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So far, can't find a fully practicing primary dr to take my "insurance" [W:28]

re: So far, can't find a fully practicing primary dr to take my "insurance" [W:28]

No, you're making stuff up. In previous posts, you said you hadn't gone to a doctor. In this post you're claiming you did go to doctors and had no problem finding them.

I have not been to a doctor this year. I have never said I had. Last year I had a PPO. BCBS has withdrawn its PPOs (as have other insurers) from the state.
 
re: So far, can't find a fully practicing primary dr to take my "insurance" [W:28]

Is this the same policy you claimed didn't include any oncologists in their network even though another poster found oncologists listed in their network?

No. And the other poster was mistaken about the timeline. I had looked in the latter part of the prior year, and signed up then for the ACA. The poster was looking months later, I assume when I posted about it. And as I recall, I wasn't even talking about the plan I signed up for. I was talking about another plan that did not sign up for, because it did NOT have oncologists and other specialists.
 
re: So far, can't find a fully practicing primary dr to take my "insurance" [W:28]

Moderator's Warning:
People, discuss the topic, not each other.
 
The enrollment period is closed. So I can't change unless I have a "qualifying event." (I will soon be able to change, since I'm moving to a new city. I don't think there are any PPOs there, though.)

The open enrollment period for buying plans through the marketplace is closed. However, there's nothing stopping you from changing plans if you're paying for it yourself
 
The enrollment period is closed. So I can't change unless I have a "qualifying event." (I will soon be able to change, since I'm moving to a new city. I don't think there are any PPOs there, though.)

However....and stay with me here....I am a "low" user of medical services. My Scott & White premium (which restricts you to going to the hospital and pharmacy...not useful if you're really sick, since it's about 10 miles from me, through the heart of downtown) would add to the cost such that I would end up paying over $3,200 for medical services, counting the premium. But I would end up paying a little over $1,000 for a low level HMO. (My premium would run around $190-195; this is because I claim over $12k income, because I cannot pinpoint it exactly ahead of time, so I give myself wiggle room, in case I make over the amount I claim.) In other words, the healthier you are, the less advantage it is to have a high premium policy.

There is an alternate to an HMO I can choose, however, That is United Health Care's EPO plan. It's like an HMO, but you don't have to have a PCP referral for everything. I didn't know about that difference, or I probably would've gotten that, instead.

I did see the EPO plans... I admittedly don't know enough about how those work so I didn't throw my two cents in on that.
I do understand the dilemma. I'm a low end user of medical services as well. I might get a cold once one a year that's enough that I go to the doc for some meds. that's generally it. so insurance doesn't cover much of anything for me considering the premium and deductible.
 
Vern:

You just don't understand. Or you are intentionally not reading entire posts of mine..

JJ, I understand your posts very well. I posted your own words. I didn't paraphrase your posts. I posted your own words. See how you're not addressing your own words. And JJ, you latest version of your "plight" doesn't help. It's just more falsehoods. and JJ, I knew you were a liar when you posted this.

Income is too low to qualify for a subsidy, and I don't qualify for Medicaid.

I just had to wait for you to prove it. and you did.
 
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