View Poll Results: Should employers be able to run credit checks?

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  • Yes

    10 32.26%
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Thread: Should employers be able to run credit checks?

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    Should employers be able to run credit checks?

    Should employers be able to run credit checks for prospective employees? I personally think if a person is unemployed and has trouble paying bills it would just make things worse if you cant get a job because of your credit.
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    Re: Should employers be able to run credit checks?

    I could see a valid reason if the prospective hire was a finance person such as a financial planner.

    For your average person, they should not.

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    Re: Should employers be able to run credit checks?

    Quote Originally Posted by megaprogman View Post
    I could see a valid reason if the prospective hire was a finance person such as a financial planner.

    For your average person, they should not.
    I agree with this. Although in Illinois and other states, credit checks are illegal as a screen for new-hires. Probably as it should be, I guess. A background check ought to suffice really.
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    Re: Should employers be able to run credit checks?

    A credit check will show your debt repayment history. Unless you have access to money that doesn't belong to you -- say, a bank teller, armored truck guard, etc. -- I don't see that this aspect of your private life is relevant to any employer.

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    Re: Should employers be able to run credit checks?

    Quote Originally Posted by 99percenter View Post
    Should employers be able to run credit checks for prospective employees? I personally think if a person is unemployed and has trouble paying bills it would just make things worse if you cant get a job because of your credit.
    due diligence by the employer
    given the abundance of prospective employees it allows the employer to select the one who has the qualifications and a clean credit history
    a blight on one's credit report may be an indicator of irresponsibility
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    Re: Should employers be able to run credit checks?

    Quote Originally Posted by justabubba View Post
    due diligence by the employer
    given the abundance of prospective employees it allows the employer to select the one who has the qualifications and a clean credit history
    a blight on one's credit report may be an indicator of irresponsibility
    It may be other other factors as well especially in a bad economy.
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    Re: Should employers be able to run credit checks?

    Quote Originally Posted by justabubba View Post
    due diligence by the employer
    given the abundance of prospective employees it allows the employer to select the one who has the qualifications and a clean credit history
    a blight on one's credit report may be an indicator of irresponsibility
    More likely, an employer who is inundated with applications will use a credit check to winnow them down even when the applicant's private financial dealings have no bearing on the job being filled.

    The risk of harm to long-term unemployed with marked up credit is so significant, it is just not worth the risk, IMO.

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    Re: Should employers be able to run credit checks?

    Quote Originally Posted by 99percenter View Post
    It may be other other factors as well especially in a bad economy.
    it very well could be
    possibly an error
    or an unresolved dispute
    or an instance of identity theft
    or massive medical bills

    but when provided a great number of prospects, this is a way to make sure a new hire is not going to be someone who was irresponsible and thus incurred credit issues

    now, if the required skill set is so narrow, the employer will likely not be so particular
    likewise when labor supply is tight
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    Re: Should employers be able to run credit checks?

    Doesn't bother me. If a person doesn't pay their debts, then that knowledge should be available to anyone contemplating doing business with them.

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    Re: Should employers be able to run credit checks?

    I voted yes, but it is conditional.
    Only after hiring.

    This allows the employer to know without it being an obstacle to employment.

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