Of course SS is going to go bust. If you're a 22 year old woman who dies giving birth to a baby, and you've paid into SS a whopping 1 year, that child is entitled to your SS until it reaches 18, or stays a full time student until 22. That child will get substantially more out of SS than you ever paid in.
I always look at that thing I get from SSA in the mail that tells me what I will get out of SS at ages x and y, etc. I calculate what I will get in total if I live to me 85. I know what I've been paying into it since I was 22. I'll get my entire contribution back long long long before I die.