View Poll Results: Should we pay for Sandra Fluke's birth control?

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  • Yes

    28 35.90%
  • No

    50 64.10%
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Thread: Should We Pay for Sandra Fluke's Contraception?

  1. #511
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by LaMidRighter View Post
    Incorrect, all policies must cover BC under Obamacare, we all pay now.
    If you pay more, it's because the cost of insurance has gone up due to Obamacare.

    That doesn't change the fact that what you are paying for is YOUR insurance. It's all well and good to complain about how insurance prices have gone up due to Obamacare. It's all well and good to complain about the individual mandate. It's not all well and good to complain about what other people utilize their health insurance for. They are paying for the same services you qualify for.

    It's not their fault you do not utilize it in the same way. You aren't paying for their birth control, you are failing to maximally utilize a service you pay for.
    Tucker Case - Tard magnet.

  2. #512
    Matthew 16:3

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Harry Guerrilla View Post
    That's besides the fact the pregnancy is an elective condition and shouldn't be mandated in coverage.
    Wow. Just wow.
    Tucker Case - Tard magnet.

  3. #513
    Matthew 16:3

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by LaMidRighter View Post
    Tucker, this is cost to you and your family.
    I'm only talking about the costs which went to my insurance company.
    Tucker Case - Tard magnet.

  4. #514
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    Harry Guerrilla's Avatar
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    Wow. Just wow.
    Should someone be covered in their home owners policy, if they set their house on fire?
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  5. #515
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Harry Guerrilla View Post
    Should someone be covered in their home owners policy, if they set their house on fire?
    Is getting pregnant a felony now?
    Tucker Case - Tard magnet.

  6. #516
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    Is getting pregnant a felony now?
    Illegality is irrelevant.
    Pregnancy is an elective situation, just like setting your house on fire.

    You choose to have the condition of pregnancy, just like you choose to set your house on fire.
    It's not a hedge against risk.

    Now complications from a pregnancy, should generally be covered, because it is a risk.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  7. #517
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    If you pay more, it's because the cost of insurance has gone up due to Obamacare.

    That doesn't change the fact that what you are paying for is YOUR insurance. It's all well and good to complain about how insurance prices have gone up due to Obamacare. It's all well and good to complain about the individual mandate. It's not all well and good to complain about what other people utilize their health insurance for. They are paying for the same services you qualify for.

    It's not their fault you do not utilize it in the same way. You aren't paying for their birth control, you are failing to maximally utilize a service you pay for.
    No tucker, this is not true. You pay for everything mandated in an insurance policy, now I as a 5"10" nearly 200lb strapping male with no ovaries must have my birth control pills covered under any policy sold in the U.S. AND insurance is now mandatory(See how silly that is?). You also pay for all options that you choose, you are now as HG stated in the BC risk class by default because your policy must by law cover it, and it's open ended so if Sebelius decides to mandate transgender surgery coverage it will be law, AND pretty much whatever else they think of next. So yes, everything mandatory for policy issuance is paid for by anyone with a policy, everything optionally covered is paid by those who choose that specific company, plan, and optional riders.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

  8. #518
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Harry Guerrilla View Post
    Errr not exactly.
    Why do think premiums are high, for higher risk groups?

    They tend to be higher than an individuals, average annual medical costs.
    Because insurance covers those, once in a blue moon situations, not every month situations.



    Lord, women paid more, because they used more, representing a greater risk.
    It's not misogynistic discrimination, it's functional discrimination.

    Just like young men being charged more for car insurance, because they are more dangerous behind the wheel.
    Okay, I think I understand what you're saying and I think I agree. High risk people do pay more and some are refused insurance all together because they are so high risk.

    So the high risk people do pay more....but they are still included in the pool with the low risk people. That is how the risk and cost is spread.

  9. #519
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    I'm only talking about the costs which went to my insurance company.
    Which is not part of the overall aggregate. This is what I'm trying to explain, you covered your portion of the risk, according to contract. That the BC cost less than a pregnancy is not a relevant factor, not every woman is going to either use BC or get pregnant but BC must be provided in every plan which changes the risk. This is a fact.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

  10. #520
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Moot View Post
    Okay, I think I understand what you're saying and I think I agree. High risk people do pay more and some are refused insurance all together because they are so high risk.

    So the high risk people do pay more....but they are still included in the pool with the low risk people. That is how the risk and cost is spread.
    The general pool of funds exist and everyone dips into it, however, actuaries try to predict the annual cost of insuring different risk profiles and charge accordingly.
    When you keep diluting the pool of risk profiles, it makes cost predictions harder and harder to make, because the risk specific data is no longer relevant to these risk pools, because they no longer exist.

    The result is, you get young, healthy males and females paying the same as older, unhealthy males and females.
    It's ripe with functional regressive pricing and moral hazard.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

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