View Poll Results: Should we pay for Sandra Fluke's birth control?

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  • Yes

    28 35.90%
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    50 64.10%
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Thread: Should We Pay for Sandra Fluke's Contraception?

  1. #501
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by LaMidRighter View Post
    Sure do, it's mandated. It goes into the premium.
    No, you pay for healthcare that has a prescription plan which you apprently do not partake of. You don't pay for bc, though.
    Tucker Case - Tard magnet.

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    No, you pay for healthcare that has a prescription plan which you apprently do not partake of. You don't pay for bc, though.
    Well, functionally you are paying for others birth control, because with mandates like this, you've essentially been forced into the "takes birth control" risk group.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    No, you pay for healthcare that has a prescription plan which you apprently do not partake of. You don't pay for bc, though.
    Incorrect, all policies must cover BC under Obamacare, we all pay now.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    Re: Should We Pay for Sandra Fluke's Contraception?

    it is interesting that libertarians like the concept of group buy when it benefits them, but just to the point they get help protecting themselves from disaster, or so they think but rail at the idea of the group helping others do the same.

    Most companies offer a variety of plans the biggest savings in premiums comes from high deductibles. If you don't use your insurance for The Pill, allergy meds, Diabetes monitering and meds, COPD- then take the high deductible.

    Those who oppose birth control coverage have an odd position, it would be covered under the drug plan like other prescriptions, not like birthin then babies.

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by notquiteright View Post
    it is interesting that libertarians like the concept of group buy when it benefits them, but just to the point they get help protecting themselves from disaster, or so they think but rail at the idea of the group helping others do the same.

    Most companies offer a variety of plans the biggest savings in premiums comes from high deductibles. If you don't use your insurance for The Pill, allergy meds, Diabetes monitering and meds, COPD- then take the high deductible.

    Those who oppose birth control coverage have an odd position, it would be covered under the drug plan like other prescriptions, not like birthin then babies.
    You keep ignoring the points being raised.
    It's not a "libertarian" position, it's a "how insurance is supposed to work" position.

    The fact is, a massive amount of people are completely ignorant, when it comes to how insurance is supposed to work.

    ****, I've spent so much time studying this subject, I should be licensed to sell the crap now.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Harry Guerrilla View Post
    You missed the entire, modern concept of insurance, risk based pricing and the purpose of actuaries.
    Practically every other insurance model includes risk groups, some have higher risk, others have lower risk.

    When you add coverage, you change your specific risk group and the pricing that goes along with it.
    So yes, you do spread the risk, but it is generally with people in your risk pool, not with every single soul who purchases insurance.
    If insurance companies didn't spread the risk across all risk groups then they'd go broke just paying for the high risk group. The pool has to include all risk groups....or it wouldn't be "spreading" the risk. Someone who is low risk today can easily become high risk tomorrow. That is the risk you are insuring against.

    Yes, but they change prices based on risk group and coverage.
    That's why females, used to pay more, because as a whole, they are a greater risk to the insurer.
    They really didn't start doing research into women's health until about 20 or 30 years ago. Up until then almost all the research was done for men's health. So I'm not surprised that women were discriminated against by the insurance companies as well.

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Harry Guerrilla View Post
    Well, functionally you are paying for others birth control, because with mandates like this, you've essentially been forced into the "takes birth control" risk group.
    As many conservatives have pointed out, the cost of birth control is pretty low overall. My son's birth was significantly more expensive than my wife's bc was over 13 years combined. Couple that with the extraordinary amount of healthy visits to the doctor he has. Had in only 17 months of life and it should be pretty clear that the takes birth control risk group should be much cheaper than the ****s like a bunny and pops out rugrats by the litter risk group.

    Seriously, kids cost a ****ton
    Tucker Case - Tard magnet.

  8. #508
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Moot View Post
    If insurance companies didn't spread the risk across all risk groups then they'd go broke just paying for the high risk group. The pool has to include all risk groups....or it wouldn't be "spreading" the risk. Someone who is low risk today can easily become high risk tomorrow. That is the risk you are insuring against.
    Errr not exactly.
    Why do think premiums are high, for higher risk groups?

    They tend to be higher than an individuals, average annual medical costs.
    Because insurance covers those, once in a blue moon situations, not every month situations.

    Quote Originally Posted by Moot View Post
    They really didn't start doing research into women's health until about 20 or 30 years ago. Up until then almost all the research was done for men's health. So I'm not surprised that women were discriminated against by the insurance companies as well.
    Lord, women paid more, because they used more, representing a greater risk.
    It's not misogynistic discrimination, it's functional discrimination.

    Just like young men being charged more for car insurance, because they are more dangerous behind the wheel.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    As many conservatives have pointed out, the cost of birth control is pretty low overall. My son's birth was significantly more expensive than my wife's bc was over 13 years combined. Couple that with the extraordinary amount of healthy visits to the doctor he has. Had in only 17 months of life and it should be pretty clear that the takes birth control risk group should be much cheaper than the ****s like a bunny and pops out rugrats by the litter risk group.

    Seriously, kids cost a ****ton
    Tucker, this is cost to you and your family. One birth v. one individual using BC, when everyone who wants it paid for starts to make claims the company is on the hook for each one. So sure, raising a child, the birth, and the other costs for you > birth control. But think about this, when the companies are now having to pay +.50% of every BC regimen consumed, plus maternity, plus their original obligations the **** adds up. It's an aggregate that people aren't seeing.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

  10. #510
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    Re: Should We Pay for Sandra Fluke's Contraception?

    Quote Originally Posted by Tucker Case View Post
    As many conservatives have pointed out, the cost of birth control is pretty low overall. My son's birth was significantly more expensive than my wife's bc was over 13 years combined. Couple that with the extraordinary amount of healthy visits to the doctor he has. Had in only 17 months of life and it should be pretty clear that the takes birth control risk group should be much cheaper than the ****s like a bunny and pops out rugrats by the litter risk group.

    Seriously, kids cost a ****ton
    Well you are now in both risk groups, whether or not you decide to have more kids.
    That's besides the fact the pregnancy is an elective condition and shouldn't be mandated in coverage.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

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