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Premiums for young healthy people will jump in 45 states under Obamacare

reinoe said:
That is some truly hateful selfish intent right there. Blaming todays youth, many of whom were to young to actually vote at the time, for creating the problems of your generation is shocking. It might even be evil. This is like blaming a toddler for being abandoned and if it dies from exposure it's the child's fault.

The youth didn't implement Medicare or Social Security, the two biggest pyramid schemes the world has known. The youth of today didn't create The Great Recession. The youth of today didn't create the job outsourcing bonanza the U.S. is facing. And the youth of today aren't the ones preventing tax cuts for bringing jobs back to America from being implemented.

You are a truly evil individual if your beliefs are sincere.
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You're both right... and he's not evil for his statements.

The punks did vote for Obama... the Socialists always appeal to them because they're largely (not entirely) ignorant. I was once a hard lefty before traveling the world. I grew up... many "adults" here haven't. They still believe in Santa Claus, class warfare, and The Ponzi/Madoff Schemes. What they fail to realize is they all implode.

You're right that generations before are responsible for instituting terrible Ponzi Schemes... but again, the youth/ignoramus vote in the past two elections went for even more of the idiocy. And those who should be held responsible for the cess pool they created, are long dead. They did good work for their Socialist Party... making people dependent, dividing to conquer them, but what they really did is bend over the country and give it what-fo'.

Then there's the likes of Ted Cruz... someone who sees the problems and isn't a slave to the party... he's trying to lead the country and his party out of cess pool waters. What happens... well look at the jerk-off press, and it's no wonder we keep digging a deeper and bigger hole.

And then there are major league idiots like John McCain. What a fool. God Bless his military sacrifices, but in the Senate he's proven to be a moron.

Ignorance has its costs... and America will eventually have to pay for the idiocy of Amerika.
 
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Rocketman said:
Me too, I have a good job outside of my personal business (rental property). Now that Obama has effectively destroyed the great insurance I had I may fall back and focus on more rental property as this administration has made it very hard on home ownership. More and more people are seeking rental these days to avoid property taxes and various municipal taxes.
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OK to blame this administration for shaking up the health care markets. I get that. Exactly, how is the administration hard on home ownership? What to they have to do with increased property taxes and municipal taxes, as those are local matters. Perhaps you would like to blame the weather and the NY Giants 0-6 start on the administration as well?


Now, you could blame sequester and federal income tax cuts for cutting spending and thereby reducing aid to states, which forced local tax increases, but that is more congress than the current administration.
 
CriticalThought said:
Heritage Foundation? Really?

I'm tired of these stats. Here is the truth. Premiums are going to increase, first off because the Obama plans cover more than the high deductible plans most younger folk receive. Not a single one of these articles I have read actually compares comparable plans. They take the cheapest currently available high deductible plan and compare it to the Obama plan with higher coverage and argue that it is proof of massive premium increases. Comparing apples to oranges is dishonest at best, but most Americans have so little understanding of basic statistics they don't even see it.
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If all you need is basic cable....and then suddenly you're told you can't get basic cable anymore, but it's okay you're going to get 300 new channels, 150 music channels, and 3 months free of HBO...then as as consumer you're going to be comparing that $30 bucks you use to pay for cable to the $120 you now have to pay for cable. Was your "basic cable" plan comparable, in terms of what it provides, to the new "premium" package that they're forcing you to use that has so many more options. No. But that's because they've taken away your ability to choose that "basic" option and the "premium" option is your only choice, and thus you're comparing the most basic thing you could previously get to the most basic thing you can currently get. THAT is Apples to Apples. The fact it provides you a bunch of extra stuff you don't want and likely won't need is not an offset.
 
tech30528 said:
That's why there is that exemption to allow kids to stay on their parents' insurance until they are 26. Without that Obama's base would rebel at the cost to them. He gambled and won that his base was so selfish that if their costs are pushed off on someone else they would be fine with it. 27 is the new age to become conservative.
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Hey hey I resent that! I am 24
 
I don't see it as breaking news that the rates will increase. I do see it as breaking rules that it doesn't in 5 states!
 
Paschendale said:
Sure you did. You vote for Republicans who staunchly defend higher student loan rates, cut taxes for the wealthy and make the middle class pay for lengthy wars, uncompromisingly defend the right of wealthy corporations to ship jobs and money overseas, obliterate workers' rights and decent wages. Everything they stand for involves destroying my generation for the benefit of yours.

We believed our elders when they told us to study hard and go to college and we'll have gainful employment. Instead now we're told to shut up and flip burgers and be grateful not to be homeless. We are the first generation in modern history that will be poorer than our parents. Voting in one president doesn't make changes like that. The right wing policies that have been gutting the middle class since the 70s does. But now we're growing up. And we're cynical. And we have no illusions. You and yours stole our future from us, and we're going to take it back.



