View Poll Results: Are seniors that use SS one of these...

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  • Terrorists

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  • Leftists

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  • Lazy

    1 2.22%
  • Parasites

    27 60.00%
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Thread: Are Seniors Lazy Parasites

  1. #211
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    Re: Are Seniors Lazy Parasites

    Privatizing social security might work, but then again even if it was effective, if the government is allowed to spend the surplus on other entitlements or expenditures, it's pointless.
    “In politics, stupidity is not a handicap.” -Napoleon

  2. #212
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by UtahBill View Post
    Same scooter....
    they already have it, renting it til they find out if the govt pays for it. If the govt will not, their rent is applied to the purchase price.
    The same company sold them a large folding ramp for more than double the going price and I suggested that they take it back. It folded the wrong way and took up too much room in the van. I already had ramps that fold up and fit in the well at the back. He made a cover for the well that is hinged so the right side will lift up for access to the ramps with the scooter in the van..
    Same scooter. Thanks. Where did you find out what the government would be charged? The vendor doesn't sound like he should be trusted if he did that with the ramps. It's good that you’re helping them.

    BTY, Utah and Arizona, I moved to AZ in '55. Are you on of the Good People of the east valley?

  3. #213
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    Re: Are Seniors Lazy Parasites

    That will not work. If the young are not forced to pay into SS there is no money to pay beneficiaries. It's possible that we could split the payroll taxes so some portion goes to the SS fund and some is allowed to be invested, but that will increase the SS deficit if we do not also reduce benefits. We could have done this split plan 10-20 years ago and we may have been able to get out of it with little to no pain, but the elderly and the AARP refused to allow that.
    SS is a ponzi scheme and there will be pain associated with it's demise, it has to end and doing so through attrition is the only way. The split I agree is a good idea but we are perhaps beyond that now, there is no money in SS therefor is meaningless about the young funding SS. That said what right do we have to force the young who haven't entered the work force to pay into something they will most likely not benefit from.





    So you want some sort of fairytale system where seniors are paid generous benefits and no one is taxed? It can not work and these delusions of the perfect solution are getting in the way of solutions they may not be perfect but are at least better than doing nothing..
    I didn't imply anything in regards to some fairy tale system, what did imply was that if the taxpayer was allowed to direct some of the SS the funds to some private retirement plan, the payoffs would have been a lot better that what SS could ever offer.



    Pensions and 401k's are both subject to market risk. But that is the solution. The more dispersed the investment decisions are the better. Pensions are often abused in the same way SS has been but at least the government can regulate them in ways to reduce risk. There is no one to regulate the government and voters have proven too stupid and irresponsible. Some sort of 401k like plans are the best solution.

    If we put all our eggs in one basket then the bad choices of just one actor screws us all. It does not remove risk. If we distribute the decisions there will be winners and losers. We will need to think about some help for the losers, but we will still be better off than the current plan.
    This I agree with .
    Last edited by deltabtry; 07-31-11 at 12:50 PM.

  4. #214
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by evanescence View Post
    Privatizing social security might work, but then again even if it was effective, if the government is allowed to spend the surplus on other entitlements or expenditures, it's pointless.
    The accounts are held privately, the contribution towards them would be mandatory.
    So in all we wouldn't have to worry about them dipping their hands in the cookie jar.
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  5. #215
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by OhIsee.Then View Post
    Same scooter. Thanks. Where did you find out what the government would be charged? The vendor doesn't sound like he should be trusted if he did that with the ramps. It's good that you’re helping them.

    BTY, Utah and Arizona, I moved to AZ in '55. Are you on of the Good People of the east valley?
    No, one of the good people of the west valley....Peoria, near Cactus and 99th ave and Loop 101...
    I keep tabs on my elderly friends and neighbors, save them money with minor repairs, and access to my personal hardware stash.
    The seller is telling them the prices, and I don't trust the business based on the ramp thing along. I think it is a used scooter, and if so probably doesn't qualify for govt purchase thru Medicare, but I don't know for sure.
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  6. #216
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by OhIsee.Then View Post
    So you don't like a government safety net retirement program and you don't trust private retirement planes. OK. So what should we be doing, buying gold and keeping in a safe at home?
    Don't have gold....
    I did the multiple baskets plan....
    SS, US Navy, employer retirement plan, 401k, IRA....5 baskets. The IRA had the poorest return, but the others have made up for it. Plus we paid cash for the Utah house, still owe $35K on the AZ house. That debt will be eliminated within 3 years. Would be sooner, but we have a grandchild with serious medical issues and we help that family.

