View Poll Results: Who should get the insurance money?

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  • Widow

    1 5.00%
  • Ex-wife named on policy

    18 90.00%
  • Another family member (kids)

    0 0%
  • Someone else entirely

    1 5.00%
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Thread: Who should get the insurance money?

  1. #21
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    radcen's Avatar
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    Re: Who should get the insurance money?

    Quote Originally Posted by Viktyr Gehrig View Post
    Seriously, how in the hell does a man forget something like that? Even if he forgot to change it when he divorced, he sure as hell should have remembered when he got married again.
    Meh. I'm the kind of person that would forget something like that. Or, just procrastinate it away.
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

  2. #22
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    Re: Who should get the insurance money?

    I think it should depend on the details of the case. Suppose, for instance, that the relationship and subsequent divorce from the ex-wife were brutal. Suppose it turned out that she betrayed him in some spectacular way, even though he loved her to death. And perhaps, because of his emotional state, he forgot to change the policy. Suppose he left documents indicating he thought he had changed the policy. Saying that it should be whoever appears on the insurance policy, full stop, is not a rule designed to produce a just outcome in every occurence.

  3. #23
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    Re: Who should get the insurance money?

    Thanks to reading this, I'm definitely taking out my life insurance policy on my kids.

  4. #24
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    Re: Who should get the insurance money?

    Quote Originally Posted by ashurbanipal View Post
    I think it should depend on the details of the case. Suppose, for instance, that the relationship and subsequent divorce from the ex-wife were brutal. Suppose it turned out that she betrayed him in some spectacular way, even though he loved her to death. And perhaps, because of his emotional state, he forgot to change the policy. Suppose he left documents indicating he thought he had changed the policy. Saying that it should be whoever appears on the insurance policy, full stop, is not a rule designed to produce a just outcome in every occurence.
    He forgot about it for over a decade? He got remarried. If you care for someone enough to marry them, then you really should take care of this stuff right away. As soon as I got back with my marriage certificate I changed my policy. It was a simply side trip during work. Unless he was retired or something, he should have been able to visit his HR/admin at work and get it changed. Would have taken about 10 mins tops. And if he had medical insurance through his work, then it could have been done at pretty much the same time that he changed that paperwork.
    "A woman is like a teabag, you never know how strong she is until she gets in hot water." - Eleanor Roosevelt

    Keep your religion out of other people's marriages.

  5. #25
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    Re: Who should get the insurance money?

    Or he could have made his estate the beneficiary and let his will decide the assets---not unusual if part of that was to cover burial costs.

  6. #26
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    Re: Who should get the insurance money?

    Quote Originally Posted by roguenuke
    He forgot about it for over a decade?
    With all that we now know about how human memory works, this is not only possible, it's likely that this happens fairly often. People can convince themselves very easily that they've done something that they didn't do, just by having intended to do it. People who associate painful emotions with some particular subject often do have very distorted memories of that subject.

    My overall point is that no one-size-fits-all rule will lead to just outcomes in every circumstance. Again, suppose the man left other documents, including perhaps testamentary documents, indicating that he thought he had changed the beneficiary and intended his current wife to get the money?

    I don't know what the details of this particular case are; my point is more general here.

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