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Want Grandma living in your spare room? Repeal Obamacare.

Greenbeard said:
Medicaid pays for the majority of long term care in the United States. And the GOP is promising to block grant (cut) Medicaid. Which is exactly what Pelosi said.
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Block granting doesn’t mean “cut” if anything it means more monies to the states that place and care for these people. Irrelevant of political affiliation you will find most governors in favor of block grants because it supports the people the monies were intended to help more efficiently.
 
MaggieD said:
Yep, that's the quote from Nancy Pelosi. I'm very surprised this didn't get traction. What a terrible thing to say. And she doesn't even GET it.

If she ever proved her disconnect from the American people, she proved it with that absurd quote. If she ever proved she didn't even understand OBAMACARE, she proved it with that absurd quote.

https://www.hermancain.com/pelosi-you-want-grandma-living-in-the-guest
Thoughts?
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This makes no sense unless she really meant SS and Medicare, and then it might very well happen. But we have nothing to worry about on those programs, oh wait ................... :shock:
 
Winchester said:
Oh no, I don't know of anybody who went to live with their children ever. A fair percentage of my clients end up in a nursing home at some time, and very, very few for long-term (over a year), but it does happen and can be devastating. But you are correct all my experience is completely anecdotal.
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As is mine, and I actually have alot more clients in short term care nursing home care than long term. Hip replacements, heart attack rehab, that sort of thing, but I'm in a high senior population area. Its' just under Florida in terms of senior population, we have a satellite, not a branch, that consistently brings in around 1 million in commisions between 32 people a year. And that's just off t-65 medicare enrolee leads. So I have quite a few clients going into long term care a year.

I usually just work the medicare open enrolment periods during the year just to make the required amounts to keep my licenses. And charge other FAs 20percent of new business to service my existing clients while I'm not.
 
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woodsman said:
Block granting doesn’t mean “cut” if anything it means more monies to the states that place and care for these people. Irrelevant of political affiliation you will find most governors in favor of block grants because it supports the people the monies were intended to help more efficiently.
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If they weren't cuts they wouldn't be so attractive to the budget-slashers. The point is to limit the federal contribution to Medicaid and increasingly dial it back over time.

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Winchester said:
Oh no, I don't know of anybody who went to live with their children ever. A fair percentage of my clients end up in a nursing home at some time, and very, very few for long-term (over a year), but it does happen and can be devastating. But you are correct all my experience is completely anecdotal.
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Really? Because in my world it is very common for the parent to move in with one of the kids, and my world extends from the east coast to the west coast. Among my family and friends, a nursing home is the very last option, though it is necessary some times when the aging person's needs are more than the family can handle. Even then, every attempt is made to visit that person every single day because those who get regular visitors are treated much more competently than those who don't.
 
Wife gets about $75K retirement income from SS and AZ state, that should take care of her nursing home needs.

I get about the same but 2/3 of it is tax free. That should take care of me.

Our medical expenses are covered based on my military retirement.

We plan on giving a lot of our cash assets to our kids and grandkids starting this year, about $500K. I am already 70 1/2, wife is about 18 months behind me.

It is called "planning ahead". So few people do it.

Wife's parents use to spend winters with us. Biggest problem was keeping her out of the kitchen. She would have us all fat if we didn't ban her from cooking.
 
AlbqOwl said:
Really? Because in my world it is very common for the parent to move in with one of the kids, and my world extends from the east coast to the west coast. Among my family and friends, a nursing home is the very last option, though it is necessary some times when the aging person's needs are more than the family can handle. Even then, every attempt is made to visit that person every single day because those who get regular visitors are treated much more competently than those who don't.
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Greetings, AlbqOwl. :2wave:

Same with my family. My mom asked me once not to put her in a nursing home - after she had visited one of her friends there - and I promised that I would not. I never had to keep that promise, because she was still feisty at 88, but her last two days were spent in the hospital because her kidneys had failed. Her doctor recommended dialysis, but when she was told that it would be for the rest of her life, she said Nope!

All us kids were there, so she told us "daddy has waited for me for a long time, so I'm going to go to him now." She got a morphine drip while we were all there, and after apologizing for being rotten-*** kids sometimes, and hearing that she forgave and loved us, we got to spend the last few minutes of her life with her, and she knew she was much loved. I can only hope my leaving will be as gracious and peaceful for my children when the time comes....
 
AlbqOwl said:
Really? Because in my world it is very common for the parent to move in with one of the kids, and my world extends from the east coast to the west coast. Among my family and friends, a nursing home is the very last option, though it is necessary some times when the aging person's needs are more than the family can handle. Even then, every attempt is made to visit that person every single day because those who get regular visitors are treated much more competently than those who don't.
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Most kids move away around here. My closet kid lives 200 miles away, the other 650 and the furthest 1800, not uncommon at all. Neighbors will look out for you though.
 
Soooo, what do we have to repeal to get a place for Grandpa?
 
AlbqOwl said:
Really? Because in my world it is very common for the parent to move in with one of the kids, and my world extends from the east coast to the west coast. Among my family and friends, a nursing home is the very last option, though it is necessary some times when the aging person's needs are more than the family can handle. Even then, every attempt is made to visit that person every single day because those who get regular visitors are treated much more competently than those who don't.
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who keeps grandma during the day when both parents are working and the kids are in school
 
justabubba said:
who keeps grandma during the day when both parents are working and the kids are in school
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There are no free rides. Grandma has to work too. Painting, weeding, mowing, cooking, cleaning, and asphalting the driveway.
 
polgara said:
Greetings, AlbqOwl. :2wave:

Same with my family. My mom asked me once not to put her in a nursing home - after she had visited one of her friends there - and I promised that I would not. I never had to keep that promise, because she was still feisty at 88, but her last two days were spent in the hospital because her kidneys had failed. Her doctor recommended dialysis, but when she was told that it would be for the rest of her life, she said Nope!

