The company doesn't own the insurance plans, either. Nor do they get to pick and choose what is covered in a group plan(s).The company has contracted with a health insurance company, to provide coverage, the employes do not own or control the plan...... the company does....freedom means... you accept what they offer ...or you seek your own plan.
For instance, BCBS only offers three plans and the company accepts what is in those plans or they find another insurance company. Nor does the company give a fig whether the employee chooses Plan A or Plan C because it's the employees that are paying for their own insurance plans via a fee that comes out of their paychecks. If they chose Plan A more money is deducted from their paycheck than if they chose Plan C.
It's the insurance company that decides what is covered in Plan A, Plan B and Plan C...not the company.
Its the insurance company that the employees have to deal with when they make a claim...not the company.
It's the empolyees that decide which insurance plan they want.
It's the employees that pay the deductibles and co-payments, not the company.
Other than being a middleman, the company has no say in what the insurance company offers or what plans the employees can choose or what the employees can claim on their insurance.
The commerce clause, the taxation clause, the general welfare clause and the supramacy clause say the government has the authority and there is plenty of precedence to back it up.the constitution states its unconstitutional, for government to force a person or business to provide a material good or service people.
So where does the constitution say that the government doesnt have the authority?the constitutions states government does not have the authority, the constitution limits governments, ..not people or business.