HELPING HILLARY PICK OUT HER INAUGURAL GOWN!The jokes write themselves!
More specifically, small businesses are having trouble getting financing for worthwhile projects. Small businesses, of course, rely on credit to finance many of their investments today in order pave the way for an ever more profitable tomorrow. In addition, businesses routinely borrow money for operations that they must undertake in advance of receiving payment for the goods and services they produce. In the second quarter of 2008, total non-farm, non-corporate businesses had $3.7 trillion in debt. The ratio of credit to net income, largely sales, fell to 17 percent in the second quarter of 2008—the lowest level since the fourth quarter of 2003. This ratio is well below the recent high of 49 percent in the third quarter of 2007, and roughly half of what it was a year ago (35 percent).
 Board of Governors, Federal Reserve System, 2008, Release Z.1 Flow of Funds Accounts of the United States, Washington, DC: BOG.
 Calculations based on Board of Governors, Federal Reserve System, 2008, Release Z.1 Flow of Funds Accounts of the United States, Washington, DC: BOG.
Wall Street Leads to Your Street
To touch on what Grant says here,
A lender would laugh in your face if you asked to borrow money to make payroll.if i would have to borrow money to pay my staff i know id have a problem, and the lender would know the same.
"He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)