- Joined
- Feb 21, 2014
- Messages
- 1,644
- Reaction score
- 438
- Location
- Boynton Beach, FL
- Gender
- Male
- Political Leaning
- Conservative
You claim not to to be buying into neo-Luddism and then argue from that school of thought.
-
This is a political forum that is non-biased/non-partisan and treats every person's position on topics equally. This debate forum is not aligned to any political party. In today's politics, many ideas are split between and even within all the political parties. Often we find ourselves agreeing on one platform but some topics break our mold. We are here to discuss them in a civil political debate. If this is your first visit to our political forums, be sure to check out the RULES. Registering for debate politics is necessary before posting. Register today to participate - it's free!
Proof That Manufacturing Is Not Dead In The US
- Thread starter Moderate Right
- Start date
You claim not to to be buying into neo-Luddism and then argue from that school of thought.
vash1012
DP Veteran
- Joined
- Nov 14, 2012
- Messages
- 1,558
- Reaction score
- 537
- Gender
- Male
- Political Leaning
- Other
I think a person seriously asking you to post your insurance information to prove you had health insurance is probably the most ridiculous thing I've seen on this board in years.
- Joined
- May 18, 2016
- Messages
- 5,138
- Reaction score
- 2,125
- Location
- North America
- Gender
- Undisclosed
- Political Leaning
- Other
Although, I have no idea how this topic got around to Obamacare. I will add that the only thing I find wrong with ACA, is it requires insurance companies to use the majority of the premium for the cost of insurance. In the past one way that the insurance companies kept premiums down, they lumped all premiums together in a general fund and invested it using the interest to fund claims. Taking their profit as a percentage off the top. Now they have to use the premiums to actually fund the insurance, which giving the outrageous cost of healthcare. Is going to make the premiums go up.
If you want insurance costs to go down, you can remove the clause concerning the amount used for cost of insurance.
or
You can address the problem at it's true core. The Hospital Industry and it's lobby dictate the price based on nothing more than whim. Hidden by a convoluted system embedded layers deep in a bureaucracy of unnecessary hospital admins. Is a list of prices that are based on what they think people will pay. People assume a hospital stay will be expensive, so it is.
https://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=4&cad=rja&uact=8&ved=0ahUKEwiTmpLWwP7QAhUp2oMKHYxwCbYQFggrMAM&url=http%3A%2F%2Fwww.uta.edu%2Ffaculty%2Fstory%2F2311%2FMisc%2F2013%2C2%2C26%2CMedicalCostsDemandAndGreed.pdf&usg=AFQjCNFxCmH0gVmFVmQWkQNWZgcfsR1jYA&sig2=NhqcohV4AI9IqZErvsxUhg
Insurance Companies in the US are capital creators, investors, or in other words job creators. Hobbling them is the same as hobbling yourselves. Everyone criticizes them, mistrusts them. But they are a business, not a charity. A business that operates on public trust, and reputation. That business is assuming financial risk. They used to offset that financial risk by investing a portion of your premiums in the economy and shaving their profit off its return. Now they have to charge you the actual cost of your risk based on what hospitals charge, not what the care costs. Sure they get to negotiate as a group. But when the hospital is charging 400 times the cost, and you get it knocked by half. You are still overpaying by a great deal.
Blaming Obamacare, or insurance companies, is failing to notice the giant white whale that's swallowed everyone.You can tweak Obamacare and make it better, you can let the insurance companies turn a profit and make it a little better. But til we gut the whale, it's going to eat away at us. And it's not like the doctors are making bank, they are getting payed like waiters in a lot of cases. Hospital admins are making bank. That's about it.
If you want insurance costs to go down, you can remove the clause concerning the amount used for cost of insurance.
or
You can address the problem at it's true core. The Hospital Industry and it's lobby dictate the price based on nothing more than whim. Hidden by a convoluted system embedded layers deep in a bureaucracy of unnecessary hospital admins. Is a list of prices that are based on what they think people will pay. People assume a hospital stay will be expensive, so it is.
https://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=4&cad=rja&uact=8&ved=0ahUKEwiTmpLWwP7QAhUp2oMKHYxwCbYQFggrMAM&url=http%3A%2F%2Fwww.uta.edu%2Ffaculty%2Fstory%2F2311%2FMisc%2F2013%2C2%2C26%2CMedicalCostsDemandAndGreed.pdf&usg=AFQjCNFxCmH0gVmFVmQWkQNWZgcfsR1jYA&sig2=NhqcohV4AI9IqZErvsxUhg
Insurance Companies in the US are capital creators, investors, or in other words job creators. Hobbling them is the same as hobbling yourselves. Everyone criticizes them, mistrusts them. But they are a business, not a charity. A business that operates on public trust, and reputation. That business is assuming financial risk. They used to offset that financial risk by investing a portion of your premiums in the economy and shaving their profit off its return. Now they have to charge you the actual cost of your risk based on what hospitals charge, not what the care costs. Sure they get to negotiate as a group. But when the hospital is charging 400 times the cost, and you get it knocked by half. You are still overpaying by a great deal.
Blaming Obamacare, or insurance companies, is failing to notice the giant white whale that's swallowed everyone.You can tweak Obamacare and make it better, you can let the insurance companies turn a profit and make it a little better. But til we gut the whale, it's going to eat away at us. And it's not like the doctors are making bank, they are getting payed like waiters in a lot of cases. Hospital admins are making bank. That's about it.