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Should Employers be Forced to Pay for Porn?

Should society pay for porn?

  • Yes, men should have free, risk-free avenues for sexual satisfaction too

    Votes: 5 23.8%

  • No, civil rights only apply to minority groups

    Votes: 1 4.8%

  • No, the government should not pay, or force others to pay, for sex

    Votes: 2 9.5%

  • No, that is the stupidest thing I've ever heard because...

    Votes: 13 61.9%
  • Total voters
    21
Objective-J said:
whats the full name of your plan, what do you pay and Id like a link to what it actually covers

I dont need it currently but the one time i looked into it i found nothing that was even comparable to my job health care for anything less than 700$ a month for me and my daughter. and like I said it was even nearly as good.

and with the 700$ plan it didnt have dental or eye.
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Seriously, having vision insurance is kinda dumb.
Glasses and exams are pretty cheap.
 
Harry Guerrilla said:
Seriously, having vision insurance is kinda dumb.
Glasses and exams are pretty cheap.
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really? thanks for missing the point and your opinion but who are you to decide that for me or others. how much is an exam, glasses and a pair of contacts without insurance.

it cost me 246.83$ WITH insurance.
 
Harry Guerrilla said:
I've paid around 80$ a month every year for 5 years, + my company claims to pay around $200 for my insurance every month, when I've used it once in 5 years.
That was for a couple of vaccinations.
Also, my company is self insured.

I'm basically paying $80 a month, so that morbidly obese guy can get his regular care with no increase in premium, while I a smoker, have to pay more and I use no care.
Gotta love all the mandates, pc crap and toying with what's supposed to be insurance.
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If your entire family is being covered for $280/month, that's a damn good deal. You're lucky your company is self-insured. Most families now have health insurance costs in the $400-$700 range... and that is for group insurance. However, you only pay $80 of that. Most employees pay at least half. But your good fortune in health insurance costs isn't the issue for me.

I noticed you ignored my other post. If employers can withhold insurance for contraceptives for their employees for "religious or moral objection", what's to stop them from withholding insurance for any other medical service or procedure to which they also have a "religious or moral objection?" Nothing, that's what.

Birth control can cost up to $600/year. Some can get it cheaper, if it is subsidized by a clinic or a welfare problem, but "middle class" women are going to be economically hurt if insurance for their contraceptives and required hormonal treatments are not covered by insurance.
 
Harry Guerrilla said:
Seriously, having vision insurance is kinda dumb.
Glasses and exams are pretty cheap.
Click to expand...


What? The frames alone... the cheap frames... are over $100. With the eye exam, lenses and frames, every pair of glasses I've gotten has cost me well over $700... because I don't have insurance for that.
 
DiAnna said:
If your entire family is being covered for $280/month, that's a damn good deal. You're lucky your company is self-insured. Most families now have health insurance costs in the $400-$700 range... and that is for group insurance. However, you only pay $80 of that. Most employees pay at least half. But your good fortune in health insurance costs isn't the issue for me.

I noticed you ignored my other post. If employers can withhold insurance for contraceptives for their employees for "religious or moral objection", what's to stop them from withholding insurance for any other medical service or procedure to which they also have a "religious or moral objection?" Nothing, that's what.

Birth control can cost up to $600/year. Some can get it cheaper, if it is subsidized by a clinic or a welfare problem, but "middle class" women are going to be economically hurt if insurance for their contraceptives and required hormonal treatments are not covered by insurance.
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It's not a huge problem though.
It's a selective problem, with religious institutions.

If employers were doing this willy nilly, you'd have a great point.
Women aren't hurt now, BC is widely and easily available.

Besides the fact that BC doesn't fall under the terms of an insurable incident.
Insurance was never meant to cover things like this.

Why is my insurance so cheap?
Because I'm using it as insurance, rather than a prepayment plan.
My deductible is $5000, I wanted it that way.
 
Harry Guerrilla said:
Incorrect.
Smokers are cheaper compared to obese people, yet smokers are charged a higher premium.
It's pc crap, not science driving the pricing.

http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html
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It's NOT incorrect. I was a smoker. I'm now hooked to oxygen most of the time, with nebulizer meds and inhalers that cost well over $500/month. Why are you just flinging out this stuff, these bogus cost figures, all this other junk and throwing the word PC in every post? Makes no sense.
 
