View Poll Results: Should anything be done for graduate/professional students?

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  • Lower interest rates and subsidize interest

    9 36.00%
  • Raise interest rates

    2 8.00%
  • Provide more government aid to needy students

    6 24.00%
  • Raise taxes to make all education essentially free

    5 20.00%
  • Raise tuition to generate revenue for the gov.

    0 0%
  • Decrease funding for undergrads and increase funding for grad students

    1 4.00%
  • Do nothing/other

    13 52.00%
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Thread: Should anything be done for graduate/professional students?

  1. #1
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    Should anything be done for graduate/professional students?

    Amid discussions of student loans many talk of aid and interest rates for undergrad students. My poll is asking do you think aid should be increased for graduate students? Graduate/professional school is extremely expensive, many times costing as much as a house. When I graduate pharmacy school I will be $150,000-$200,000 in student loan debt. The interest rate is 6.8% and accrues immediately (upon borrowing) with a 1% disbursement fee. Grad plus loans are put into play after a student has borrowed $31,000 through stafford and has a 7.9% interest rate accruing immediately with a 4% disbursement fee. There is no pell grant, state aid (at least in my state), or much of anything else outside of very small (and rare) outside scholarships for graduate/professional students.

    Law school graduates have an average of $100,433 in debt Law School Student Debt Exceeds $100,000 Amid Jobs Shortage - Bloomberg

    Medical school graduates have an average of $157,944 in debt. Background

    The debt burden has become insane. Keep in mind that these are averages. People who do not come from wealthy families, like me, must take out the maximum number to essentially finance all school costs and most living expenses.

    Should the government increase funding for grad students? Should they decrease it? What should happen with the student loans and interest rates? Keep in mind, the federal government is in charge of the loans and interest rates. Student loan debt has also surpassed credit card debt.
    Last edited by digsbe; 05-19-12 at 11:38 PM.
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    Re: Should anything be done for graduate/professional students?

    reduce interest rates for folks who got a degree from a public university or college.

    NO hand-outs for folks who went to a private school.

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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Thunder View Post
    reduce interest rates for folks who got a degree from a public university or college.

    NO hand-outs for folks who went to a private school.
    Why? What's the difference in your opinion? Poor people (like myself) have graduated from private schools solely due to obtaining academic scholarships (and retaining them) while getting PELL grants and other grants and commuting from home (to save money). What about students who go to a private institution for graduate school?
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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by digsbe View Post
    Why? What's the difference in your opinion? Poor people (like myself) have graduated from private schools solely due to obtaining academic scholarships (and retaining them) while getting PELL grants and other grants and commuting from home (to save money).
    because private schools tend to cost more.

    public schools are fine, and thats where folks should go if money is a problem.

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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Thunder View Post
    because private schools tend to cost more.

    public schools are fine, and thats where folks should go if money is a problem.
    They do cost more, but public school students typically cost the government more. Federal aid is given out the same between private/public school students and the FAFSA EFC (estimated family contribution) is universal regarding any student from any institution.
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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Thunder View Post
    reduce interest rates for folks who got a degree from a public university or college.

    NO hand-outs for folks who went to a private school.
    I actually agree with this. one of the few things some might consider me leftwing on is I have no problem with paying taxes for public education even though my son goes to a private school and I went to a private grade school a prep school a private college, private law school though my masters was mixed.

    and I also agree with you on the last point. when i was at an expensive (well 12K a year was expensive 30 years ago)law school a bunch of lefty students were trying to get the entire school\to write congress and senate demanding that private law students got more aid

    I wrote senators glenn and Metzenbaum and told them that law students shouldn't get any subsidies when there were thousands of people who needed help to get college degrees law degrees are luxuries and we have way too many lawyers, law schools and law students. now medical schools, engineering schools etc-that's different. but crap we don't need more of should get ZERO funding when so many things that are "deserving" (I don't think the federal government should be involved in education but if it is-they should fund essential educations more than frivolous ones.

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    Re: Should anything be done for graduate/professional students?

    Seeing that people are already getting a pretty damn sweet deal, with access to thousands of dollars, with nary any credit history and an under market interest rate.
    I think enough has been done for students.
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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Thunder View Post
    because private schools tend to cost more.

    public schools are fine, and thats where folks should go if money is a problem.
    true, I told one lefty classmate that if you want to be a public sector lawyer you don't need to go to a top ten ivy school. you go to such schools to make the big bucks or to be a law professor at a top school. if you want to represent the poor in their struggles against land lords or prosecutors (99% of the state prosecutors went to their local law schools-not Yale or Cornell or Stanford), you don't need a Law degree from Columbia or Duke

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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Harry Guerrilla View Post
    Seeing that people are already getting a pretty damn sweet deal, with access to thousands of dollars, with nary any credit history and an under market interest rate.
    I think enough has been done for students.
    Grad plus loans are based on credit, and you cannot erase student loans by declaring bankruptcy. The feds can also garnish wages to pay back loans.

    I see it as the fed's way of milking money from students They figure grad students will make 6+ figures one day and can pay all that back.
    Last edited by digsbe; 05-19-12 at 11:52 PM.
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    Re: Should anything be done for graduate/professional students?

    Quote Originally Posted by Thunder View Post
    because private schools tend to cost more.
    Lol no.

    It costs per student in this country in public schools 9,000 dollars

    While on the hand, it costs on average of 2,000 dollars per student in private schools.
    Last edited by Henrin; 05-19-12 at 11:53 PM.

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