeing such huge hikes in our premiums.

    The mindless Democrats who crafted this boondoggle legislation ignored virtually every principle governing rational insurance pricing. Premiums are already reflecting it.
    Last edited by vesper; 10-01-13 at 12:26 PM.

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