All us kids were there, so she told us "daddy has waited for me for a long time, so I'm going to go to him now." She got a morphine drip while we were all there, and after apologizing for being rotten-*** kids sometimes, and hearing that she forgave and loved us, we got to spend the last few minutes of her life with her, and she knew she was much loved. I can only hope my leaving will be as gracious and peaceful for my children when the time comes....
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That's the way it should end. With love and the pure support of those you love. My mom told me that if we put her in a nursing home or buried her in her ex-husband's family plot, she would come back and haunt us for the rest of our days. We believed her. :) Seriously though, being in a nursing home was one of her greatest fears, and I would have done almost anything to have avoided that. So she stayed with us or we stayed with her in her home until her last two days in the hospital where she died of cancer.
 
Winchester said:
Most kids move away around here. My closet kid lives 200 miles away, the other 650 and the furthest 1800, not uncommon at all. Neighbors will look out for you though.
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Good, loving neighbors indeed are a blessing and we also enjoy that blessing as our kids are all in different states. And yes, it is not uncommon for families to live apart these days. But eventually, when mom or dad can no longer take care of themselves for whatever reason, in my culture, they go where the kids are and live with them. That is as it should be.
 
AlbqOwl said:
Good, loving neighbors indeed are a blessing and we also enjoy that blessing as our kids are all in different states. And yes, it is not uncommon for families to live apart these days. But eventually, when mom or dad can no longer take care of themselves for whatever reason, in my culture, they go where the kids are and live with them. That is as it should be.
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Yeah, I ain't gonna move. :lol:
 
humbolt said:
There are no free rides. Grandma has to work too. Painting, weeding, mowing, cooking, cleaning, and asphalting the driveway.
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my Mom had alzheimers for 20 years
we were doing good to keep her from running outside when no one was watching
in many instances, to take on this obligation is to be a constant caregiver. few families are in a position to do so
 
justabubba said:
who keeps grandma during the day when both parents are working and the kids are in school
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If she requires somebody to be with her, then the neighbors pitch in or you hire somebody to sit with her. My grandmother spent the last weeks of her life in a semi coma in my great aunt's back room that was part of the apartment attached to my aunt's general store. The family hired a nice lady to sit with her and tend to her limited needs so that she was never alone for more than a very few minutes--that was before there were services like Hospice. And the family could go in and visit with her and talk to her at any time until she finally passed. It was really a beautiful thing.
 
Winchester said:
Yeah, I ain't gonna move. :lol:
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Right now my husband and I feel the same way. But when we are not able to take care of ourselves, I imagine the kids will be pretty persuasive.
 
justabubba said:
my Mom had alzheimers for 20 years
we were doing good to keep her from running outside when no one was watching
in many instances, to take on this obligation is to be a constant caregiver. few families are in a position to do so
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That would be awful. I have an aunt who has alzheimers, she got it in her early 60s, it's been very difficult on her husband and my cousins both live elsewhere.
 
justabubba said:
my Mom had alzheimers for 20 years
we were doing good to keep her from running outside when no one was watching
in many instances, to take on this obligation is to be a constant caregiver. few families are in a position to do so
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I understand. Regrettably, that's when a nursing home might be the preferred solution. Since I am getting older, I would prefer to be around family, but I also realize that family cannot take care of me in every situation that might arise, and I have no wish at all to place that kind of burden on them. I expect that most people approaching old age and it's realities feel the same way.
 
Winchester said:
That would be awful. I have an aunt who has alzheimers, she got it in her early 60s, it's been very difficult on her husband and my cousins both live elsewhere.
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Alzheimers and other forms of severe dementia are indeed difficult and sometimes do require professional services to manage. In other words, there are valid reasons for skilled nursing services and facilities with staff trained to deal with those kinds of conditions. And in truth it is hell for the family whether the person is home or in a good facility.
 
justabubba said:
my Mom had alzheimers for 20 years
we were doing good to keep her from running outside when no one was watching
in many instances, to take on this obligation is to be a constant caregiver. few families are in a position to do so
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And that is why this program will never go away. Fear mongering at its finest.

God bless you and your family, Bubba.
 
AlbqOwl said:
Alzheimers and other forms of severe dementia are indeed difficult and sometimes do require professional services to manage. In other words, there are valid reasons for skilled nursing services and facilities with staff trained to deal with those kinds of conditions. And in truth it is hell for the family whether the person is home or in a good facility.
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Yes. So true.
 
MaggieD said:
Yep, that's the quote from Nancy Pelosi. I'm very surprised this didn't get traction. What a terrible thing to say. And she doesn't even GET it.

If she ever proved her disconnect from the American people, she proved it with that absurd quote. If she ever proved she didn't even understand OBAMACARE, she proved it with that absurd quote.

https://www.hermancain.com/pelosi-you-want-grandma-living-in-the-guest

Thoughts?
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Evening Maggie - The Republicans have no plan yet. Spent years slamming it, now they have to present a plan.
 
humbolt said:
I understand. Regrettably, that's when a nursing home might be the preferred solution. Since I am getting older, I would prefer to be around family, but I also realize that family cannot take care of me in every situation that might arise, and I have no wish at all to place that kind of burden on them. I expect that most people approaching old age and it's realities feel the same way.
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Many people can manage until a loved one gets off their feet. That is brutal.
 
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