View Poll Results: what do you consider "middle class"?

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    3 6.82%
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    14 31.82%
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  • 50k - 125k

    14 31.82%
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Thread: what do YOU consider "middle class"?

  1. #31
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by cpwill View Post
    we were doing alright for ourselves when we were making around that as a family of 3. Considering that we were debt free and able to save - we were actually better off than many who were making more. There are plenty of people who make large paychecks who aren't wealthy simply because they spend it all and then some - their pay could be 4 times mine, but they are dependent paycheck to paycheck and I am not. My cousin and her husband have a combined income of (I think) around 75-85K with no kids; but they are deeply in debt from Grad and Law school, and so they are "poorer" than I am.

    too many variables to slap a simple income number on it and declare "the middle class ends and begins here"
    Yep, debt is a huge thing.

    I'm still over $25k in debt for Student Loans; in large part my own fault for being the type of personality that tends to at times splurge on "entertainment" items (like a new iphone) rather than saving up and paying off a big hunk. My wife on the flip side actually had been paying off her loans all throughout school and then massively afterwords and is now completely paid off. We both make roughly the same amount of money, but whlie mine is going to various debts her extra is going into a retirement fund.

    I have a friend who makes less than me, however his father died (His mother died when he was much younger) and he inhereted the paid off house. He doens't have a mortgage payment and as such has a fair bit more disposable income than I do.

    Going back to my wife and I. My wife would likely live somewhat like the lower class if given her druthers, even though she'd be making significantly more. She's hard pressed to splurge on "luxury" or "entertainment" type items, would be fine in a tiny small house or apartment, doesn't go on big trips or out to huge events most of the time. She's always got a fair bit of cash saved up due to it. On the flip side I'm the type that likes to spend the money I have to enjoy the things I want to enjoy because that's why I work. I typically have far less money immedietely on hand because of it but the appearance of my life style would be better because I have and am doing more stuff.

    Its such an abstract concept that unfortunately has been so polarized and politicized as of late that its tried to be made into some solidified thing and it just doens't really work.

    $150k for a family of 3 up here in NOVA could potentially be solid middle class. Back home in Roanoke VA it'd be upper middle class for that same family of 3, and wealthy if it was just a single person.

  2. #32
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    Re: what do YOU consider "middle class"?

    Is "Middle Class" living a certain lifestyle in general?

    Is "Middle Class" Simply an amount you make and that's it?

    Is "Middle Class" having certain key factors such as home, car, etc to qualify you as it?

    Is "Middle Class" functioning at a certain level in comparison to those above and below you?

    Some on here seem to consider a bit of all those. For example Kand seems to think its that second option so that someone making $50k a year is middle class...regardless if its allowing them to barely eak through month to month mostly paying bills, necessities, and minor luxuries while having to save for some time for anything more or if it allows them to go out every weekend, purchase luxury items on a monthly basis, and live a comfortable life. Others meanwhlie seem to think its less about how much you make and more the style of life one has, making it far more based on the cost of living.

    There's not even a firm understanding of what "middle class" even is to be able to truly put a dollar value on it.

  3. #33
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by Zyphlin View Post
    Is "Middle Class" living a certain lifestyle in general?

    Is "Middle Class" Simply an amount you make and that's it?

    Is "Middle Class" having certain key factors such as home, car, etc to qualify you as it?

    Is "Middle Class" functioning at a certain level in comparison to those above and below you?

    Some on here seem to consider a bit of all those. For example Kand seems to think its that second option so that someone making $50k a year is middle class...regardless if its allowing them to barely eak through month to month mostly paying bills, necessities, and minor luxuries while having to save for some time for anything more or if it allows them to go out every weekend, purchase luxury items on a monthly basis, and live a comfortable life. Others meanwhlie seem to think its less about how much you make and more the style of life one has, making it far more based on the cost of living.

