I"m in college and I can tell you that well over 2/3rds of students would not BE students, were it not for school loans and grants. Many are just praying that the job market is better by the time their loans and grants run out. You CAN push those about 200k, did you know that? spread over 8 years. post grad loans and grants can be over 40k per year.
“The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman