View Poll Results: Should parents be able to enroll their children under the age of 26?

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    19 63.33%
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Thread: Policies of the ACA: Young Adults on their Parents' Plan

  1. #51
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by Helix View Post
    the fact that this is even necessary at all is yet another symptom of our failing employer-based delivery system.

    but, given our absolute refusal to change this ridiculous and inefficient system, i vote yes. given the lousy job market, i'd raise the age even higher. after all, the insurance companies want people in this age group covered because they pay in more than they take out in care, and the cashier jobs that we are offering this entire generation don't offer health insurance.

    This is what I find most disturbing about the bill. We did not fix the fundemental problems with our current system. Now after years of this contentious battle, no one will fix our problems with HC for another generation.

  2. #52
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    teamosil vs (pretty much) everybody else

    What we have here is a case of competing, or conflicting, rights being debated. Everybody else is arguing equality of opportunity, while teamosil is arguing equality of results.

    Equality of opportunity has two sides with somewhat conflicting rights butting heads. Equality of results says that one side should get to overtake the other side and get their way exclusively.
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

  3. #53
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by cpwill View Post
    this is incorrect - as the success of HSA's have demonstrated.
    Yeah those are a good way to counter the problem I'm describing. They remove the insurance companies entirely and you can make decisions after the fact. But that doesn't really replace health insurance.

    Quote Originally Posted by cpwill View Post
    no it's not. either they make enough money to take on payment, or they don't and rate medicaid. more likely they are lazy and/or generally uninformed. Regardless, no one is stopping them from seeing a doctor.
    I'm not sure I follow your point. It seems like you are saying that you would only count it as a hit to their freedom if a specific person is responsible for them not being able to get health care. But that doesn't make sense to me. If I throw you in a pit that you can't get out of, are you any less free than you would be if you fell in the pit yourself?
    Total tax rates- People living in poverty: 16.2%. The median American: 27%. Working people who make over $140k/year: 31%. The top 1%: 30%. Super rich investors: around 15%. Help the democrats retake the house.

  4. #54
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by JayDubya View Post
    There only is one side of this coin.

    The law doesn't somehow stop people from going to the doctor. If you can't pay the doctor, making someone else pay the doctor for you and / or making the doctor work perform the task anyway are both examples of using the law to reduce net freedom.

    So we're not weighing the value of different freedoms. We're weighing freedom versus coercion.
    No, we're weighing economic coercion against legal coercion. An individual is equally coerced if you prevent them from doing something regardless of whether the tool you use is economic or legal.
    Total tax rates- People living in poverty: 16.2%. The median American: 27%. Working people who make over $140k/year: 31%. The top 1%: 30%. Super rich investors: around 15%. Help the democrats retake the house.

  5. #55
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by radcen View Post
    teamosil vs (pretty much) everybody else

    What we have here is a case of competing, or conflicting, rights being debated. Everybody else is arguing equality of opportunity, while teamosil is arguing equality of results.

    Equality of opportunity has two sides with somewhat conflicting rights butting heads. Equality of results says that one side should get to overtake the other side and get their way exclusively.
    I'm not sure where you get the opportunity/results distinction from anything I'm saying. Allowing parents to keep their kids on their insurance policy until 26 is an opportunity that everybody would equally share, right?
    Total tax rates- People living in poverty: 16.2%. The median American: 27%. Working people who make over $140k/year: 31%. The top 1%: 30%. Super rich investors: around 15%. Help the democrats retake the house.

  6. #56
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    I do support it, and not just because I am a 22 year old on my parents' insurance. From what I understand you can only be on their plan at 26 if you are enrolled in school. It gives a break to students who most likely can't afford an insurance payment while enrolled in school full time. I may be wrong on that criteria, but that's what I've heard. I've not done too much research into the extended coverage under parents' insurance.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by washunut View Post
    This is what I find most disturbing about the bill. We did not fix the fundemental problems with our current system. Now after years of this contentious battle, no one will fix our problems with HC for another generation.
    it will probably have to happen before that. rates have been rising at such a pace that they will make businesses uncompetitive. fewer and fewer jobs will offer coverage, and the coverage offered will be too expensive to buy, or it will be worthless. soon enough, those who foam at the mouth against the PPACA will begin to go bankrupt trying to help their kids, their parents, and themselves. in other words, the problem is going to have to get a lot worse before it gets better.

    1993 would have been the best time to change the system. 2010 was almost too late. we've passed the last chance of the easy way to learn. now we'll have to learn the hard way. the sad part is that those who saw it coming decades ago and fought to change it will suffer right alongside of those who fought for the status quo.

  8. #58
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by radcen View Post
    teamosil vs (pretty much) everybody else

    What we have here is a case of competing, or conflicting, rights being debated. Everybody else is arguing equality of opportunity, while teamosil is arguing equality of results.

    Equality of opportunity has two sides with somewhat conflicting rights butting heads. Equality of results says that one side should get to overtake the other side and get their way exclusively.
    Young people having access to health insurance is simply far more important than insurers being allowed to choose whether to cover them. Is there something to be said for "freedom" for the insurers? I guess...but not much.
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  9. #59
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by teamosil View Post
    I'm not sure I follow your point. It seems like you are saying that you would only count it as a hit to their freedom if a specific person is responsible for them not being able to get health care
    that is correct - if they are stopped by someone, their freedom is being inhibited.

    But that doesn't make sense to me. If I throw you in a pit that you can't get out of, are you any less free than you would be if you fell in the pit yourself?
    yes. you threw me here; my choice was coerced and taken from me.

  10. #60
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by cpwill View Post
    yes. you threw me here; my choice was coerced and taken from me.
    So? You're still in the pit either way, right? Either way, you are free to do the same things and you lack the freedom to do the same things.
    Total tax rates- People living in poverty: 16.2%. The median American: 27%. Working people who make over $140k/year: 31%. The top 1%: 30%. Super rich investors: around 15%. Help the democrats retake the house.

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