View Poll Results: Do you agree with the component of HCR that disallows rescission.

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Thread: Question regarding HCR that is now in place?

  1. #31
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by lpast View Post
    Since your making the claim...why dont you look it up and post it for us
    Fair enough try these links:

    What is the cost per person annually for medicaid

    What is the cost per person annually for medicare

    Premium Meter - Blue Cross Blue Shield of Texas

    As you will see, the BCBS makes a PROFIT and yet still charges far lower annual preimiums, than the average annual cost, per patient, for either the Medicare or Medicaid programs.
    Last edited by ttwtt78640; 06-24-12 at 12:56 AM.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  2. #32
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by Stewart View Post
    I don't need to point out to you that this is why the individual mandate is in there. As another poster put it, getting more people into the pool.
    OK, but MANDATING that ALL very sick folks be accepted WILL (no doubt about it) raise the premium costs for all. It looks good on paper but is simply a tax placed on everyone (and very likely to bankrupt the medical insurance companies). If the annual fine is less than the annual insurance premium cost then, unless you are sick (or crazy), you will obviously opt to pay the fine and ONLY opt to buy insurance AFTER you "feel the need" to buy it. The likely effect of that, is LESS business for the private medical insurance companies EXCEPT for those needing expensive care, since they can not be turned down for "pre-exising" condidtions.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  3. #33
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by ttwtt78640 View Post
    Fair enough try these links:

    What is the cost per person annually for medicaid

    What is the cost per person annually for medicare

    Premium Meter - Blue Cross Blue Shield of Texas

    As you will see, the BCBS makes a PROFIT and yet still charges far lower annual preimiums, than the average annual cost, per patient, for either the Medicare or Medicaid programs.

    BCBS is far higher in other states...thats just texas...if you abolished medicaid and medicare...you will be paying more for them getting alot less in the emergency room

  4. #34
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by lizzie View Post
    Record profits due to the size of the industry. Not record profits relative to other industries. The profit margin of health insurance companies averages 3-4%, which is significantly lower than other industries.

    If insurance companies are illegally dropping clients, why are we not seeing malpractice lawyers rush to defend those who are dropped without legal justification?
    Because it was legal before HCR ... I think you are the same poster on another thread that thought there were "free" hospitals in each city for the uninsured. You were clueless as to why this would cost more than offering a public option or requiring minimal coverage.

  5. #35
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by lpast View Post
    BCBS is far higher in other states...thats just texas...if you abolished medicaid and medicare...you will be paying more for them getting alot less in the emergency room
    Nonsense, nobody is talking about abolishing Medicare/Medicaid they BOTH exist WITH Obamacare too. Find ANY state where BCBS charges MORE in annual premiums than the average Medicaid amount spent, per person, in that state. I posted what YOU asked for, now back up YOUR assertion. Crickets...
    Last edited by ttwtt78640; 06-24-12 at 02:14 AM.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  6. #36
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    Re: Question regarding HCR that is now in place?

    This is good news...I do believe Obamacare will be struck down...the mandate portion of it.


    The nation’s largest health insurer will keep in place several key consumer provisions mandated by the 2010 health-care law regardless of whether the statute survives Supreme Court review.

    Officials at UnitedHealthcare will announce Monday that whatever the outcome of the court decision — expected this month — the company will continue to provide customers preventive health-care services without co-payments or other out-of-pocket charges, allow parents to keep adult children up to age 26 on their plans, and maintain the more streamlined appeals process required by the law.

    UnitedHealthcare would also continue to observe the law’s prohibitions on putting lifetime limits on insurance payouts and rescinding coverage after a member becomes ill, except in cases where a member intentionally lied on an insurance application.

    Largest health insurer to keep key parts of law regardless of court ruling - The Washington Post

  7. #37
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by Dion View Post
    Because it was legal before HCR ...
    Breaches of contract were not legal before PPACA.

  8. #38
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by Neomalthusian View Post
    Breaches of contract were not legal before PPACA.
    I believe you are wrong about that.

    Losing Coverage When You Need It Most
    Thousands of Americans also lose health insurance each year through a practice called rescission.

    When a person is diagnosed with an expensive condition such as cancer, some insurance companies review his/her initial health status questionnaire. In most states’ individual insurance market, insurance companies can retroactively cancel the entire policy if any condition was missed – even if the medical condition is unrelated, and even if the person was not aware of the condition at the time. Coverage can also be revoked for all members of a family, even if only one family member failed to disclose a medical condition.10


    Coverage Denied: How the Current Health Insurance System Leaves Millions Behind

  9. #39
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by lpast View Post
    This is good news...I do believe Obamacare will be struck down...the mandate portion of it.


    The nation’s largest health insurer will keep in place several key consumer provisions mandated by the 2010 health-care law regardless of whether the statute survives Supreme Court review.

    Officials at UnitedHealthcare will announce Monday that whatever the outcome of the court decision — expected this month — the company will continue to provide customers preventive health-care services without co-payments or other out-of-pocket charges, allow parents to keep adult children up to age 26 on their plans, and maintain the more streamlined appeals process required by the law.

    UnitedHealthcare would also continue to observe the law’s prohibitions on putting lifetime limits on insurance payouts and rescinding coverage after a member becomes ill, except in cases where a member intentionally lied on an insurance application.

    Largest health insurer to keep key parts of law regardless of court ruling - The Washington Post
    LOL. What about the pre-existing condition provision, the single MOST expensive part of ObamaCare? That is the real insurance company killer in ObamaCare; why pay premiums every year, if you can simply wait until you are sick and then buy insurance?
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  10. #40
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    Re: Question regarding HCR that is now in place?

    Quote Originally Posted by ttwtt78640 View Post
    LOL. What about the pre-existing condition provision, the single MOST expensive part of ObamaCare? That is the real insurance company killer in ObamaCare; why pay premiums every year, if you can simply wait until you are sick and then buy insurance?
    Thats why the mandate was put in obamacare...and remember something you never know when you will become ill or have a major accident...and read my post above

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