I did take a look at one of your articles that I was wondering about. The one where it says Detroit paid $474 million in fees. Reading the article, most ($375 million) was a bet that Detroit made and lost. Last time I went to the casino, bet red and it came up black I did not call that a casino fee, rather a gambling loss.
It has to be fun posting on a site like this where most people are not skilled in finance. Just hate it when people twist facts that their debate opponents do not understand, maybe that is why this site is so unsatisfying at times.