View Poll Results: Should parents be able to enroll their children under the age of 26?

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Thread: Policies of the ACA: Young Adults on their Parents' Plan

  1. #1
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    Policies of the ACA: Young Adults on their Parents' Plan

    (Note: THIS IS NOT A QUESTION ABOUT THE AFFORDABLE CARE ACT. THIS IS A QUESTION ABOUT ONE SPECIFIC COMPONENT.)

    One of the many policies created by the Affordable Care Act was the ability of parents to enroll their children on their health insurance plan up to the age of 26.

    NOT including your position on the ACA as a whole, do you support this SPECIFIC policy or not? I.e., were health care reform completely scrapped, and this one proposal came as a stand-alone bill, would you support it or not?
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    I have been against this provision from Day One.

    26? Really? At what point are people adults and responsible for themselves? An argument can be made for 18-21 IF still in school... and even then I'm not really thrilled about it, but can accept it... but beyond that, no.
    Last edited by radcen; 06-29-12 at 10:33 PM.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    I never liked insurance companies charging X amount for you at 17 years old and on your parents policy and once you hit 18 they jack the cost up 4x for the same coverage. I think a better solution would be to carry over coverage and costs to new adults who have been covered by their parents policy for 3 or more years.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Sure, why not? I don't really see any disadvantage to it.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by radcen View Post
    I have been against this provision from Day One.

    26? Really? At what point are people adults and responsible for themselves? An argument can be made for 18-21 IF still in school... and even then I'm not really thrilled about it, but can accept it... but beyond that, no.
    Some people go to grad/law/biz/med school after they finish college... What exactly is the problem with it anyway? It's OK with me if people stay on their parents' plans until they're 50...
    Last edited by Kandahar; 06-29-12 at 11:10 PM.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    I do cover my children.... but I define child as " under 18".

    whether I support this or not is irrelevant... we parents are forced to cover kids well into adulthood now, and so we shall... or face punishment.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by Thrilla View Post
    I do cover my children.... but I define child as " under 18".

    whether I support this or not is irrelevant... we parents are forced to cover kids well into adulthood now, and so we shall... or face punishment.
    Except you're not, and you just completely made that up.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by Thrilla View Post
    I do cover my children.... but I define child as " under 18".

    whether I support this or not is irrelevant... we parents are forced to cover kids well into adulthood now, and so we shall... or face punishment.
    No, it doesn't require you to keep them on your insurance... It just allows you to if you want to
    Total tax rates- People living in poverty: 16.2%. The median American: 27%. Working people who make over $140k/year: 31%. The top 1%: 30%. Super rich investors: around 15%. Help the democrats retake the house.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    It is rediculous to allow keeping children as dependents when over 18 years of age on insurance or on FIT forms unless they are disabled. If they can vote, then they are independent, IMHO.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by teamosil View Post
    No, it doesn't require you to keep them on your insurance... It just allows you to if you want to
    It requires insurance rates to increase for ALL "family" plans as if they could remain covered until age 26, about 1/3 longer than before. In this share the cost of all in the village mentality, it costs us all more to extend benefits to "just a few more"; a working 19 year old should not have to help support a "dependent" 25 year old.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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