View Poll Results: What social class do you fall under?

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  • Capitalist class/wealthy

    10 10.99%
  • Upper middle

    30 32.97%
  • Lower middle

    26 28.57%
  • Working class

    16 17.58%
  • Lower class

    9 9.89%
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Thread: What class do you fall under and what is your political affiliation?

  1. #71
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Jerry View Post
    Not to sound conspiratorial, but it is my firm belief that one day we will have a global government. IMO this will look less like an overbearing empier and more like a solid trade organisation.

    I hope I live to see that day, because when America is placed in context to the rest of the world and global taxes are decided, I want to watch the liberals squirm as the world hates the lowest American for being in the upper-elite of the world. I can't wait for their own standard to be applied to them and their assets taxed into ruin.
    That's cool, just as long as I'm exempt from all the taxes and other bad things.
    I'm a good person...really.
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    Re: What class do you fall under and what is your political affiliation?

    Low-Middle

    I'm a Libertarian
    Libertarian and Atheist...wow I'm a hated man.

  3. #73
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Dirt Racer View Post
    I also am in the Upper bracket and not only re did all of the plumbing on my home but also the Electrical, ceilings, walls, floors, etc. I did it to save a ton of money, and I like doing my own work. I feel like I will be in better shape if I ever need work done and can't afford it.
    I don't even care about the cost, I am an amateur woodworker, I live in a 1926 house on 10 acres and I do all of my own home repairs and enhancements because I love restoring old houses. If I have the time, the skills and the tools to do a job, I will do the job myself. If not, I hire someone to do it. Half the fun of having an old house is working on it!
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  4. #74
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Viktyr Gehrig View Post
    Yeah, there really should be-- there's people who can afford to pay a tenth of their income, and people who can afford to live off a tenth of their income.

    I'm just saying... if your parents can afford to put three children through college on their own, they're wealthy.
    That's just not true and it's sad that people are so uninformed that they actually believe this.

  5. #75
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Donahue View Post
    That's just not true and it's sad that people are so uninformed that they actually believe this.
    You should count your blessings you're so far removed from the lower class that you don't realize how wealthy you are.

  6. #76
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    Re: What class do you fall under and what is your political affiliation?

    Working class...voted for Stein.

    Political affiliation in anarchist...which didn't have any candidates for any of the levels of office I may vote on.
    I've moved on to a better forum (scienceforums.net). Facts matter, and I don't have the time or energy for putting up with the pretense that they don't. PM me if you'd like me to get in touch with you when I'm done developing my own forum system, likely towards the end of 2013.

  7. #77
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Viktyr Gehrig View Post
    Yeah, if you've got three kids in college and you can afford to tithe-- much less to go above and beyond-- then yeah, you really are wealthier than most everyone else. Count your blessings.
    You have a very valid point.

    The thing is there are a of us who are "millionairs next door".
    We often think of ourselves as middle-to upper class because most of our wealth is in our business.

    We don't look like millionairs, we don't dress like millionairs, we don't drive super luxury cars and a lot of us live in milddle class and upper-middle class homes/subdivisions.
    A lot of us are business owners ,many are self employed.

    Here is a of <SNIP>s from the book: The Millionaire Next Door

    PORTRAIT Of A MILLIONAIRE

    Who is the prototypical American millionaire? What would he tell you about himself?(*)

    * I am a fifty-seven-year-old male, married with three children. About 70 percent of us earn 80 percent or more of our household's income.

    * About one in five of us is retired. About two-thirds of us who are working are self-employed. Interestingly, self-employed people make up less than 20 percent of the workers in America but account for two-thirds of the millionaires. Also, three out of four of us who are self-employed consider ourselves to be entrepreneurs. Most of the others are self-employed professionals, such as doctors and accountants.

    * Many of the types of businesses we are in could be classified as dullnormal. We are welding contractors, auctioneers, rice farmers, owners of mobile-home parks, pest controllers, coin and stamp dealers, and paving contractors.

    * About half of our wives do not work outside the home. The number-one occupation for those wives who do work is teacher.

    * Our household's total annual realized (taxable) income is $131,000 (median, or 50th percentile), while our average income is $247,000. Note that those of us who have incomes in the $500,000 to $999,999 category (8 percent) and the $1 million or more category (5 percent) skew the average upward.

    * We have an average household net worth of $3.7 million. Of course, some of our cohorts have accumulated much more. Nearly 6 percent have a net worth of over $10 million. Again, these people skew our average upward. The typical (median, or 50th percentile) millionaire household has a net worth of $1.6 million.

    * On average, our total annual realized income is less than 7 percent of our wealth. In other words, we live on less than 7 percent of our wealth.

    * Most of us (97 percent) are homeowners. We live in homes currently valued at an average of $320,000. About half of us have occupied the same home for more than twenty years. Thus, we have enjoyed significant increases in the value of our homes.

    * Most of us have never felt at a disadvantage because we did not receive any inheritance. About 80 percent of us are first-generation affluent.

    * We live well below our means. We wear inexpensive suits and drive American-made cars. Only a minority of us drive the current-model-year automobile. Only a minority ever lease our motor vehicles.

    * Most of our wives are planners and meticulous budgeters. In fact, only 18 percent of us disagreed with the statement "Charity begins at home." Most of us will tell you that our wives are a lot more conservative with money than we are.

