View Poll Results: Will you pay into or buy out of ObamaCare/PPACA?

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6. You may not vote on this poll
  • I will pay for the federally required private insurance.

    2 33.33%
  • I will pay the tax/fine to buy my way out.

    1 16.67%
  • IDK/ Other

    3 50.00%
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Thread: What will you do with ObamaCare/ PPACA? Opt in or out?

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    What will you do with ObamaCare/ PPACA? Opt in or out?

    Will you agree to be forced in or opt out?

    I'll pay the tax/penalty to opt out. A person receives faster and better care by paying cash - and generally it costs less than insurance premiums and deductables. In addition, a couple of specialists/doctors we use do not accept patients who pay via the government (medicare/caid) or certain insurance providers so we'd have to pay out-of-pocket anyway. Another doctor offers treatments that insurance companies/government will not reimburse. Fortunately we can afford to do so.
    Last edited by joko104; 06-28-12 at 11:34 PM.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Far too early to even worry about that. ObamaCare is a PROPOSAL, that passed in a hushed secrecy with 100% demorat ONLY congressional votes, by the thinest possible margin. It does not even take full effect until 2014; that is TWO elections away. What congress does, congress can undo. To "wig out" and assume, that it will survive in its current (not completely even written) form is nonsense. Wait and see what happens. ;-)
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Since my job has health insurance, the AHCA probably won't effect me too much. But just knowing that affordable insurance is available if I need it is a big load off my mind.

    Paying the penalty tax is still a lot cheaper than buying insurance but at least it will help prevent 'free riders." From what I understand those that chose pay the tax instead of buying insurance will have to pay the entire cost of their medical bills if they get cancer or hit by a bus. That seems fair.
    Gina likes this.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Quote Originally Posted by joko104 View Post
    Will you agree to be forced in or opt out?

    I'll pay the tax/penalty to opt out. A person receives faster and better care by paying cash - and generally it costs less than insurance premiums and deductables. In addition, a couple of specialists/doctors we use do not accept patients who pay via the government (medicare/caid) or certain insurance providers so we'd have to pay out-of-pocket anyway. Another doctor offers treatments that insurance companies/government will not reimburse. Fortunately we can afford to do so.
    I will be paying $22 month for unlimited coverage.

    So you go ahead and "opt out" and when you get the $300,000 bill for a short hospital stay, then your pay is all confiscated but the last $400 then you will learn.

    PS
    NO ONE pays for "their own" healthcare in any HC system. We all PAY for OTHERS. That is why all HC systems have the "insurance" function in them.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Other - I do not plan to participate voluntarily into either scenario. If they want me to pay a "punishment" tax they will have to hold me down and take it.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    I will keep my current health care insurance.

    I expect rates will go up because of the ACA. Preventive checkups, precondition excemption, etc. has got to put pressure on rates no matter how many new policies are sold.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    My company pays full health and dental so I'm not worried one iota, however I agree that this is far from settled law.


    Tim-
    “When buying and selling are controlled by legislation, the first things to be bought and sold are legislators.” - P. J. O’Rourke
    “Socialism is great until you run out of someone elses money” Margaret Thatcher

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Quote Originally Posted by ttwtt78640 View Post
    Far too early to even worry about that. ObamaCare is a PROPOSAL...
    no, its the law of the land.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    My wife and I both already have insurance through work, so it won't affect us all that much.
    If you build a man a fire, he'll be warm for a day.

    If you set a man on fire, he'll be warm for the rest of his life.

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    Re: What will you do with ObamaCare/ PPACA? Opt in or out?

    Quote Originally Posted by Baralis View Post
    Other - I do not plan to participate voluntarily into either scenario. If they want me to pay a "punishment" tax they will have to hold me down and take it.
    They'll deal with this the same they do in MA and other tax evasion, which is garnish your tax returns, assess fines and eventually prosecute you. At least until we get a single payer system.

    The fine will be negligible until 2016. From what I understand, if you make under 150% of poverty level it'll be very nearly fully paid for. The problems will come from 150-400% of poverty, which will have subsidies, but if you have rent car and student loan payment (or indebted to the mafia), the exchanges and even the fine could be decidedly unaffordable.

    It's estimated that up to 20 million will not be able to afford insurance in fact and will continue without health care. Insurance can cost several thousand, and if you get a $500 subsidy and barely make end's meet now? In some cases, it might even be beneficial to quit one's job and fall into medicaid/food stamps. Personally I'd move to Canada before paying a tax for not even getting health care in return, if it came to that.

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