View Poll Results: Are Republicans Trying to Hurt the Insurance Business?

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  • Yes, that's exactly what they're doing.

    2 28.57%
  • No, this has nothing to do with the insurance companies, they just got in the way

    5 71.43%
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Thread: Are Republicans Trying to Hurt the Insurance Business?

  1. #51
    Wee Nyeff
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by MaggieD View Post
    $10,000 deductible health insurance policies haven't been available for $155 a month for a 55-year-old for I-don't-know-how-long. Try $600 a month. Someone else who has absolutely no idea what health insurance costs.

    Those high-risk pools you speak of? Limited enrollment. Often a waiting list. Often 6-month pre-existing conditions exclusion. Subsidized? Yes. But still so expensive the only people who can afford to buy that coverage are wealthy.
    Shall I scan in a copy for you? I pay it every month, have for two or three years now..... It's with BC/BS......
    Building block or stumbling block.... choose.

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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by Moot View Post
    The cost of health insurance would have gone up regardless of ACA simply because health care costs are skyrocketing.
    Not at the rates we have seen, these increases since ACA are more than the last ten years combined

  3. #53
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by Glen Contrarian View Post
    Really? When I was on active duty, my oldest son got a severe case of rheumatic fever, and the military health care system took care of him and likely saved his life. But I have since retired from the Navy, and once my son turned 22 (this was years before Obamacare upped the limit to 26), his health care coverage stopped...and no health insurance company would touch him because of his pre-existing condition. But thanks to Obamacare, this coming October 1st, my son will have access to health insurance for the first time in eight years.

    And then there's my brother-in-law, who just immigrated here to America this past July - it took us twenty-five freaking years to get him here - my wife petitioned him when he was eighteen, and now he's 43 of course (and NO, he's not a ward of the state - I and my wife are legally responsible for ALL his expenses - that's the way immigration works). Anyway, he has a heart condition. Do you really think that, after living overseas for all his life and having a heart condition, any health insurance company would even consider covering him? Of course not. But thanks to Obamacare, this coming October 1st, I'm going to be sitting down with him in front of a computer figuring out this health care exchange system.

    BUT if we had things YOUR way, my oldest son and my brother in law would both be s**t out of luck...and apparently that would be your cue to say, "Welcome to America, land of the free! And don't get sick, but if you do, die quickly so you won't bankrupt your family members."
    They are living with their choices, why should the rest of us sit in the penalty box because of THEIR choices?

  4. #54
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by earthworm View Post
    That is human nature, NOT really "poor" behavour...And many jobs offered Blue-Cross/Blue Shield.....back in the day...so there was no need....and did you ever price individual health care insurance ....UNAFFORDABLE ! ...........COBRA.......
    IMO, its better that our federal government take over this end of things and make it affordable for all people...much like social security....
    As to "people ignoring coverage until sick"....they would not be granted any coverage anyway by the greedy insurance companies.
    No is is poor behavior, most adults with a brain know that taking care of your finances and health are priorty one, alcohol, drug use, fancy cares and big houses all come after those two.

  5. #55
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by MaggieD View Post
    You don't know that. You think that. You assume that. All those "working Americans" you speak of who have maintained insurance all of their lives? *Boo-Hoo-Hoo* Most of them, the greater majority of them, did no such thing. They were given healthcare by their employers. Their plans were heavily subsidized by their employers. Hell, most people don't even know what their healthcare insurance costs.

    Now...me? And others like me? Those entrepreneurs who take risks, create jobs, invest in themselves and their own future? They've been royally screwed by the health insurance model in this country. Up until now. Boo-Hoo for them in the past. And three cheers for the future.
    That is just pure liberal bullcrap Maggie. That insurance you speak up is not GIVEN, it is part of the total compensation package. SO boo hoo for all these others that chose to spend their earned money from their businesses on toys, houses, and cars that were beyond their means instead of getting health insurance.

    Liberal minded people never want to be penalized for their choices much like criminals who plead not guilty and wear out our court system. I maintained health insurance for my family while making 20k a year in living in ****ing mobile home while my friends and neighbors did without living in nicer homes and cars. Now those same people are mooching off the rest of us that played by the rules. I say screw'em, there should be a penaty for poor behavior, not a ****ing reward.

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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by iguanaman View Post
    That makes you jealous? That people with catastrophic illness get treatment? Do you want to trade places with them?
    I wonder how the mind works sometimes.
    I don't think I should be penalized because most of those people did without coverage before being diagnosed with those illnesses. It is no different than farm subsidies or wall street bailouts. It makes me wonder about people that think they should be taken care of after ****ing their lives away.

  7. #57
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by GottaGo View Post
    Shall I scan in a copy for you? I pay it every month, have for two or three years now..... It's with BC/BS......
    No, that's be violating HIPPA laws. Okay, I'll say then that you have the best policy on planet earth. That is not typical by any means.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  8. #58
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by MaggieD View Post
    No, that's be violating HIPPA laws. Okay, I'll say then that you have the best policy on planet earth. That is not typical by any means.
    I'd black out the name, it's just a premium bill.

    YMMV... but it proves the point that quite a few people do have policies in place to take care of the major stuff, most policies they can't keep under the ACA because it doesn't cover what the government thinks they should have.

    It's the core of why I, and many others, feel the ACA is way out of line, pretty much from A to Z.
    Building block or stumbling block.... choose.

  9. #59
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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by Rocketman View Post
    They are living with their choices, why should the rest of us sit in the penalty box because of THEIR choices?
    Because with the individual mandate, people HAVE to provide for their own healthcare - at least to the point they can afford it. Otherwise families go bankrupt trying to pay for health care that EVERYONE - including you - needs sooner or later.

    And think on this, guy - if lots of people go bankrupt, does it affect you? Sure does, absolutely it does...or do you think that a lot fewer people buying things during the Great Recession was an accident? The GR wasn't due to health care, of course, but half of ALL bankruptcies are due at least in part to health care costs. Do you think it would help America's economy if our rate of bankruptcies was cut in half? Sure would.

    In other words, whether or not we have the ACA, you pay ANYWAY, whether to subsidize other peoples' health care, or to pay for the results of people not getting health care.

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    Re: Are Republicans Trying to Hurt the Insurance Business?

    Quote Originally Posted by Glen Contrarian View Post
    Because with the individual mandate, people HAVE to provide for their own healthcare - at least to the point they can afford it. Otherwise families go bankrupt trying to pay for health care that EVERYONE - including you - needs sooner or later.

    And think on this, guy - if lots of people go bankrupt, does it affect you? Sure does, absolutely it does...or do you think that a lot fewer people buying things during the Great Recession was an accident? The GR wasn't due to health care, of course, but half of ALL bankruptcies are due at least in part to health care costs. Do you think it would help America's economy if our rate of bankruptcies was cut in half? Sure would.

    In other words, whether or not we have the ACA, you pay ANYWAY, whether to subsidize other peoples' health care, or to pay for the results of people not getting health care.
    But I pay much less, the increases from the provisions in ACA have been more than the last 10 years combined. I have never been without insurance since I got out of high school, maintained it through college up till now. I drove POS cars and worked 40 hours/week while in school, was it ideal-no, but it kept me covered.

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