How do you not understand that power is power, regardless of whether or not it has an official charter?
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Don't get dizzy with all that spin.
 
Paschendale said:
Sure you did. You vote for Republicans who staunchly defend higher student loan rates, cut taxes for the wealthy and make the middle class pay for lengthy wars, uncompromisingly defend the right of wealthy corporations to ship jobs and money overseas, obliterate workers' rights and decent wages. Everything they stand for involves destroying my generation for the benefit of yours.

We believed our elders when they told us to study hard and go to college and we'll have gainful employment. Instead now we're told to shut up and flip burgers and be grateful not to be homeless. We are the first generation in modern history that will be poorer than our parents. Voting in one president doesn't make changes like that. The right wing policies that have been gutting the middle class since the 70s does. But now we're growing up. And we're cynical. And we have no illusions. You and yours stole our future from us, and we're going to take it back.
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Well good luck with that. But most recently your generation re elected the guy who is tanking the country. You can't keep voting for free stuff (or at least what you are gullible enough to think will be free) and not get caught with the tab at some point. As for what you believed about education and a job, well that is between you, your parents, and your high school guidance counselor. I graduated in 1987 and I was fed the same line of bull****. Thing is I didn't believe it then any more than you should now. I'd feel for you, but I can't reach that far.

BTW, why is it that you keep harping on Republicans voting to destroy the middle class? Do you honestly think all Republicans are rich people flying around in corporate jets? And you do realize that this new health care law, on top of the student loans you guys are getting screwed with, will hold your generation down like none before? I understand your cynism, but if you think you are going to fix it with Obama's policies you are sorely mistaken.
 
Zyphlin said:
If all you need is basic cable....and then suddenly you're told you can't get basic cable anymore, but it's okay you're going to get 300 new channels, 150 music channels, and 3 months free of HBO...then as as consumer you're going to be comparing that $30 bucks you use to pay for cable to the $120 you now have to pay for cable. Was your "basic cable" plan comparable, in terms of what it provides, to the new "premium" package that they're forcing you to use that has so many more options. No. But that's because they've taken away your ability to choose that "basic" option and the "premium" option is your only choice, and thus you're comparing the most basic thing you could previously get to the most basic thing you can currently get. THAT is Apples to Apples. The fact it provides you a bunch of extra stuff you don't want and likely won't need is not an offset.
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That is why they offer a "catastrophic" plan for under 30s on most of the state exchanges. It is stripped down and has a $6,350 deductible. None of these "statistics" are using those plans even though they would be the most comparable.
 
The disinformation campaign must be costing the insurance companies a fortune, that will be why they are loading premiums.
 
CriticalThought said:
That is why they offer a "catastrophic" plan for under 30s on most of the state exchanges. It is stripped down and has a $6,350 deductible. None of these "statistics" are using those plans even though they would be the most comparable.
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There is not much difference between the catastrophic and Bronze planes. Most will not be able to afford the deductible or co-insurance payments...
 
ReformCollege said:
It's cheaper then insurance, even after subsidies.
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For now it is. 1% is small enough, next year it goes to 2%, then 2.5%, and from there it can be adjusted as Nanny sees fit. Thing is people may opt to pay the penalty this year, but as time goes on insurance is going to get more and more expensive as the true costs become apparent. Eventually people will not be able to afford either the premiums or the fines, and then what?
 
tech30528 said:
BTW, why is it that you keep harping on Republicans voting to destroy the middle class? Do you honestly think all Republicans are rich people flying around in corporate jets? And you do realize that this new health care law, on top of the student loans you guys are getting screwed with, will hold your generation down like none before? I understand your cynism, but if you think you are going to fix it with Obama's policies you are sorely mistaken.
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No, a lot of Republicans are lower middle class white people who just don't know anything. Like my nextdoor neighbors. Good hearted and hardworking, but know absolutely nothing about politics or economics. They get sold on the makers vs takers and welfare draining our country nonsense, while voting trickle down economics into congress and the white house. What holds us down is the self centered mentality that dominated American politics in the 70s and 80s. It built up a big bubble that a lot of people got to profit from. And the inevitable burst fell down right on us.
 
AlabamaPaul said:
There is not much difference between the catastrophic and Bronze planes. Most will not be able to afford the deductible or co-insurance payments...
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So....you want people to have the choice of high deductible "catastrophic" plans because they are cheaper but you want to complain about them having high deductibles?

Since you claim to be versed on the difference between the Bronze plan and catastrophic plan then please post your rates comparison.
 
