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CNN Money: Obamacare isn't really killing jobs

My brother in law just got dropped by his employer, he now has to pick up the full tab... $900 a month.
My premiums have gone up 250% over the last 3 years. Prior to the ACA, 10-15% increase per year was typical. That's even ignoring the 500% increase in deductable, which makes the value of the now mandated product lower. I wouldn't willing buy such crap, but avoiding the tax is the only incentive.

B.O. has done more economic damage to me than all previous POTUSes in my lifetime combined.
 
My brother in law just got dropped by his employer, he now has to pick up the full tab... $900 a month.
I drppped Aetna QPOS NY, when it crossed $2000 a MONTH 2.5 years ago. The last 10 years RAPE. It started reasonably at $350 in 1995.
The Self-insured overpay the most.
2013 rates

http://marketing-healthinsurance.aetna.com/media/pdf_plans/NY_QPOS_Rates.pdf

These rates are effective
October 1, 2013 through December 31, 2013

Greater New York*
Individual - - - $2,224
Parent/Child(ren) $4,115
Parent/Child(ren) with dependent up to age 30 $4,238
Husband/Wife $4,448
Family $6,895
Family with dependent up to age 30 $7,102

Binghamton/Syracuse**
Individual - - - - $2,002
Parent/Child(ren) $3,703
Parent/Child(ren) with dependent up to age 30 $3,814
Husband/Wife $4,003
Family $6,205
Family with dependent up to age 30 $6,391​

Is there ANY family in upstate NY/Binghamton and Syracuse that can afford those rates?
Individual is probably 2500 now.
 
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I drppped Aetna QPOS NY, when it crossed $2000 a MONTH 2.5 years ago. The last 10 years RAPE. It started reasonably at $350 in 1995.
The Self-insured overpay the most.
2013 rates

http://marketing-healthinsurance.aetna.com/media/pdf_plans/NY_QPOS_Rates.pdf

These rates are effective
October 1, 2013 through December 31, 2013

Greater New York*
Individual - - - $2,224
Parent/Child(ren) $4,115
Parent/Child(ren) with dependent up to age 30 $4,238
Husband/Wife $4,448
Family $6,895
Family with dependent up to age 30 $7,102

Binghamton/Syracuse**
Individual - - - - $2,002
Parent/Child(ren) $3,703
Parent/Child(ren) with dependent up to age 30 $3,814
Husband/Wife $4,003
Family $6,205
Family with dependent up to age 30 $6,391​

Is there ANY family in upstate NY/Binghamton and Syracuse that can afford those rates?
Individual is probably 2500 now.

This is absolutely insane! And yet there are still people in this very thread who defend this...
 
Hilarious. Find some that are different. Those are from the BLS household survey.

View attachment 67194148

View attachment 67194149

Since yer so concerned about all the Americans being shoved into part-time employment against their preference, let's look at PT for economic reasons:

Dec 2010 — 9.1 million
Nov 2015 — 6.1 million

Or even better, part-time for economic reasons as a percentage of the labor force:

View attachment 67194146

Down by 35%, despite a bump upwards last month.

If you look at that stat for the last forty years, Obummer's economy is doing as well as Reagan's ever did, while Clinton of course beats the pants off everybody (no pun intended), and Bush43 required a housing bubble to get down around 2.7% in 2006.

View attachment 67194150



And yet you cite no data to support that contention. I don't see a steepening slope here:

View attachment 67194147

According to a survey of employer-sponsored health benefits conducted by the Kaiser Family Foundation and the Health Research & Educational Trust, health insurance premiums have continued to grow at a pace higher than the typical worker raise since 1999. But more recently, the growth rate in those premiums has slowed, with an increase of just 2.4% from 2013 to 2014 suggesting that the double-digit percentage increases in what employers and employees pay combined for health insurance are a thing of the past. — "Health Insurance: Why American Workers Feel Poorer," Daily Finance, Oct 5, 2014​

As that article notes, when you add in deductibles and out-of-pocket maximums, the situation gets complicated. I'd say the way to control the cost of health insurance is to control the cost of healthcare. If Americans had healthier lifestyles, we'd save a lot of money. Many of the reforms in the ACA are directed toward that end. Put down that doughnut and take the dog for a walk.

I agree only on the healthier lifestyle point. As for controlling the cost of healthcare....control is the wrong motive. What we should be doing is seeking ways to cut the cost of actually providing healthcare. And that can only be done with common sense market based reforms. Idiotic government mandates that create a captive customer base will never get it done.
 
My brother in law just got dropped by his employer, he now has to pick up the full tab... $900 a month.

And obviously that happened under obamacare....with it's insanely stupid mandates which have driven up the cost of health insurance whether offered by your employer or an individual plan.
 
This is absolutely insane! And yet there are still people in this very thread who defend this...
It had absolutely Nothing to do with Obamacare.. the biggest percent increases were under Bush.
870, 970, 1170, 1370.
I posted 2013 rates, that increase was all Before Obamacare.
 
It had absolutely Nothing to do with Obamacare.. the biggest percent increases were under Bush.
870, 970, 1170, 1370.
I posted 2013 rates, that increase was all Before Obamacare.

It still goes on Obamacares tab. Even if the insanely stupid legislation did not go into effect until January 2013, it was passed into law in 2010 and the Insurance providers began upping the rates. And the biggest increases started in 2014. My policy was cancelled by Obamacare and the policy I was expected to move over to had a nearly 300% increase in rates as well as a 500% increase in the deductible.
 
Gringo allstar said:
My brother in law just got dropped by his employer, he now has to pick up the full tab... $900 a month.
And obviously that happened under obamacare....with it's insanely stupid mandates which have driven up the cost of health insurance whether offered by your employer or an individual plan.
There is more to this than Gringo allstar is saying. By law, an employer can't drop one employee. The law requires that is a firm offers a health plan, it must be offered to all full-time employees and at the same price for all members.

The ACA also requires that all firms with more than 50 full-time employees offer a health plan.

So, either Gringo allstar's brother-in-law got fired or isn't a full-time employee. Again, a company can't drop a single employee.

Regarding the mandate, which ObamacareFail calls the mandates, "insanely stupid." The mandate is necessary if one is going to require that insurance companies cover pre-existing conditions. Otherwise, we'd all not get insurance until we get sick and no insurance company can survive if they only have a pool of sick people. Insurance works by taking in premiums from policyholders, presuming that only a fraction of those policyholders are going to have a claim. If we could wait until we had an auto accident or a house fire before buying insurance, we'd drive insurance companies out-of-business.
 
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