By putting money in the hands of the unemployed people for producing nothing, you fail to give incentive for them to actually produce something.
Thanks for illuminating another problematic aspect of right wing political thought. The sentiment of the right tends to be fear-based, narrow, exclusive, and parochial. This election is a prominent example, with America's allies allegedly cheating and not paying their way, China conspiring up a global warming hoax, rapist and murdering Mexicans, terrorist Muslims, women good for nothing but sex objects, government agents coming for your guns and bibles, and a moderate oponent is the ultimate terror: the Devil herself, up from Hell just to harrase the good ol' boys. How's that for fear?
Your worry that your 5 or 10 cents contribution to the unemployment insurance plan will be wasted by a bunch of lazy n**gers sitting on their porch with a big doobie and a six pack is part and parcel of the same phenomenon. Are there hundreds, thousands, millions, or hundreds of millions ripping off such programs? You don't know, but you do have a lingering fear that the whole thing might just crash down if we are not vigilant. Maybe 47% of the population
is sitting on their porch with a six pack...how would you know? Do you even want to know? It's so much easier just to accept a 10 second, feel good soundbite.
What incentive do you think a 30 year old with their degree in management, or computer science, hoping to get married, own a house, etc, has to get on with life? Are they the ones that are going to say, hey! $800/month, for a while anyway, forget life and hand me a beer? How about the single mom, in angst because she cannot buy Christmas presents for the kids, despite a sh*t job as Wal Mart greeter, and a little help from UI? How about the 55 year old former auto worker who hasn't quite payed for his mortagage yet, nor his son's operation, but has "incentive" to try for a job at the 7-11 for $1200/ month, rather than his $800 UI? These are realistic scenarios, not your right wing talking points.
You said yourself that people are happier with a job, and this is true. The vast majority want to feel useful and productive. UI payments allow workers to bridge the gap between jobs (gaps that are getting ever more problematic), without going bankrupt, losing their homes, or other drastic measures that ultimately are negative to the economy at large, as well as personally tragic. They also help to keep up spending and demand, a significant factor in our modern consumer economy. They also (somewhat paradoxically) encourage more risk taking in employment choice, and in job mobility. It makes the decision to move to take up a better or more productive job easier, because if it fails at least there is some modest back-up.
While your worried some lazy bum is going to steal your 10 cents, programs like UI are running and proving themselves as fundamental to a modern, healthy economy, and have been for decades, in the US and all other developed economies.