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Thread: A turning point for American healthcare.

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    Re: A turning point for American healthcare.

    Quote Originally Posted by buck View Post
    The way it is now, you could have saved all the money you spent on insurance (assuming you had insurance) in years past and payed the fine. Then, when you start having these symptoms and think it's something serious, you sign up for the insurance, go to the doctor and the insurance company has to pay the bills. If worse comes to worse, you just sign up for the government's high risk pool - which I have little doubt will be a mess. With all that money you saved on health insurance premiums, you can pay all the bills that were left over (not payed by insurance). For the person that doesn't fall victim to catastrophic illness (most of us), they just had a nice little profit.
    I'm possibly looking at a one million dollar bill. Heart transplants are not cheap nor is the after care.

  2. #32
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    Re: A turning point for American healthcare.

    Quote Originally Posted by mike2810 View Post
    - Your right on one thing, the only way is up, for premiums that is. How can people be so gullible to think health care can be free?
    Or think anything is free for that matter. One good thing about the Democrat's plan is it stops unwarranted cost increases. For those who don't remember, medical costs were twice as much as regular cost of living increases for the last 20 years.

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    Re: A turning point for American healthcare.

    Quote Originally Posted by winston53660 View Post
    I'm possibly looking at a one million dollar bill. Heart transplants are not cheap nor is the after care.
    I work in insurance. I was a claim examiner for quite some time before promotions etc. I know how much medical bills are. Good luck with it all.

    But, that really doesn't change the discussion, though. Think of all the money you could have saved in years past by not having to pay for insurance. That would have been more than enough to cover co-pays, deductibles, etc. The insurance that you signed up for just a few weeks/months prior to the official diagnosis would then cover the rest.

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    Re: A turning point for American healthcare.

    Quote Originally Posted by buck View Post
    I work in insurance. I was a claim examiner for quite some time before promotions etc. I know how much medical bills are. Good luck with it all.

    But, that really doesn't change the discussion, though. Think of all the money you could have saved in years past by not having to pay for insurance. That would have been more than enough to cover co-pays, deductibles, etc. The insurance that you signed up for just a few weeks/months prior to the official diagnosis would then cover the rest.
    Yeah i use to sell the stuff and never bought it. The whole system is rigged IMHO. And in my reearch lately heart transplants are not covered by many polocies and the ones that do are only partial.
    Last edited by winston53660; 09-29-10 at 07:31 PM.

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    Re: A turning point for American healthcare.

    Quote Originally Posted by winston53660 View Post
    Yeah i use to sell the stuff and never bought it. The whole system is rigged IMHO. And in my reearch lately heart transplants are not covered by many polocies and the ones that do are only partial.
    Guess that depends on the insurance, I know my moms was covered.Although that wasn't really a heart transplant. They broke her ribs, took the heart out, repaired it and placed it back in. So, it was the same heart. Dunno, but if true, te reforms won't reduce the costs associated with the surgery and after care.
    Last edited by buck; 09-29-10 at 08:40 PM.

  6. #36
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    Re: A turning point for American healthcare.

    Quote Originally Posted by Boo Radley View Post
    Premiums were going up before healthcare reform, so why would any reasonable person just assume reform caused them to go up?
    Maybe because Obama promised they wouldn't

    http://www.bloomberg.com/apps/news?p...d=adZlXoSVU2ys
    Dec. 1 (Bloomberg) -- The Obama Administration hailed a congressional report that predicted most Americans will pay no more for insurance coverage under health-care legislation being debated in the U.S. Senate.

    On average, 134 million Americans insured through large employers will see no rise in premiums and may pay 3 percent less than they would if Congress failed to pass a health-care overhaul plan, the nonpartisan Congressional Budget Office said yesterday. Subsidies also will lower costs as much as 59 percent for 18 million people buying their own insurance.
    In fact, he promised it would be cheaper after his reform
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    Re: A turning point for American healthcare.

    Quote Originally Posted by digsbe View Post
    Maybe because Obama promised they wouldn't

    Health-Insurance Costs Won


    In fact, he promised it would be cheaper after his reform
    The Public Option was still on the table back then. Taking that out changed things.
    Reality tends to have a liberal bias.

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    Re: A turning point for American healthcare.

    Quote Originally Posted by ScottD View Post
    The Public Option was still on the table back then. Taking that out changed things.
    Yeah... That not at all true. The article is discussing the senate version of the bill. THe senate voted down the public option in September. The article and the CBO analysis came out in December.

    I really like that you tried though. I guess it's what any good obama supporter should do... Kind of how Boo still insists that new taxes aren't being added by the reform.

  9. #39
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    Re: A turning point for American healthcare.

    Quote Originally Posted by TheGirlNextDoor View Post
    I have Blue Cross/Blue Shield and my prescription price has gone way up. My son is only monthly meds and altogether, insurance used to pay almost of of it and my out of pocket used to be less than $20.00. Now.. the same meds are $72.00 out of pocket.

    The company I work for is trying to find new insurance because BC/BS will be so high, more than half the employees would not be able to afford the premiums and the portion the company picks up... well... it's too high for them as well.

    Thanks for nothing.
    It's more expensive than you think. You pay twice. Once through taxation, and once through premiums. Gotta love that healthcare.
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    Re: A turning point for American healthcare.

    Quote Originally Posted by digsbe View Post
    Maybe because Obama promised they wouldn't

    Health-Insurance Costs Won


    In fact, he promised it would be cheaper after his reform
    And that is his effort. Once again, we see people assuming the government controls somethign they don't, even when they say they do. Insurance companies aren't about to do him or us any favors. They are in business. This means they need to amke money. Nothing inherently wrong with that, but it does go counter to the goals of healthcare in general. There is something just a little distasteful in making money off someone elses misery. But, that is our system.

    Also, in the long run, it may well end up cheapter. We'll see.

    But we do know it was going up before. Cost is but one element of reform.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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