I don't even know what a "formal" education is. Is it just like education, but with a suit and tie?
I'm 32 years old and learning. I had a dead spot in my career of learning from the ages of about...15-25, give or take. Learned a FEW things in those years, but they were hard lessons, because I already knew everything. But for the last 7 years? I've been working on my Phd on life. I have successfully learned plumbing, auto mechanics, some auto engineering, electrical sciences, carpentry, masonry, construction, web page design (though I'm not very good), auto racing, cocktail mixology, oh you get the point.
To answer the question, I have a BFA.
But my knowledge base eclipses that and then some.