Cutting through to your bottom line, how do we insure the states increase taxes, much less enough to take care of those who through no fault of their own, need assistance? There are many states cutting taxes right now, cutting social programs in the process. The Fed being involved requires the money be spent on them. Take that requirement out, what happens. I don't deny the system is broken. There are people gaming the system as it was reformed and the states are gaming the Fed. That should stop right now. I just want to protect the most vulnerable. Pulling the Fed out and giving the states the responsibility, without safeguards (though how can the Fed impose safeguards when it's not Fed money) is a recipe for disaster.