View Poll Results: Bank transfer to non profit ... are you supporting/participating?

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  • Yes

    6 18.18%
  • No

    11 33.33%
  • other

    2 6.06%
  • I am already there ...

    14 42.42%
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Thread: Bank Transfer Day

  1. #51
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    Re: Bank Transfer Day

    Quote Originally Posted by Harry Guerrilla View Post
    A lot of the smaller banks offer extra benefits, to gain the customers.
    A couple of locals offer $5 a month, but you get an accidental death insurance policy, with the service.

    Depends on scale and the number of offices too.
    It's a trade off.

    Although where I used to live, it was the local banks with a hand full of sometimes inconvenient branches or online banks.
    I chose the latter and have been satisfied in large part.

    My level of satisfaction will increase many times over, when they finally finish bug testing remote deposit and release it for my phone.

    If your not addicted to an ATM machine and can actually manage your money and pay your bills timely...you dont need a big bank...you dont need a debit card...just use your credit card and pay it off when it comes in...and if you need cash in an emergency just use your credit card and pay the fees..since its a one shot deal....everyone worries how many atm machines they have access too...pfffffffffft I never use them

  2. #52
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    Re: Bank Transfer Day

    Last time that I actually needed cash was when I had to pay for my kid's field trip. Other than that, I cannot remember the last time I used cash. Even vending machines take cards.
    I may be wrong.

  3. #53
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    Re: Bank Transfer Day

    Is the popular perception really that the bank move protest is chiefly about fees? Seems like the straw that finally broke the canals back. It's interesting that this seems to be the only focus on this thread.

  4. #54
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    Re: Bank Transfer Day

    Quote Originally Posted by lpast View Post
    If your not addicted to an ATM machine and can actually manage your money and pay your bills timely...you dont need a big bank...you dont need a debit card...just use your credit card and pay it off when it comes in...and if you need cash in an emergency just use your credit card and pay the fees..since its a one shot deal....everyone worries how many atm machines they have access too...pfffffffffft I never use them
    You don't even have to do that. You can be anywhere in the country, go to a Walmart or Target or large grocery store, buy a pack of gum or a drink, and get cash back. I've bought a 99c pack of gum and got $100 back before. And I'm going to chew the gum or drink the drink anyway.

    Works well if you need $100 or less. Not as efficient if you need large sums of money.
    Last edited by radcen; 10-20-11 at 11:40 AM.

  5. #55
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    Re: Bank Transfer Day

    Quote Originally Posted by radcen View Post
    You don't even have to do that. You can be anywhere in the country, go to a Walmart or Target or large grocery store, buy a pack of gum or a drink, and get cash back. I've bought a 99c pack of gum and got $100 back before. And I'm going to chew the gum or drink the drink anyway.

    Works well if you need $100 or less. Not as efficient if you need large sums of money.
    Yeah, but how often do you need more than $100 cash?
    Most anything that's more than $100 can be bought with plastic.
    I may be wrong.

  6. #56
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    Re: Bank Transfer Day

    Quote Originally Posted by Simon W. Moon View Post
    Yeah, but how often do you need more than $100 cash?
    Most anything that's more than $100 can be bought with plastic.
    Exactly. Not very often. So, probably 99% of the time, this method works fine.

  7. #57
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    Re: Bank Transfer Day

    One thing that may not have been noted yet is how much money you have in your ‘bank’. We use two credit unions and one very large investing/banking company. We have been set up for years and are not charged for anything. But, the reason is how much money we have in our accounts. Not all patrons of a bank are treated the same. Is that fair?

  8. #58
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    Re: Bank Transfer Day

    Quote Originally Posted by OhIsee.Then View Post
    One thing that may not have been noted yet is how much money you have in your ‘bank’. We use two credit unions and one very large investing/banking company. We have been set up for years and are not charged for anything. But, the reason is how much money we have in our accounts. Not all patrons of a bank are treated the same. Is that fair?
    I can understand the reasoning behind it, but as long as I have options for free accounts with less money, I don't have to roll over and accept it.

  9. #59
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    Re: Bank Transfer Day

    Quote Originally Posted by Harry Guerrilla View Post
    I just bought my home 2 months ago, we too were offered more than what we wanted to use to purchase a house.
    However, I've spent the greater part of 2 years preparing to purchase a house and I told the Realtor exactly what I was comfortable spending.

    I didn't accept anything else.
    In actuality, we shopped for houses and told the Realtor what we wanted to look at, she arranged the visits and communicated with the seller for us.
    Much like a court of law, "ignorance is no excuse."
    The problem is that when it comes to domestic economic policy, ignorance has to be an excuse, because we can't make the entire body of the American people significantly wiser without brainwashing, eugenics, (which have never been successfully implemented), and large amounts of time and resources, but we can make banks behave well with strong laws and forceful prosecutions, with very minimal time and resources.
    Last edited by Morality Games; 10-20-11 at 04:19 PM.
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  10. #60
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    Re: Bank Transfer Day

    Quote Originally Posted by lpast View Post
    If your not addicted to an ATM machine and can actually manage your money and pay your bills timely...you dont need a big bank...you dont need a debit card...just use your credit card and pay it off when it comes in...and if you need cash in an emergency just use your credit card and pay the fees..since its a one shot deal....everyone worries how many atm machines they have access too...pfffffffffft I never use them
    I don't use my credit cards very much, I use my debit for covering most expenses.
    Cash is removed immediately.

    A lot of people just don't have credit cards or the credit to get one.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

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