View Poll Results: Who should get the insurance money?

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  • Widow

    1 5.00%
  • Ex-wife named on policy

    18 90.00%
  • Another family member (kids)

    0 0%
  • Someone else entirely

    1 5.00%
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Thread: Who should get the insurance money?

  1. #1
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    Who should get the insurance money?

    Okay so I saw this story and I love it.

    Court says ex-wife gets man's insurance money

    I want to know what you all think. Who should get the money? The widow? The ex-wife? Some other relative? Someone else entirely?

    And why.

    I think the right decision was made and in fact, I think it should always be whoever is written on the policy, no matter the policy. I do feel bad when someone forgets to change a policy, but that is a very good reason why whenever a life event happens, marriage, divorce, death, you check your legal paperwork and ensure that it reflects your wishes in consideration of that new event. This guy had plenty of time to change that document. He should have ensured it got done.

    I don't think it would be right for us to accidentally overrule someone's stated wishes for someone else failing to keep up with their affairs/paperwork. I know my own father has told his children that he has a life insurance policy that names my mother as his beneficiary, despite being married currently to someone else. If my mother ever agreed to take my father back, he would get divorced from the "new" wife in a heartbeat, but since my mother won't and he can't stand to be alone, he stays married to her.

    As a side note, I believe the ex-wife should sue to get back the lawyer/court costs for having to deal with this.
    "A woman is like a teabag, you never know how strong she is until she gets in hot water." - Eleanor Roosevelt

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    Re: Who should get the insurance money?

    Quote Originally Posted by roguenuke View Post
    Okay so I saw this story and I love it.

    Court says ex-wife gets man's insurance money

    I want to know what you all think. Who should get the money? The widow? The ex-wife? Some other relative? Someone else entirely?

    And why.

    I think the right decision was made and in fact, I think it should always be whoever is written on the policy, no matter the policy. I do feel bad when someone forgets to change a policy, but that is a very good reason why whenever a life event happens, marriage, divorce, death, you check your legal paperwork and ensure that it reflects your wishes in consideration of that new event. This guy had plenty of time to change that document. He should have ensured it got done.

    I don't think it would be right for us to accidentally overrule someone's stated wishes for someone else failing to keep up with their affairs/paperwork. I know my own father has told his children that he has a life insurance policy that names my mother as his beneficiary, despite being married currently to someone else. If my mother ever agreed to take my father back, he would get divorced from the "new" wife in a heartbeat, but since my mother won't and he can't stand to be alone, he stays married to her.

    As a side note, I believe the ex-wife should sue to get back the lawyer/court costs for having to deal with this.
    Exactly....
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  3. #3
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    Re: Who should get the insurance money?

    The ex-wife was on the policy, she should be the one receiving money. It was the deceased who signed off on this and legally it's the ex-wife's.

    Getting married to someone else shouldn't warp, alter, or change other pre-existing contracts like that.

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    Re: Who should get the insurance money?

    Since you can make anybody a beneficiary (including for the benefit of a pet), what is on the documents is what stands.
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    Re: Who should get the insurance money?

    While I agree, legally the ex-wife should get the money, I think the widow should be entitled to some of it. Kind of like alimony when a divorce happens. Arguably the widow is more hurt financially than the ex-wife and does deserve some compensation with her husband's passing.
    Hail to the King baby!

  6. #6
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    Re: Who should get the insurance money?

    Quote Originally Posted by Chaddelamancha View Post
    While I agree, legally the ex-wife should get the money, I think the widow should be entitled to some of it. Kind of like alimony when a divorce happens. Arguably the widow is more hurt financially than the ex-wife and does deserve some compensation with her husband's passing.
    Not necessarily. It is more than possible that there were other funds and assets that the widow got.
    "A woman is like a teabag, you never know how strong she is until she gets in hot water." - Eleanor Roosevelt

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  7. #7
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    Re: Who should get the insurance money?

    Quote Originally Posted by roguenuke View Post
    Okay so I saw this story and I love it.

    Court says ex-wife gets man's insurance money

    I want to know what you all think. Who should get the money? The widow? The ex-wife? Some other relative? Someone else entirely?

    And why.

    I think the right decision was made and in fact, I think it should always be whoever is written on the policy, no matter the policy. I do feel bad when someone forgets to change a policy, but that is a very good reason why whenever a life event happens, marriage, divorce, death, you check your legal paperwork and ensure that it reflects your wishes in consideration of that new event. This guy had plenty of time to change that document. He should have ensured it got done.

    I don't think it would be right for us to accidentally overrule someone's stated wishes for someone else failing to keep up with their affairs/paperwork. I know my own father has told his children that he has a life insurance policy that names my mother as his beneficiary, despite being married currently to someone else. If my mother ever agreed to take my father back, he would get divorced from the "new" wife in a heartbeat, but since my mother won't and he can't stand to be alone, he stays married to her.

    As a side note, I believe the ex-wife should sue to get back the lawyer/court costs for having to deal with this.
    I was amazed to read THIS:

    Virginia law revokes a beneficiary designation in favor of the current spouse.
    I agree with you. The ex gets the money. But as to your opinion that the current wife should have to pay the ex's attorney fees? There we disagree. She brought the suit in light of Virginia law as I quoted above. It wasn't malicious. We can't start penalizing people for bringing rightful lawsuits...we'd stop having them. And that shouldn't happen.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

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    Re: Who should get the insurance money?

    Wow, that is messy. The Virginia law does make sense and typically if you name someone other than your spouse a beneficiary, the spouse has to approve.

    If the employee lived in Virginia, not sure why Federal rules would have to trump except obviously the ex-wife is glad that it does.

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    Re: Who should get the insurance money?

    True, there could be extenuating circumstances, as with every legal case. I am just saying there should be the possibility of payment.

    Quote Originally Posted by roguenuke View Post
    Not necessarily. It is more than possible that there were other funds and assets that the widow got.
    Hail to the King baby!

  10. #10
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    Re: Who should get the insurance money?

    Quote Originally Posted by AliHajiSheik View Post
    Wow, that is messy. The Virginia law does make sense and typically if you name someone other than your spouse a beneficiary, the spouse has to approve.

    If the employee lived in Virginia, not sure why Federal rules would have to trump except obviously the ex-wife is glad that it does.
    Virginia's law is a nanny law. "He must've forgotten to change it." Bull****.

    Your statement about your spouse having to agree if you name someone other than your spouse is incorrect. The owner of a life insurance can name whoever they please as beneficiary.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

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