Well, Christ, I wouldn't either. That sounds insane. Putting money into a "currency" that doesn't even have the backing of confidence in the issuer is akin to sticking one's dick in a toaster and hoping the electricity doesn't work when you plug said toaster in. Which might be a safe bet, if you're paying your electric bill in Bitcoins.
While the American banking and exchange system is certainly no parade, I would trust it any day of the week over bitcoins.