DiAnna said:
What? The frames alone... the cheap frames... are over $100. With the eye exam, lenses and frames, every pair of glasses I've gotten has cost me well over $700... because I don't have insurance for that.
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We just paid, (3 wks ago), $600 for two exams, 2 frames (1 frame was high end) and lenses.
No vision insurance.

That's not really all that much, as you don't need new glasses every year.
Hell people pay more than that for cell phone, cable, internet and other luxuries.
 
Henrin said:
Why do people think this is a valid argument? Because your problems are my problems? That the government is meant to solve all your problems? Where exactly does this argument even begin to matter when talking about government?

Btw, that whole endometriosis thing I have yet to see someone show prove that birth control does anything more than treat the pain of it.
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WTF? In order words, female medical problems are not your problem, and you are neither female nor a doctor, so you're not going to believe anything that you don't have personal knowledge of... and that's why female medical problems shouldn't be covered by insurance.

Enough of this misogynistic crap. I'm going to find a topic with a discussion that isn't bat**** insane.
 
DiAnna said:
It's NOT incorrect. I was a smoker. I'm now hooked to oxygen most of the time, with nebulizer meds and inhalers that cost well over $500/month. Why are you just flinging out this stuff, these bogus cost figures, all this other junk and throwing the word PC in every post? Makes no sense.
Click to expand...

The NY Times is bogus?
Your personal health issue may be expensive, but on average, smokers cost less than, obese people and skinny non smokers.

The facts are, old people cost the nation most in medical care, usually end of life care.
 
Objective-J said:
really? thanks for missing the point and your opinion but who are you to decide that for me or others. how much is an exam, glasses and a pair of contacts without insurance.

it cost me 246.83$ WITH insurance.
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This isn't a reoccurring monthly expense, what's the big deal?
 
Harry Guerrilla said:
We just paid, (3 wks ago), $600 for two exams, 2 frames (1 frame was high end) and lenses.
No vision insurance.

That's not really all that much, as you don't need new glasses every year.
Hell people pay more than that for cell phone, cable, internet and other luxuries.
Click to expand...

Maybe if you go to Lens Crafter, but when you have astigmatism, -2400 eyesight correction, need blended lenses or bifocals, you're going to pay a hell of a lot more. Your problem is that you think you know exactly what everyone else needs based on what you need. You don't know what I need. You don't know what anyone else needs.

Anyway, I'm out of here. My blood pressure is too high as it is.
 
Harry Guerrilla said:
The NY Times is bogus?
Your personal health issue may be expensive, but on average, smokers cost less than, obese people and skinny non smokers.

The facts are, old people cost the nation most in medical care, usually end of life care.
Click to expand...

Well, ****, sorry to be such a burden to you. I'll try to die quickly.
 
Harry Guerrilla said:
We just paid, (3 wks ago), $600 for two exams, 2 frames (1 frame was high end) and lenses.
No vision insurance.

That's not really all that much, as you don't need new glasses every year.
Hell people pay more than that for cell phone, cable, internet and other luxuries.
Click to expand...

theres alot of people in america that 600 is not cheap to at all.
 
Objective-J said:
whats the full name of your plan, what do you pay and Id like a link to what it actually covers
Click to expand...

Dunno; I'd have to look. It was Blue Advantage, but it morphed into something else. It's about $400/mo.
 
DiAnna said:
Maybe if you go to Lens Crafter, but when you have astigmatism, -2400 eyesight correction, need blended lenses or bifocals, you're going to pay a hell of a lot more. Your problem is that you think you know exactly what everyone else needs based on what you need. You don't know what I need. You don't know what anyone else needs.

Anyway, I'm out of here. My blood pressure is too high as it is.
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Sorry, I'm not trying to decide what everyone else needs.
I'm saying that, insurance was never meant to cover things, that you know are going to happen.
That wouldn't make any sense.

Insurance is a hedge against risk.
You know you're going to need new glasses in the future.
You can't insure against a guarantee.

It's like buying life insurance, then killing yourself afterward.
That's why they have suicide clauses.
 
Harry Guerrilla said:
This isn't a reoccurring monthly expense, what's the big deal?
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Simple because like I said in my other post, you said it cost you 600$ theres a lot of people in America this isnt cheap too. ANd again the main point was about buyoing ones own insurance.

