View Poll Results: Should parents be able to enroll their children under the age of 26?

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    19 63.33%
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Thread: Policies of the ACA: Young Adults on their Parents' Plan

  1. #21
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Not only do I agree with this provision, but this is probably the single aspect of the ACA that makes me support it. We currently have young adults, some with significant health issues, going to college or graduate school until they are in their mid-20's. This is not 70+ years ago when most folks just completed high school and then went right into the workplace making money. Nowadays, in order to earn a good living for the most part, college and often beyond is a necessity. Allowing young adults to remain on their parent's plans until the completion of their education is not only logical but appropriate for the times. As a health care provider, I've lost count of how many clients need to cease treatment... or significantly reduce it because they "aged out" of their parents plan and could no longer afford it. This provision helps to prevent this from happening.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by CaptainCourtesy View Post
    Not only do I agree with this provision, but this is probably the single aspect of the ACA that makes me support it. We currently have young adults, some with significant health issues, going to college or graduate school until they are in their mid-20's. This is not 70+ years ago when most folks just completed high school and then went right into the workplace making money. Nowadays, in order to earn a good living for the most part, college and often beyond is a necessity. Allowing young adults to remain on their parent's plans until the completion of their education is not only logical but appropriate for the times. As a health care provider, I've lost count of how many clients need to cease treatment... or significantly reduce it because they "aged out" of their parents plan and could no longer afford it. This provision helps to prevent this from happening.
    You beat me to it. Spot on.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by Phys251 View Post
    (Note: THIS IS NOT A QUESTION ABOUT THE AFFORDABLE CARE ACT. THIS IS A QUESTION ABOUT ONE SPECIFIC COMPONENT.)

    One of the many policies created by the Affordable Care Act was the ability of parents to enroll their children on their health insurance plan up to the age of 26.

    NOT including your position on the ACA as a whole, do you support this SPECIFIC policy or not? I.e., were health care reform completely scrapped, and this one proposal came as a stand-alone bill, would you support it or not?
    I don't support extending child hood into the mid 20's.
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Heres how I feel about this..I think 26 yrs old is past the age of adult responsiblity. The responsibility to be providing for yourself, but im willing to go halfway and say ok parents can keep their offspring enrolled on their health insurance until they are 22 or 23 and IN COLLEGE.
    Not cover them to lay around the house and play Xbox..or insure them for working full time. If they are still in school full time or HANDICAPPED..Im good till 23. Twenty Six is overkill and making mommy daddy nannies for an adult person

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    The particulars of health insurance plans should be up to the customer and provider to hammer out between them. If they want to add in a college student at a cost acceptable to both? Sure. Mandate it? No.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by lpast View Post
    Heres how I feel about this..I think 26 yrs old is past the age of adult responsiblity. The responsibility to be providing for yourself, but im willing to go halfway and say ok parents can keep their offspring enrolled on their health insurance until they are 22 or 23 and IN COLLEGE.
    Not cover them to lay around the house and play Xbox..or insure them for working full time. If they are still in school full time or HANDICAPPED..Im good till 23. Twenty Six is overkill and making mommy daddy nannies for an adult person

    Bingo. We used to have a word for "children" who were 26 years old. We called them "Adults".

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by cpwill View Post
    The particulars of health insurance plans should be up to the customer and provider to hammer out between them. If they want to add in a college student at a cost acceptable to both? Sure. Mandate it? No.
    In theory that sounds nice, but in reality the bargaining positions between individuals and health insurance companies are so unequal that what that really means is just "let the insurance companies decide".
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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by teamosil View Post
    It's weird that 5 of you have voted against it, but so far nobody has managed to come up with anything it hurts.
    Maybe because no one knows for sure what will happens to rates. Personally, someone who is 26 is not a kid. The ACA should have found a way for "kids' over 21 to afford health care and not on the backs of the parents.. What about those "kids" whos parents won't cover them? Where is there affordable health care. Maybe the parents can't afford it anymore. The "kids" are past the age of being adults.

    Can you explain the age 26? As I asked before, why not 30, or 50 or lifetime? Just ride on your parents insurance till they die.
    (yes I know its a parents option and not manditory).

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    NO. I would suggest that the cut-off point should be 22. At 18 you graduate high school. By 22 you should by done with a Bachelor's Degree and capable of employment with your own health insurance. If you're going on to a Master's Degree or more, then it's up to you to find a way to provide for your own insurance.

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    Re: Policies of the ACA: Young Adults on their Parents' Plan

    Quote Originally Posted by mike2810 View Post
    Maybe because no one knows for sure what will happens to rates.
    Well, I haven't heard any argument why it would make them higher. If anything, it would make them lower for family plans because people between 18 and 26 typically have lower health care costs than people between 0 and 18.

    Quote Originally Posted by mike2810 View Post
    Personally, someone who is 26 is not a kid. The ACA should have found a way for "kids' over 21 to afford health care and not on the backs of the parents.. What about those "kids" whos parents won't cover them? Where is there affordable health care. Maybe the parents can't afford it anymore. The "kids" are past the age of being adults.

    Can you explain the age 26? As I asked before, why not 30, or 50 or lifetime? Just ride on your parents insurance till they die.
    (yes I know its a parents option and not manditory).
    I fundamentally agree with the argument that the real problem is the cost of health care in this country. This is a hack to treat the symptom, not the cause. The only ways I am aware of that has worked anywhere in the world to control health care costs has been a public option or a single payer. IMO until we implement one of them, the costs will continue to shoot up, and yeah, that the central issue that we need to tackle.

    Here is the really worrisome thing. From the experiences of other countries, it appears that implementing single payer or a public option doesn't lower costs, it stops costs from rising. What that means is that the later a country enacts it, the higher their medical costs are. Countries that enacted it 20 years ago have health care costs not that much higher than they were 20 years ago, where countries that enacted it 10 years ago have much higher costs than those countries, but much lower than countries who haven't enacted it yet. So, if we dilly dally a lot longer it may well be too late to keep costs at a feasible level.
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