CriticalThought said:
So....you want people to have the choice of high deductible "catastrophic" plans because they are cheaper but you want to complain about them having high deductibles?

Since you claim to be versed on the difference between the Bronze plan and catastrophic plan then please post your rates comparison.
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I didn't post about rates only coverage and deductibles/co-insurance costs...
 
upsideguy said:
OK to blame this administration for shaking up the health care markets. I get that. Exactly, how is the administration hard on home ownership? What to they have to do with increased property taxes and municipal taxes, as those are local matters. Perhaps you would like to blame the weather and the NY Giants 0-6 start on the administration as well?


Now, you could blame sequester and federal income tax cuts for cutting spending and thereby reducing aid to states, which forced local tax increases, but that is more congress than the current administration.
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Less federal program money is available to the state and municipals thus they raise taxes on their constituents to make up the difference. Everyone giving Obama credit for lowering taxes is hogwash as almost everyone has their overall taxes raise over the last 6 years.

Higher property taxes, ACA tax coupled with higher premiums with lower coverage is making people get out of their homes. We bought several in 08, 2 in 10', and three this past year, two of those were from the owners and now we rent them to those same people.
 
Paschendale said:
No, a lot of Republicans are lower middle class white people who just don't know anything. Like my nextdoor neighbors. Good hearted and hardworking, but know absolutely nothing about politics or economics. They get sold on the makers vs takers and welfare draining our country nonsense, while voting trickle down economics into congress and the white house. What holds us down is the self centered mentality that dominated American politics in the 70s and 80s. It built up a big bubble that a lot of people got to profit from. And the inevitable burst fell down right on us.
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Do you think Republicans were immune to that? And what in today's policies do you think will fix it?

At the end of the 80s I had just graduated HS. I'm still trying to figure out how I ruined your life.

Some things to consider:

The job I had lined up for after high school dissolved when I had an accident at work and sawed off two of my fingers. My father, who was career military could not afford to send me to college. The military deemed me ineligible for draft because I would not be able to assemble my sidearm. When the housing bubble burst I lost a home. And yet thru years of hard work I came out of it with a business, no credit cards, no debt, and if I don't make a quarter million this year I won't miss by much. None of it came by way of a handout, and self employed people are not eligible for many of the social programs. And yet with all of that many would now consider me "rich" and demand the government take it all to support those poor people who never caught a break. I made my own breaks, and I certainly didn't win every battle. The thing about being a CONSERVATIVE (because I am not a Republican) is that we believe that working hard is the path to success, and that once you achieve it it should be yours to keep.
 
Rocketman said:
Less federal program money is available to the state and municipals thus they raise taxes on their constituents to make up the difference. Everyone giving Obama credit for lowering taxes is hogwash as almost everyone has their overall taxes raise over the last 6 years.

Higher property taxes, ACA tax coupled with higher premiums with lower coverage is making people get out of their homes. We bought several in 08, 2 in 10', and three this past year, two of those were from the owners and now we rent them to those same people.
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That's a crock! Do you want to produce evidence that the ACA is making people get of out of their homes? No, because you can't. You would rather blame Obama for everything that is wrong in life, including the weather and the Giants 0-6 start.

The federal government has cut aid to states and local governments, which means states and local governments have raised taxes. This is largely driven by your friends on the right side of the aisle. I have yet to understand why the Cons never come to grips with the consequences of their actions.

Sorry, but the world demands a more discerning mind....
 
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tech30528 said:
For now it is. 1% is small enough, next year it goes to 2%, then 2.5%, and from there it can be adjusted as Nanny sees fit. Thing is people may opt to pay the penalty this year, but as time goes on insurance is going to get more and more expensive as the true costs become apparent. Eventually people will not be able to afford either the premiums or the fines, and then what?
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Then the law fails.
 
CriticalThought said:
True. But then you don't have insurance.
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I can hold off on insurance until I get it from a boss. Of course, this wouldn't be a problem if the law wasn't SPECIFICALLY DESIGNED to get the young and healthy to pay for literally everything under the sun.
 
ReformCollege said:
I can hold off on insurance until I get it from a boss. Of course, this wouldn't be a problem if the law wasn't SPECIFICALLY DESIGNED to get the young and healthy to pay for literally everything under the sun.
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Nothing is free. Somebody has to pay. I don't like it anymore than you do, but until euthanasia enters the discussion, here we are.
 
ReformCollege said:
I can hold off on insurance until I get it from a boss. Of course, this wouldn't be a problem if the law wasn't SPECIFICALLY DESIGNED to get the young and healthy to pay for literally everything under the sun.
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Ironic, isn't it?
 
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