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Thread: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health Plan

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    Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health Plan

    Obama Officials In 2010: 93 Million Americans Will Be Unable To Keep Their Health Plans Under Obamacare - Forbes

    Section 1251 of the Affordable Care Act contains what’s called a “grandfather” provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.

    “The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,” wrote the administration on page 34552. All in all, more than half of employer-sponsored plans will lose their “grandfather status” and get canceled. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.
    Looks like the "transitioning" to different compliant plans will hit group insurance policies too.

    Here is the link to the actual July 2010 grandfather memo: http://www.gpo.gov/fdsys/pkg/FR-2010...2010-14488.pdf

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Why would anyone want to keep their inadequate crap policies when under the ACA they can get better coverage for lower premiums?
    Some of these junk policies do not even cover hospitalization or have absurdly high deductibles and absurdly low caps. They should be illegal and now they are.
    This is a protection built into the ACA to make all policies meet a minimum standard of coverage.
    Unfortunately insurers have not been forth-coming with offering comparably priced policies that cover better than the junk they can no longer sell under the law. They saw this as an opportunity to try an up-sell to higher priced coverage, making people believe that the higher priced coverage is their only alternative.
    The insurance companies have been dishonest in an attempt to sell higher premium policies.
    A little investigation by those who have received these cancellation letters will reveal that they will have much better coverage often at the same or lower premiums.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Buck Ewer View Post
    Why would anyone want to keep their inadequate crap policies when under the ACA they can get better coverage for lower premiums?
    Some of these junk policies do not even cover hospitalization or have absurdly high deductibles and absurdly low caps. They should be illegal and now they are.
    This is a protection built into the ACA to make all policies meet a minimum standard of coverage.
    Unfortunately insurers have not been forth-coming with offering comparably priced policies that cover better than the junk they can no longer sell under the law. They saw this as an opportunity to try an up-sell to higher priced coverage, making people believe that the higher priced coverage is their only alternative.
    The insurance companies have been dishonest in an attempt to sell higher premium policies.
    A little investigation by those who have received these cancellation letters will reveal that they will have much better coverage often at the same or lower premiums.
    What right do you have to even comment on what others have chosen for themselves? You know nothing about the lives of others. Absolutely disgusting post.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Buck Ewer View Post
    Why would anyone want to keep their inadequate crap policies when under the ACA they can get better coverage for lower premiums?.
    Because the "inadequate crap policy" - i.e. bare-bones catastrophic insurance - is exactly what someone like me needs, for cases of some sudden illness or broken bones. I was paying my dentist out of pocket, and did the same for the rare medical expenses not covered by the policy, for years. It was a rational, frugal and low-risk strategy. I actually get to keep what I have - it is just suddenly 35% more expensive. But as we see, plenty of people do not.

    In any case, what kind of attitude is this? You decide what is good for me, and then you lie to me, to sell your remedy for the problems I don't think I have? Authoritarian "progressivism" mixed with outright fraud.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Cyrylek View Post
    Because the "inadequate crap policy" - i.e. bare-bones catastrophic insurance - is exactly what someone like me needs, for cases of some sudden illness or broken bones. I was paying my dentist out of pocket, and did the same for the rare medical expenses not covered by the policy, for years. It was a rational, frugal and low-risk strategy. I actually get to keep what I have - it is just suddenly 35% more expensive. But as we see, plenty of people do not.

    In any case, what kind of attitude is this? You decide what is good for me, and then you lie to me, to sell your remedy for the problems I don't think I have? Authoritarian "progressivism" mixed with outright fraud.
    Look on the exchanges. If you don't want a better product for less money no one can help you...including , it seems, yourself.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Ray410 View Post
    What right do you have to even comment on what others have chosen for themselves? You know nothing about the lives of others. Absolutely disgusting post.
    Yeah ... Pretty disgusting of me to let you know that you can get a better product for the same or less money huh?
    I know enough about the lives of others to know that most would like a better deal...
    Maybe not you Huh?

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Buck Ewer View Post
    Look on the exchanges. If you don't want a better product for less money no one can help you...including , it seems, yourself.
    I didn't ask for any bloody help. And what I got is exactly the same product - for more money. Only I am among the lucky ones: plenty of people are losing the product they want, and being forced to pay more for something they don't want. After having been lied to their faces that this will never, ever happen.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Yes - people don't realize what this is doing: people are laying A LOT MORE for the same coverage - they're just supporting everyone ELSE whose having babies and all that blah blah.
    A screaming comes across the sky.
    It has happened before, but there is nothing to compare it to now.
    Pynchon - Gravity's Rainbow

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Buck Ewer View Post
    Yeah ... Pretty disgusting of me to let you know that you can get a better product for the same or less money huh?
    I know enough about the lives of others to know that most would like a better deal...
    Maybe not you Huh?
    You are missing the simple fact the law is flawed and is suited to basically one policy fits all. It is forceing a lot of people to buy policies with a lot of things in them they do not want or need. Just following the Democratic mantra on this that it is a panecea for all is wrong just as following or believing everything in it is bad per the Republicans. The truth probably lies in the middle. It will help some people and hurt some people. But one thing is certain, it will become a very inefficinet run program just like every other program run out of Washington.

    I do think this program, the ACA has the ability to be a game changer on the political scene depending how it effects most people. How it effects those who already had insurance, whether that effect is good or bad. If the effect of this law is good for most Americans, it could give the Democrats another run in politics like they had from 1932 to 1952 and if it is bad, it could lead to a Republican Revolution and the country going back to the Reagan Era. I see this law, the ACA could really be a political game changer one way or the other. Which way, I do not have the foggyest.

    Then it again it could break fairly even and the country continues along the same road it is now. But the potential is there.
    This Reform Party member thinks it is high past time that we start electing Americans to congress and the presidency who put America first and their political party further down the line. But for way too long we have been electing Republicans and Democrats who happen to be Americans instead of Americans who happen to be Republicans and Democrats.

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    Re: Obama Officials In 2010: 93 Million Americans Will Be Unable ToKeep Their Health

    Quote Originally Posted by Cyrylek View Post
    I didn't ask for any bloody help. And what I got is exactly the same product - for more money. Only I am among the lucky ones: plenty of people are losing the product they want, and being forced to pay more for something they don't want. After having been lied to their faces that this will never, ever happen.
    Have you looked on the exchanges to take advantage of the group rates? Or are you so determined to be independent that you insist on buying your policy privately?
    If you want to pay more by buying a private policy the insurance companies won't stop you.

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