    One more source of retirement income, that I did not plan for.
    I get some money from the VA for Parkinson's, based on presumed exposure to agent orange in Vietnam. No other member of my family tree, that we know of, has ever had tremors of any kind. Nearly all of them smoked, drank, etc. and lived to their mid 80's before dying of old age/heart failure. I didn't smoke or drink, but will still likely live to 85 or so, but the last years will be miserable. Depends on when stage 5 starts for me.
    Last edited by UtahBill; 07-31-11 at 01:04 PM.
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  7. #217
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    Re: Are Seniors Lazy Parasites

    Some of you say that those who were unable to save are irresponsible.
    Some of you say that the elderly and disabled should be just be cut off and left to fend for themselves.
    Some of you say that the elderly and disabled are parasites.

    Well, I have something to say. When I was a young man trying to get a family started I had things like kids, monthly payments, cars and other things that usually left me with less than I needed each month So, I got a second job. My wife was already working. With three jobs we could usually meet the monthly obligations, barely.

    Some months we had a few dollars left over to take the kids somewhere, or for my wife and myself to go on a date. I know, such wasteful things.

    Then as I began to slowly get ahead in my job money came easier. Then we decided to buy a house. What a great way to save and plan for the future. There is a one time capital gains tax exemption for seniors when they sell a house. We were always told that real estate was a sure thing. Well, that wasn't exactly the case.

    But we worked on through it and the market began to recover. Then the oil bust in the 80's hit. Everything in Denver went to hell. We weathered this storm as well. Thing was, our investment wasn't building like we had been told by the experts that it would. Sure, there was some equity, but far short of what we had expected.

    I'm just an average man who worked hard my entire life and I have little understanding of the stock market and how it works. Many others I know had the same problem. We had to rely on experts to tell us what was best. The same ones that caused a global financial crisis. Now we are being told we must place our faith in those same people yet again.

    I said I was average, not stupid.

    Then I left my wife after 20 years and it cost me my lifetime savings of $585,000, which included real estate and a thriving business. At over 40 I found myself broke and starting over from scratch, both in saving and career wise. Then I found that the job market was completely different, employees were now seeking a complete different set of skills than I was trained in. Damn.

    So I was forced to take a series of low paying jobs than once again did not meet my monthly obligations. My new wife was working as well. I was unable to work two jobs now as age and disease began overtaking me. Finally I got a job and worked my way up to supervisor. A job with benefits and a decent salary.

    Now my body began to fail. I was unable to perform my job duties no matter how hard I fought to. The company let me go. I applied for disability. I can barely even walk up or down the 4 steps to my home. Long term use of medication with some nasty side effects have left me mentally less than sharp. I am unhirable now. After one and a half years of fighting disability I finally have a hearing scheduled in September. My attorney feels my chances of winning are excellent, that I just had to trot through all the hoops first.

    Since I have been unemployed for a year and a half I am forced to also apply for Chapter 13 bankruptcy. If I had even tried to work during this time my disability claim would have been thrown out right away.

    Please add my ass to the previous list of asses that you can kiss. Twice.

  8. #218
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    Re: Are Seniors Lazy Parasites

    Amen Brother Polotick. great post.
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  9. #219
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by Polotick View Post
    Some of you say that those who were unable to save are irresponsible.
    Some of you say that the elderly and disabled should be just be cut off and left to fend for themselves.
    Some of you say that the elderly and disabled are parasites.
    1st line - Most only say this in response to a system without SS, not in a system with it already in place. A vast majority are not advocating to just cut people off of SS. Most are saying to end it, but still pay out all those that have in the past put money into it. So all current seniors and soon to be seniors wouldn't get it touched whatsoever.
    2nd line- i don't know anyone or any congressman/presidential candidate who wants to do that and i know a lot of people on the right wing.
    3rd line- Again i dont know of anyone that believes that, if someone does, they are jerks.

    I don't know of any presidential candidate or congressman proposing anything close to what you described above.

  10. #220
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    Re: Are Seniors Lazy Parasites

    Quote Originally Posted by deltabtry View Post
    SS is a ponzi scheme and there will be pain associated with it's demise, it has to end and doing so through attrition is the only way. The split I agree is a good idea but we are perhaps beyond that now, there is no money in SS therefor is meaningless about the young funding SS. That said what right do we have to force the young who haven't entered the work force to pay into something they will most likely not benefit from.





    I didn't imply anything in regards to some fairy tale system, what did imply was that if the taxpayer was allowed to direct some of the SS the funds to some private retirement plan, the payoffs would have been a lot better that what SS could ever offer.



    This I agree with .
    Why do some people think that SS is a ponzi scheme ?
    I totally disagree with this "conclusion".
    And I do know that private business cannot be completely trusted to handle a man's retirement.....truthfully the problem is the man himself...he cannot be trusted...greed is the problem.
    Leave SS alone !
    It works for me and millions more.

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