    There's not even a firm understanding of what "middle class" even is to be able to truly put a dollar value on it.
    for me, there is. if you assume an average COL, say midwest, i believe between 50 - 125k is middle class. why? 50 - 125 allows for the purchase of a home, a decent car (s), and the ability to feed your family well. it's irrelevant if you've put yourself in deep debt, your income should cover all the necessities plus maybe a vacation.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


  4. #34
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by tessaesque View Post
    I do, which gives me more capacity to save and spend than I'd have without his income, but I can technically survive on my own in an apartment that's less than $600/month, which is easily done down here. His income would put us in the 40k-100k category, but we both came into the relationship self-sustaining and have worked to make sure we stay that way (just in case).
    technically you can survive? that's not middle class. rent, utilities, car payment, phone, internet, food, and clothing would just about use your salary up. it's a bit disengenuous to say that you can do all of those things (including save much) on just your salary. you are middle class because you share expenses. please don't be offended, i know plenty of people who don't make a lot of money. that's not my point.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


  5. #35
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by Zyphlin View Post
    Is "Middle Class" living a certain lifestyle in general?

    Is "Middle Class" Simply an amount you make and that's it?

    Is "Middle Class" having certain key factors such as home, car, etc to qualify you as it?

    Is "Middle Class" functioning at a certain level in comparison to those above and below you?

    Some on here seem to consider a bit of all those. For example Kand seems to think its that second option so that someone making $50k a year is middle class...regardless if its allowing them to barely eak through month to month mostly paying bills, necessities, and minor luxuries while having to save for some time for anything more or if it allows them to go out every weekend, purchase luxury items on a monthly basis, and live a comfortable life. Others meanwhlie seem to think its less about how much you make and more the style of life one has, making it far more based on the cost of living.

    There's not even a firm understanding of what "middle class" even is to be able to truly put a dollar value on it.
    Being "middle class" to me means that, barring any self-selected debt accruals, your income allows you to pay your bills, save for unexpected events, and spend modestly. There is no specific income that allows for that, so picking an income level seems arbitrary.
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


  6. #36
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by liblady View Post
    technically you can survive? that's not middle class. rent, utilities, car payment, phone, internet, food, and clothing would just about use your salary up. it's a bit disengenuous to say that you can do all of those things (including save much) on just your salary. you are middle class because you share expenses. please don't be offended, i know plenty of people who don't make a lot of money. that's not my point.
    What I mean was...if we broke up tomorrow and I moved out on my own I could afford an apartment, internet, my cell phone, food, savings, and spending money. So "technically", I can survive on my own. I do not currently live on my own, so I'm not currently surviving on my own. I think you misunderstood what I was saying.
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


  7. #37
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by tessaesque View Post
    What I mean was...if we broke up tomorrow and I moved out on my own I could afford an apartment, internet, my cell phone, food, savings, and spending money. So "technically", I can survive on my own. I do not currently live on my own, so I'm not currently surviving on my own. I think you misunderstood what I was saying.
    ok. i wan't arguing that, necessarily. i just don't think you could save much unless you lived very frugally.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


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    Re: what do YOU consider "middle class"?

    if you can afford to make a down payment, buy an apartment, afford two cars, pay for 2 vacations per year, you are middle class.

    which makes me.....not middle class.

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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by liblady View Post
    ok. i wan't arguing that, necessarily. i just don't think you could save much unless you lived very frugally.
    Based on my income and monthly obligations, rent in this area, food, and the cost of utilities/internet I would be able to save about $300 a month and have about $400 to spend on whatever, give or take. I don't think that's incredibly "frugal" living for one person, to be honest.

    Of course, I spent much of my childhood in abject poverty with my mother, so I never really had a chance to jump on the material wealth, keeping up with the joneses bandwagon.
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by Thunder View Post
    if you can afford to make a down payment, buy an apartment, afford two cars, pay for 2 vacations per year, you are middle class.

    which makes me.....not middle class.
    Really? Being middle class means you can take two vacations a year? And two cars? Why? What if you don't need cars or like vacations? Why place arbitrary qualifiers on what middle class is based on things people don't need or might not want?
    "Hmmm...Can't decide if I want to watch "Four Houses" or give myself an Icy Hot pee hole enema..." - Blake Shelton


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