teamosil
DP Veteran
- Joined
- Oct 17, 2009
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- Liberal
What is FEHB?
The health insurance program for federal employees.
What is FEHB?
I do support it, and not just because I am a 22 year old on my parents' insurance. From what I understand you can only be on their plan at 26 if you are enrolled in school. It gives a break to students who most likely can't afford an insurance payment while enrolled in school full time. I may be wrong on that criteria, but that's what I've heard. I've not done too much research into the extended coverage under parents' insurance.
it will probably have to happen before that. rates have been rising at such a pace that they will make businesses uncompetitive. fewer and fewer jobs will offer coverage, and the coverage offered will be too expensive to buy, or it will be worthless. soon enough, those who foam at the mouth against the PPACA will begin to go bankrupt trying to help their kids, their parents, and themselves. in other words, the problem is going to have to get a lot worse before it gets better.
1993 would have been the best time to change the system. 2010 was almost too late. we've passed the last chance of the easy way to learn. now we'll have to learn the hard way. the sad part is that those who saw it coming decades ago and fought to change it will suffer right alongside of those who fought for the status quo.
The health insurance program for federal employees.
So you can't remove an adult child from your insurance, but you may be liable for their bills.
Pretty wonky **** if you ask me, the unintended consequences of broad legislation strikes again.
I think they would either have to show your signature somewhere on the health care papers (doctors and hospitals require you to sign payment "contracts") or they would have to show the "child" is actually a dependent of yours. The latter condition is the real catch since I haven't seen whether or not an adult "child" on a policy must be a dependent.If it is your policy, I bet if taken to court, you would be held responsible for the cost.
There isn't anything that changed about being liable for your kids' bills. They just said in some FAQ that they couldn't guarantee that a provider wouldn't try to go after the parents. That isn't anything to do with the insurance coverage, it's just reality- providers sometimes try to get the parents to pay when their kid won't.
As for not being able to remove your kid, what kind of scenario are you concerned about? You can always opt to just get coverage for yourself instead of family coverage. If you have family coverage, it doesn't cost more or less based on the number of people covered. So why would anybody ever want to keep family coverage, but remove their adult child? It's a free perk.
What is FEHB?
I think they would either have to show your signature somewhere on the health care papers (doctors and hospitals require you to sign payment "contracts") or they would have to show the "child" is actually a dependent of yours. The latter condition is the real catch since I haven't seen whether or not an adult "child" on a policy must be a dependent.
Because you want your child to take care of them self, after they've become an adult.
It should cost more based on the amount of people covered, that's insane, there is more risk with more bodies prone to medical illness.
No wonder insurance premiums continue to rise.
If true then they could show the "child" is your dependent and - as I stated - you'd be liable. :shrug:Your signature is on the paper that choices which plan you are signing up for. You also list "dependent" children that are to be covered under the plan.
There are a lot of legal questions that WO needs to address. I will stand by the statement of "your policy, your costs", till shown an exception exists.