If im doing that and already spending 700+ on personal insurance where do I get this extra and cheap 600$, to see what im getting at?
 
Objective-J said:
Simple because like I said in my other post, you said it cost you 600$ theres a lot of people in America this isnt cheap too. ANd again the main point was about buyoing ones own insurance.

If im doing that and already spending 700+ on personal insurance where do I get this extra and cheap 600$, to see what im getting at?
Click to expand...

BCBS had an HDI a few years ago, priced at $200 month.
That was for me and 2 kids.

But the deductible was high, it was designed for HSA's.
 
Harry Guerrilla said:
This isn't a reoccurring monthly expense, what's the big deal?
Click to expand...

Some of us have more costly vision issues, not just needing mild correction via lenses - and multiple people with vision issues, as well.

It costs quite a bit more than that (your previous sum there) for us - but is it the #1 financial concern? No - we manage. Our eye-appointments are covered but lenses and frames (etc) are not.

Frames - for me - I can make last until they break beyond repair. Going on year 3 or something with these current ones. My son gets the cheapo $20.00/frames from Walmart because he's horrid about breaking them. But he's doing pretty good these days. Years ago I regreted it whe nI bought him those 'flexi' frames that were so expensive (over $200.00) and within a few months they were played with to the point of breaking - because they were that special flex-frame metal they were not repairable . . . and they were a complete waste of money.

Never again.
 
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Aunt Spiker said:
Some of us have more costly vision issues, not just needing mild correction via lenses - and multiple people with vision issues, as well.

It costs quite a bit more than that (your previous sum there) for us - but is it the #1 financial concern? No - we manage. Our eye-appointments are covered but lenses and frames (etc) are not.
Click to expand...

I can totally understand that, I'm just saying that vision insurance is sort of a waste, unless you have yearly needs that need to be covered, outside of a normal insurance plan.
The premiums for it vs. the average cost of glasses/exams, make it kinda dumb for the average person to purchase insurance for it.
 
Harry Guerrilla said:
BCBS had an HDI a few years ago, priced at $200 month.
That was for me and 2 kids.

But the deductible was high, it was designed for HSA's.
Click to expand...

so it was basically ****ty coverage is what you are saying ;)
coverage that if my kid say broke her leg, fractured her ankle, got diagnosed with sports asthma and I had to get gall bladder surgery id be screwed since if I need insurance im probably not working or working very little.

all this stuff happened last year by the way.

Im just saying its not nearly as simple for many americans as you are making it seem.
 
Objective-J said:
so it was basically ****ty coverage is what you are saying ;)
coverage that if my kid say broke her leg, fractured her ankle, got diagnosed with sports asthma and I had to get gall bladder surgery id be screwed since if I need insurance im probably not working or working very little.

all this stuff happened last year by the way.

Im just saying its not nearly as simple for many americans as you are making it seem.
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After the deductible is met, you have no more out of pocket expenses.
It's a 100% there after.

I don't consider ****ty coverage, because most other plans, have a deductible and partial coverage afterwards (usually 85% or so).
 
Harry Guerrilla said:
After the deductible is met, you have no more out of pocket expenses.
It's a 100% there after.

I don't consider ****ty coverage, because most other plans, have a deductible and partial coverage afterwards (usually 85% or so).
Click to expand...

some how I doubt that, I doubt its that easy my REAL insurance didnt pay for all that I had percentages.

what was the deductible are you telling me id pay like 500$ and then all the tests x-rays, exams, mri's, surgery, and meds would cost nothing?

I dont think so, all that stuff cost me plenty with insurance.
 
LOL - they went to an arbitrator. Mmmhmm. Problem 101 there.

Arbitrators are NOT 'the law' - they are used in lieu of a trial. both sides agree to meet - share their views and present their 'case' to the arbitrator. The arbitrator (an individual) - reviews it and decides something and, supposedly, they both must abide becaues - beforehand - they agreed to accept the arbitration ruling.

It's suppose ot be quicker, cheaper than going ot court.

They should have just gone to court - but I bet you they had a contractual agreement that pointed them to go to arbitration if certain issues arose when they hired him. . .and so they stuck theirselves.

The odds of having a judge overrule arbitration are slim - and even more slim if you beforehand agreed to arbitrate to begin with!
 
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