Not sure what kind of insurance you have but I have never had a problem with my insurance company preventing visits to doctors and my wife just went through a bout with cancer.
Not sure where you get your information but I don't buy the rhetoric. Healthcare is an individual responsibility not a Govt. responsibility. This healthcare bill has nothing to do with lowering healthcare costs or improving quality because it doesn't address any of the real costs associated with healthcare and it does nothing to increase the number of doctors.
I've not had many"problems", but of course the premiums have gone up every year that I can remember. The HMO's got too expensive so we switched to a Consumer Driven Health Plan. What kills me is the way insurance companies negotiate what they pay. If a doctor is in a certain plan he agrees to get paid what the insurance company has offered him beforehand. He may charge $100 an office visit, but the insurance will pay him $65. In some cases there are huge differences in what the doctor charges, and what he actually gets paid, for instance, $10,000 for knee replacement surgery, agreed amount $800. There was a medicine I was prescribed that literally cost $899 a month. Insurance didn't cover it, but they did have a negotiated rate the I could get it for at around $355 a month. Once I pay my deductibles, and get into the PPO part of the insurance it runs $40 a month because it's a namebrand non-formulay. Anyway, I feel like some of this wheeling and dealing isn't completely honest on the part of doctors and insurance companies.
Far as Walmart goes a friend worked there and said the insurance wasn't that great, but it's only hearsay, so I don't know. I do know that some insurances have high deductibles and so you might almost be better off without it except for if you get a catastrophic illness
Most of the uninsured in this country CHOOSE not to buy insurance for whatever reason and the penalties in this bill aren't going to change that. It doesn't take this massive entitlement program to cover those who cannot afford insurance.
The word CHOOSE can be somewhat subjective. Some people may choose not to get it because there are so many bills ahead of it in their particular household. They have said many young people choose not to get HC, but it may be because they have a low paying job, so they choose to take their chances. I know most young people want HC by talking with them.
Having health insurance does not insure good health nor does it assure that people will go to the doctors for routine health checkups.
Having insurance gives people peace of mind, and I believe many more are better off with HC than without. If you teach your kids to do certain things, they'll do them when they are on their own. My kids do.
Do you realize that a large number of insured people are using the emergency rooms because there aren't enough doctors and they cannot get an appointment.
Where I live there are too many doctors if you ask me. There's no problem finding doctor's or specialist's.
I don't understand why anyone would use the ER when there are clinics for minor problems all over the place. Kroger's (grocery store), CVS pharmacies, and some clinics stand alone in rented office space. Plenty of other options to take if you can't get an appointment with a doctor.
There is more money going out of SS now than coming in and it is going to get worse. It has turned into one of the biggest ponzi schemes ever created. Where are your SS contributions going right now?
Agree yet both Medicare and SS were forced contributions. Where did those contributions go? Check out the balanced budget of Clinton to find out. SS money has been used as part of the general budget for decades now.
You contribute to SS and Medicare out of each paycheck. That money is being wasted by your govt. Now you want to create another entitlement program that will lead to the same results.
I found this on Social Security
http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/5mythsAboutSocialSecurity.aspx
Why don't you care what your politicians make and how rich they have become? Why are you so worried about private industry that you can choose to do business with?
Do you realize the profit margin of Insurance Companies? Find out and get back to me.
I know insurance companies have low profit margins and what Obama is doing is going to run them out of business unless they start doing some major butt-licking, but I don't know if that will work or not. Obama wants Universal HC, and he's determined to get it. His foot is in the door.
I answered that question above. Get back with me and tell me where I am wrong. If you truly want healthcare reform then get the politicians out of it.
Don't know what will happen, but I suspect it won't be good for those who want to keep HC private.
There are just too many things wrong with our current methods of HC. No President has wanted to get into HC and it's time had come.
I'll have to go back and read what you have written, but no time right now.
Goodnight!