My wife and I have three advanced degrees between the two of us and make enough money to fall in the upper middle class category. We both have car payments, just under 15 years to pay off our home mortgage, and student loans we are still paying. The issue of education cost was never an issue to me, as my two advanced degrees were more important. We both have jobs skills that allow us to change positions if we ever need or want to. We both work long hours and some weekends. We also live paycheck to paycheck because it takes everything we make to get by and we are not frivolous, but rather niggardly with our money, at least I am.
I would like to retire in the next 10 years and that's one reason I voted for Romney. Have you noticed the NYSE since Obama was reelected? That's my retirement I've worked for 30 years to acquire dropping like a rock. Now I'm not so sure I'll be able to retire at all.
Oh yes, my wife and I grew up lower middle class. My dad retired from the US Navy as a Chief Petty Officer and my mom was a stay at home mom. So I know what it's like to work for everything you get. I guess that's another reason I'm conservative.