View Poll Results: what do you consider "middle class"?

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    3 6.82%
  • 25k - 75k

    5 11.36%
  • 40k - 100k

    14 31.82%
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  • 50k - 125k

    14 31.82%
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Thread: what do YOU consider "middle class"?

  1. #21
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by tessaesque View Post
    Which is why I won't be having a child right now. I can't afford to provide for a family with my income...at least not while maintaining the flexibility I have now. I see no reason to pop out a kid or two and then struggle or relegate myself to government aid to get by. In a year or two my income will almost double and my financial obligations will decrease in other arenas. At that point I'll consider children.
    The economy being what it is I would not count on your income doubling in a year or two. That said, I agree that people should not choose to have kids until they can afford to do so. However, once you have kids, purchase a home and so on, you will then qualify for various tax deductions and credits that will reduce your tax liabilities. That is the beauty of a progressive tax system. When you are starting out, your taxes are lower because your disposable income is lower (most of your money goes to living expenses). As you earn more, your taxes go up, but then when you have kids they go down again until your kids are grown and out of the home, and then they go up again. Basically, the tax system currently doesn't punish the poor, lets people keep more of their money when they are raising kids (when they really need more money), but the trade off is that you pay more once your kids our out of the home and you thus have far more disposable income. The tax code is far more complicated than it should be, but the basic premise of it - while not perfect - is far better than any of the alternatives.
    Last edited by SouthernDemocrat; 10-12-11 at 07:44 PM.
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  2. #22
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    Re: what do YOU consider "middle class"?

    The definition of "middle class" would vary by region. For example, $50-$100k annual income might be fine for a family of four in the mid-west, but a family of four living in San Francisco, NYC, Miami, and other expensive areas would be economically stressed just to provide the basics. A family of four living on $25K a year is not middle-class anywhere; it's poverty-level existance.
    Last edited by DiAnna; 10-12-11 at 09:15 PM.

  3. #23
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    Re: what do YOU consider "middle class"?

    I really hope someone reads that article I posted from the Atlantic. Especially my fellow liberals .

  4. #24
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    Re: what do YOU consider "middle class"?

    Well, doesn't look like anyone is voting the high end. It always makes me when people talk about $200,000 - $250,000 middle class people. When you're making 4-5 times the national average it's not middle class anymore. Yeah, I know, noone wants to admit that they are rich because relative to some richer person they see themselves as poor. But if you're making that money, while you're not a billionaire, you're far ahead of most people.

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    Re: what do YOU consider "middle class"?

    In NYC, I think you're middle class when you have a single income of at least 60k or combined of at least 100k.

    othe parts of the country, less.

  6. #26
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by digsbe View Post
    I would say 40k to around 80k a year is middle class. I voted 40-100 though.
    I voted the same.
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  7. #27
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by Harry Guerrilla View Post
    To subjective to make an actual declaration.
    My definition, anyone who says they are middle class.
    another excellent point my be style of living. In college, I lived with a man who was technically a multi-millionaire. I say technically because he generally had the exact same lifestyle that I did - and generally lived off of the same income I did (we both worked at the same restaurant). His "income" from investments he would use for bigger purchases (a car, etc); but we both slept on mattresses we put on the floor, and our biggest expenses outside of rent were books and eating out.

    If you've ever read "The Millionaire Next Door" or "The Millionaire Mind" (it's sequel), then you know that most millionaires actually live lives we would consider generally upper middle class. They drive used cars and shop for clothes at the same places everyone else does. They live Middle Class Lives.

    Along with the fact that everyone's familial situations are different and Cost of Living varies wildly, this is one of the problems with trying to put a hard definition on what the "middle v upper v lower classes" are. I'm not sure why we would want to, anyway.

  8. #28
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by DiAnna View Post
    The definition of "middle class" would vary by region. For example, $50-$100k annual income might be fine for a family of four in the mid-west, but a family of four living in San Francisco, NYC, Miami, and other expensive areas would be economically stressed just to provide the basics. A family of four living on $25K a year is not middle-class anywhere; it's poverty-level existance.
    we were doing alright for ourselves when we were making around that as a family of 3. Considering that we were debt free and able to save - we were actually better off than many who were making more. There are plenty of people who make large paychecks who aren't wealthy simply because they spend it all and then some - their pay could be 4 times mine, but they are dependent paycheck to paycheck and I am not. My cousin and her husband have a combined income of (I think) around 75-85K with no kids; but they are deeply in debt from Grad and Law school, and so they are "poorer" than I am.

    too many variables to slap a simple income number on it and declare "the middle class ends and begins here"

  9. #29
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    Re: what do YOU consider "middle class"?

    I hate the question because its not realistic.

    Middle Class in Southwestern VA is different than Middle Class in Hampton Roads VA is different than middle class in Northern VA.

    A single person can be Middle Class at a different level than a Married Couples who can be at a different level than a family of four.

    Not to mention you then have the "lower" and "upper" middle classes where an individual is clearly not part of the poor or low class and not part of the rich or upper class and yet are on the various extremes of the fat middle.

    Finally it also doesn't take into account other factors into your life style, such as the class level of parents or other such things.

    For example with me...

    When living in Roanoke, VA I would've easily been on the probably within the middle class making the $40k I was making early on here in NOVA. However, making that much in NOVA definitely had me low down in the lower middle class range I'd say. And during the first few years when I was supporting myself and my wife (GF at the time) while she was in school I'd even possibly say low class. At the same time, we both had furniture and items that were not common of "low class" that were hold overs from living with our parents (lower middle, and middle) and some support from them which changed things up a bit.

    I just think the entire thing is arbitrary as well. Like "What" is middle class. Even when I was hard up here in Northern VA I still:

    1. Had a two bedroom apartment
    2. Had two TV's
    3. Had a computer
    4. Had a laptop
    5. Had a smart phone with a monthly plan
    6. Had a car
    7. Had Cable and Internet
    8. Was able to go out to a bar, dinner, movie, etc every few weeks
    9. Was able to have food for breakfast, lunch, and dinner along with alcoholic drinks and snacks
    10. Had video game systems

    I don't think in any way I was living a lower class lifestyle. Money was hard to come by but it was intelligently using it. When things did start getting really tough thankfully my wife was close to finishing up school and was able to take on a part time job and then after graduating a full time.

    And yet financially, at the time and compared to the average individual around us, we were definitely on the low end and based on bills and the cost of things any kind of extra item we didn't already have that we wanted, or any kind of "night out" we wanted, needed to be saved for for a little bit to go do.

  10. #30
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    Re: what do YOU consider "middle class"?

    Quote Originally Posted by Helix View Post
    you just explained why those in this income group are not middle class. a middle class salary allows the worker the option of having a child without being destitute.

    i'm in the same boat. i simply can't afford to have a child.

    that's not middle class.
    I don't think you can define "middle class" by including elective options. There are many people who don't want children. There are many people who want children later. To say that they aren't middle class because they don't have kids/don't have the income for kids seems...well, ridiculous (to be quite honest). Right now I make enough money to support myself, save, and spend modestly. I am not poor, destitute, suffering in anyway. I'm not receiving a multitude of extraneous deductions on my taxes to support myself (and my family). I'm not relying on government aid to survive. To say that I can't qualify as middle class on a purely arbitrary point is dumb.
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