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Anybody still write checks?

We wrote checks for the business, payroll and rent and sometimes when "pay upon the completion of work" contractors did not take cards. I have not written a personal check in at least 5 years. I dont even have any.
 
TurtleDude said:
I do, I just bought a 3600 dollar shotgun from a gun shop owned by some friends of mine. By paying with a check they don't lose the credit card fee imposed on them which adds up. I always buy high ticket items with checks (my credit rating is pretty high) except for online purchases.
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I write a few checks here and there. mainly i use credit card, pay it off right away.
I get cash back for using it and don't carry a a balance.
 
EMNofSeattle said:
Thread title says it all

I have a confession to make, I am 23 and have a check book and write checks, I even keep the paper balance register (double entry method of course) and keep it updated.
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I use cheques for a lot of larger purchases and I really don't like the idea of contactless payments - I did one by mistake recently when paying for my groceries and realised how easy it is for someone who might get my card can spend my money (albeit up to a limit of £20).

EMNofSeattle said:
~ I am migrating towards only spending online purchases on my debit card ~
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If your financial system and protections in the US are similar to ours, I recommend you use a credit card for online purchases as credit cards offer greater protection and you can keep payments separate from your general debit card balance so it's easier to track all payments.
 
EMNofSeattle said:
Thread title says it all

I have a confession to make, I am 23 and have a check book and write checks, I even keep the paper balance register (double entry method of course) and keep it updated. I am migrating towards only spending online purchases on my debit card and using cash or check for nearly all in person transactions. Anyone else do this?
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I do. Roughly 20-25 per year, for various things.


beefheart said:
Yes because the mortgage company (not my original one...that changed hands a few times, out of my control) feels that if you want to make a payment online, then it should cost $11, or the same for a phone call.

Which is one of the reasons I will have my 30 year mortgage paid off in 9 years...
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I wouldn't be surprised if we ended up with the same mortgage company. I started writing checks for the mortgage payment for the same reason after my account changed hands last year.
 
..so annoying when the person ahead of me is writing a check. Hurry the **** up.. why not just use a debit card?
 
EMNofSeattle said:
Thread title says it all

I have a confession to make, I am 23 and have a check book and write checks, I even keep the paper balance register (double entry method of course) and keep it updated. I am migrating towards only spending online purchases on my debit card and using cash or check for nearly all in person transactions. Anyone else do this?
Click to expand...

I use a credit card for gas, groceries, and internet purchases.

I use a check book for bills in the mail.

And I use cash for restaurants and bars.

My check book register is single entry day book not double entry.

I don't think it is humanly possible to do double entry in a check book register just single entry day book.
 
Cally said:
..so annoying when the person ahead of me is writing a check. Hurry the **** up.. why not just use a debit card?
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I don't mind of they write a check, but I DO mind if they don't even pull out the checkbook until the cashier is finished ringing things up. No, be ready with only the amount left to fill in.

Then, don't stand there in my way while you file it away in your 17-deep pocketbook and snap all the snaps.
 
Riveroaks said:
I use a credit card for gas, groceries, and internet purchases.

I use a check book for bills in the mail.

And I use cash for restaurants and bars.

My check book register is single entry day book not double entry.

I don't think it is humanly possible to do double entry in a check book register just single entry day book.
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Yes it is, that's why the rows are alternating shades of color and why there's a top entry like over the first transaction row
 
EMNofSeattle said:
Yes it is, that's why the rows are alternating shades of color and why there's a top entry like over the first transaction row
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Ok I see what you are saying -- left column for the checks and right column for the deposits.

That's not exactly double entry accounting however. Double entry would require 4 columns not just 2.

That's still single entry bookkeeping.

But you get a bronze medal for trying !!

:)
 
radcen said:
I don't mind of they write a check, but I DO mind if they don't even pull out the checkbook until the cashier is finished ringing things up. No, be ready with only the amount left to fill in.

Then, don't stand there in my way while you file it away in your 17-deep pocketbook and snap all the snaps.
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If the register does not print the check blame the retailer I say.

This is not rocket science.

Or expensive.
 
EMNofSeattle said:
Thread title says it all

I have a confession to make, I am 23 and have a check book and write checks, I even keep the paper balance register (double entry method of course) and keep it updated. I am migrating towards only spending online purchases on my debit card and using cash or check for nearly all in person transactions. Anyone else do this?
Click to expand...

I haven't written a paper check in about five years.
 
EMNofSeattle said:
Thread title says it all

I have a confession to make, I am 23 and have a check book and write checks, I even keep the paper balance register (double entry method of course) and keep it updated. I am migrating towards only spending online purchases on my debit card and using cash or check for nearly all in person transactions. Anyone else do this?
Click to expand...

Yes, I resist technology and will use cheques and cash to the bitter end.

I still refuse bills by email and allow nobody to take money from me by direct debit.

Sadly you have to give in in the end, I've just made my 2015 tax declaration on paper for the last time - it HAS to be on line here from next year.

Cheques will ultimately disappear - they get you in the end, but I love making it as hard as possible for them to technologise me.
 
Urethra Franklin said:
Yes, I resist technology and will use cheques and cash to the bitter end.

I still refuse bills by email and allow nobody to take money from me by direct debit.

Sadly you have to give in in the end, I've just made my 2015 tax declaration on paper for the last time - it HAS to be on line here from next year.

Cheques will ultimately disappear - they get you in the end, but I love making it as hard as possible for them to technologise me.
Click to expand...

In Europe Id imagine they're going away. That day is a long ways off here in the US.

They finally did away with bearer bonds, and that was a huge outcry. I think they'll wait off before trying anything more then that
 
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