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Thread: Student Loan Rates Double After Congressional Inaction

  1. #41
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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by ReformCollege View Post
    After all, why should society pay for degrees that society doesn't need?
    Because society is fickle. First Americans overpopulate the world with engineers and scientists (because we roll that way), then they want more physical labor, then they want educators. All the meanwhile, your attempts to totally shape the economy fail, and fail big time.
    Michael J Petrilli-"Is School Choice Enough?"-A response to the recent timidity of American conservatives toward education reform. https://nationalaffairs.com/publicat...-choice-enough

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by ReformCollege View Post
    Yeah I'm not sure what exactly to say to stories like this. Some parents are just more helpful/dedicated/caring then others, and you and I both were some of the lucky ones. If you went to the University of Central Florida, we have a Supplemental Academic Resource Center where free tutoring is available as well as 8 hours a week of Supplemental Instruction which is run by a student who previously had gotten an A in the course. So the resources are there, I've just never used them. That may change with biochemistry coming up on my schedule this fall.
    you'll do fine in biochem. organic chem was the one that gave me nightmares.

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by Helix View Post
    you'll do fine in biochem. organic chem was the one that gave me nightmares.
    I agree with that, having both taken organic 1 and 2 and biochem in undergrad I would say that organic (literally) was the class that gave me nightmares.

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by MaggieD View Post
    I don't remember that, CJ. Not sure.

    Okay, I Googled around and found this:



    Student Loan Reform — President Obama’s Record — Barack Obama

    Not a bad deal either.
    Thanks Maggie - I'll have to do some digging later today to see what it was I was remembering.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

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    Re: Student Loan Rates Double After Congressional Inaction

    It's got to be real scary. Not only are the current voters borrowing against your future, but so are you....

    what will you have in the future for yourself?

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by digsbe View Post
    I agree with that, having both taken organic 1 and 2 and biochem in undergrad I would say that organic (literally) was the class that gave me nightmares.
    I opted out of organic 2. I bet that one was fun.

  7. #47
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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by TheDemSocialist View Post
    Read more @: Student Loan Rates Double After Congressional Inaction

    Yayy! My loans just doubled! If a deal isnt reached loans for many others and mine will also double! This is very upsetting, and hard to even believe! [/FONT][/COLOR]
    I thought just new loans went up? Does this effect existing loans too?
    There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences.
    P. J. O'Rourke

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by Helix View Post
    you'll do fine in biochem. organic chem was the one that gave me nightmares.
    My Organic 2 professor was ridiculous. A genius really, but absolutely insane. Out of the original 200 or so students, more then 60% dropped and there were only maybe 9 or 10 As. Definitely the hardest I have ever worked for an A in my life.

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    Re: Student Loan Rates Double After Congressional Inaction

    Quote Originally Posted by MaggieD View Post
    I don't remember that, CJ. Not sure.

    Okay, I Googled around and found this:



    Student Loan Reform — President Obama’s Record — Barack Obama

    Not a bad deal either.
    Hi again Maggie - this is what I came up with from 2010:

    http://thecaucus.blogs.nytimes.com/2...lth-care/?_r=0

    The new law will eliminate fees paid to private banks to act as intermediaries in providing loans to college students and use much of the nearly $68 billion in savings over 11 years to expand Pell Grants and make it easier for students to repay outstanding loans after graduating. The law also invests $2 billion in community colleges over the next four years to provide education and career training programs to workers eligible for Trade Adjustment aid.

    Students who borrow money starting in July 2014 will be allowed to cap their repayments at 10 percent of their income above basic living requirements, instead of 15 percent. Moreover, if they keep up their payments, they will have any remaining debt forgiven after 20 years instead of 25 years – or after 10 years if they are in public service, such as teaching, nursing or serving in the military.

    As a result, if the above legislation wasn't changed, the banks are out of the equation as far as government backed loans are concerned and the payback of these loans is still based on the student's ability to pay, capped at 10% of income after living expenses.

    Sounds to me this is a bunch of fury over nothing.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

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    Re: Student Loan Rates Double After Congressional Inaction

    You are not owed a higher education.

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