    * We have a "go-to-hell fund." In other words, we have accumulated enough wealth to live without working for ten or more years. Thus, those of us with a net worth of $1.6 million could live comfortably for more than twelve years. Actually, we could live longer than that, since we save at least 15 percent of our earned income.

    * We have more than six and one-half times the level of wealth of our nonmillionaire neighbors, but, in our neighborhood, these nonmillionaires outnumber us better than three to one. Could it be that they have chosen to trade wealth for acquiring high-status material possessions?

    * As a group, we are fairly well educated. Only about one in five are not college graduates. Many of us hold advanced degrees. Eighteen percent have master's degrees, 8 percent law degrees, 6 percent medical degrees, and 6 percent Ph.D.s.

    * Only 17 percent of us or our spouses ever attended a private elementary or private high school. But 55 percent of our children are currently attending or have attended private schools.

    * As a group, we believe that education is extremely important for ourselves, our children, and our grandchildren. We spend heavily for the educations of our offspring.

    * About two-thirds of us work between forty-five and fifty-five hours per week.

    * We are fastidious investors. On average, we invest nearly 20 percent of our household realized income each year. Most of us invest at least 15 percent. Seventy-nine percent of us have at least one account with a brokerage company. But we make our own investment decisions.

    * We hold nearly 20 percent of our household's wealth in transaction securities such as publicly traded stocks and mutual funds. But we rarely sell our equity investments. We hold even more in our pension plans. On average, 21 percent of our household's wealth is in our private businesses.


    * As a group, we feel that our daughters are financially handicapped in comparison to our sons. Men seem to make much more money even within the same occupational categories. That is why most of us would not hesitate to share some of our wealth with our daughters. Our sons, and men in general, have the deck of economic cards stacked in their favor. They should not need subsidies from their parents.

    * What would be the ideal occupations for our sons and daughters? There are about 3.5 millionaire households like ours. Our numbers are growing much faster than the general population. Our kids should consider providing affluent people with some valuable service. Overall, our most trusted financial advisors are our accountants. Our attorneys are also very important. So we recommend accounting and law to our children. Tax advisors and estate-planning experts will be in big demand over the next fifteen years.

    * I am a tightwad. That's one of the main reasons I completed a long questionnaire for a crispy $1 bill. Why else would I spend two or three hours being personally interviewed by these authors? They paid me $100, $200, or $250. Oh, they made me another offer--to donate in my name the money I earned for my interview to my favorite charity. But I told them, "I am my favorite charity."

    "WEALTHY" DEFINED

    Ask the average American to define the term wealthy. Most would give the same definition found in Webster's. Wealthy to them refers to people who have an abundance of material possessions.

    We define wealthy differently. We do not define wealthy, affluent, or rich in terms of material possessions. Many people who display a high-consumption lifestyle have little or no investments, appreciable assets, income-producing assets, common stocks, bonds, private businesses, oil/gas rights, or timber land. Conversely, those people whom we define as being wealthy get much more pleasure from owning substantial amounts of appreciable assets than from displaying a high-consumption lifestyle.

    THE NOMINAL DEFINITION OF WEALTHY

    One way we determine whether someone is wealthy or not is based on net worth--"cattle," not "chattel." Net worth is defined as the current value of one's assets less liabilities (exclude the principle in trust accounts). In this book we define the threshold level of being wealthy as having a net worth of $1 million or more. Based on this definition, only 3.5 million (3.5 percent) of the 100 million households in America are considered wealthy. About 95 percent of millionaires in America have a net worth of between $1 million and $10 million. Much of the discussion in this book centers on this segment of the population. Why the focus on this group? Because this level of wealth can be attained in one generation. It can be attained by many Americans.
    read more:

    The Millionaire Next Door
    Last edited by minnie616; 11-19-12 at 03:34 PM.
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Jerry View Post
    Not to sound conspiratorial, but it is my firm belief that one day we will have a global government. IMO this will look less like an overbearing empier and more like a solid trade organisation.

    I hope I live to see that day, because when America is placed in context to the rest of the world and global taxes are decided, I want to watch the liberals squirm as the world hates the lowest American for being in the upper-elite of the world. I can't wait for their own standard to be applied to them and their assets taxed into ruin.
    I can't wait to see them take away your military pension.

  9. #79
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Cephus View Post
    I don't even care about the cost, I am an amateur woodworker, I live in a 1926 house on 10 acres and I do all of my own home repairs and enhancements because I love restoring old houses. If I have the time, the skills and the tools to do a job, I will do the job myself. If not, I hire someone to do it. Half the fun of having an old house is working on it!
    I wish I had your love of old homes. It seems as if every time I start a project it turns into a bigger one. Anyway good for you! My house was built in 1910 and has been a nightmare.

  10. #80
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    Re: What class do you fall under and what is your political affiliation?

    Quote Originally Posted by Dirt Racer View Post
    I wish I had your love of old homes. It seems as if every time I start a project it turns into a bigger one. Anyway good for you! My house was built in 1910 and has been a nightmare.
    It's not a nightmare if you enjoy doing it. Half of the reason I was reglazing the front of the house, where it receives direct sunlight, is because the old glazing was coming off. In trying to remove the old glazing, I found that the former residents patched the glazing badly, using rubber cement, I think. I ended up breaking a couple of panes of glass (there were 51 panes that I reglazed), replaced with restoration glass, but it took a couple of weeks, then scraping all the old paint off, and now I'm ready to repaint if it would stop raining every weekend.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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