View Poll Results: Will ObamaCare reduce healthcare costs and insurance preminums?

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  • Yes, ObamaCare will reduce healthcare costs and insurance premiums

    19 26.03%
  • No, ObamaCare will increase healthcare costs and insurance premiums

    45 61.64%
  • IDK/other

    9 12.33%
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Thread: Will ObamaCare reduce healthcare costs and insurance premiums?

  1. #11
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by joko104 View Post
    President Obama and Democratic leadership promised ObamaCare/The Affordable Healthcare Act will reduce national healthcare costs and reduce insurance premiums.

    Was that a truthful promise?
    Well isn't this interesting. Here is what Obama said:

    It will provide more security and stability to those who have health insurance. It will provide insurance to those who don’t. And it will slow the growth of health care costs for our families, our businesses, and our government.
    Odd how that is not what Joko claimed was said....

    Thanks for the link Humbolt.
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Redress View Post
    Well isn't this interesting. Here is what Obama said:



    Odd how that is not what Joko claimed was said....

    Thanks for the link Humbolt.
    You're welcome. He said a lot of things. Don't thank me too much.

  3. #13
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by joko104 View Post
    President Obama and Democratic leadership promised ObamaCare/The Affordable Healthcare Act will reduce national healthcare costs and reduce insurance premiums.

    Was that a truthful promise?
    My premiums from BC/BS just doubled from last year, minus two dollars, so in my case, the answer is No! It's too early to tell if that is going to be chronic! :

    Greetings, joko104.

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by humbolt View Post
    You're welcome. He said a lot of things. Don't thank me too much.
    Oh, I understand that. But in reference to the topic of the thread, what he said, and what was claimed he said are two different things.
    We became a great nation not because we are a nation of cynics. We became a great nation because we are a nation of believers - Lindsey Graham

    Quote Originally Posted by Fiddytree View Post
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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Mason66 View Post
    Common sense tells you it is impossible for rates to go down.

    If an insured has paid hundreds and his health care costs are hundreds of thousands, somebody has to make that up and forcing insurance companies to take already sick people will do just that.

    How could anybody think the rates would go down?
    Because it's insurance...the larger the pool the less the costs.
    “Capitalism is the astounding belief that the most wickedest of men will do the most wickedest of things for the greatest good of everyone.” John Maynard Keynes

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by iliveonramen View Post
    Because it's insurance...the larger the pool the less the costs.
    Eventually the insurance company will have to pay out on everybody unless they die young.

    It doesn't take a lot of people using hundreds of thousands of dollars of care when they didn't pay in hardly anything at all to créate a huge problem.

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by Mason66 View Post
    Eventually the insurance company will have to pay out on everybody unless they die young.
    They already do...the current system is that everybody forgoes insurance when they are young and healthy and get it when they get old and will need it more often. Either they get private or just save up that high blood pressure/high cholesterol etc until it's time to get on Medicare.


    It doesn't take a lot of people using hundreds of thousands of dollars of care when they didn't pay in hardly anything at all to créate a huge problem.
    That's the point of the mandate...everybody does pay in. Basically everybody will be paying insurance from the age of 26 until they get on Medicare unless the are on Medicaid. Some need subsidies due to their income but ultimately everybody is paying in. No more free riders that only get it when they get married and are starting a family or start getting old.
    “Capitalism is the astounding belief that the most wickedest of men will do the most wickedest of things for the greatest good of everyone.” John Maynard Keynes

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by joko104 View Post
    President Obama and Democratic leadership promised ObamaCare/The Affordable Healthcare Act will reduce national healthcare costs and reduce insurance premiums.

    Was that a truthful promise?
    According to Bill Clinton, the Affordable Care Act has already reduced the increase of health care ins. premiums and costs. I believe that's what the initial claim was. Not that costs would decrease from those old levels from years ago. But that they would decrease from the levels they're headed to. Which the ACA has done, is doing, it seems.

    I believe that is the panic that is driving the Tea Party politicians. They see that there is a chance the ACA will be very successful in the long run.

    The ACA has been in effect since 2010, with new provisions coming into play each year. So far, so good. Millions of previously uninsured people now have health care. Costs are increasing at low levels not seen for decades.

    People keep saying the sky is falling. But I've been looking up and don't see it. Everything seems to be going fine. Not that there haven't been snaffus, and not that there won't be in the future. Of course there will be. But it's looking good. If you want it to work, it will. It can be tweaked in the future to fix some points. Most laws are. If you WANT it to work, that is.

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by vesper View Post
    No not for me. My insurance premiums have doubled.
    Uh... Almost none of the ACA has actually started yet. Nothing about Obamacare would have affected your current copays or prescription coverage.

    More to the point, insurance premiums have been rising steadily for years:



    Plus, as of January 1st, you may qualify for better plans at a lower price, once the tax credits kick in. Not only that, but if your spouse has a condition that requires expensive medication all the time, he'd never get any coverage on the independent market. No insurer would have covered him with a pre-existing condition like that. ACA stops that kind of redlining.


    My spouse takes a medication that costs 1700.00 every three months without insurance. Before Obamacare our cost was 300+ and today he just got his prescription filled for three months and it cost 570.00.
    Yeah, that does suck, but that has nothing whatsoever to do with Obamacare.

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    Re: Will ObamaCare reduce healthcare costs and insurance premiums?

    Quote Originally Posted by iliveonramen View Post
    That's the point of the mandate...everybody does pay in. Basically everybody will be paying insurance from the age of 26 until they get on Medicare unless the are on Medicaid. Some need subsidies due to their income but ultimately everybody is paying in. No more free riders that only get it when they get married and are starting a family or start getting old.
    That's the contradiction within the law though. Only a few people will be paying in who were able to but didn't before. Not nearly enough to cover the millions of new free-riders created by the subsidies and Medicaid expansion.

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