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Thread: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by jmotivator View Post
    It's not free. Why do people always call state health care paid through state taxes "free"? And I bet that the "education" won't work in Spain's "free" system. The only way that a "free" system works is with strictly controlled services delivery. People are far less likely to go to the doctor for a cold if the wait time is 8 hours rather than 20 minutes.

    Yeah, I guess that is the reason all of the countries with socialistic healthcare have better life expectancy than the US.
    “And I have no doubt that every new example will succeed, as every past one has done, in shewing that religion & Govt will both exist in greater purity, the less they are mixed together.”
    ~ James Madison, letter to Edward Livingston, July 10, 1822

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by j-mac View Post
    Contrary to both of your beliefs, I am well aware that the portion of premium I pay is far less than what the employer pays for the coverage. In my case, according to the breakdown supplied by my company this past January, due to the fact that the ACA will also make my health care taxable income in coming years, my employer pays about $12,000. plus my contribution of $3,600. for a total yearly expense of $15,600....So, if I assume that this "Bronze" plan is comparable, that is a 25% increase give or take, plus should my employer decide that it is a smarter business move to drop coverage, and kick us to the exchange curb, then I have to shoulder the entire burden.

    That's a far cry from all the promises of Obama saying that the average family would see savings of $2,500. per year. It was a lie.


    I pay about $13,000 a year between out of pocket and company contribution. For that service I have a $500 deductible and 90% coverage. So Obamacare, in my circumstances, will be (at minimum) $5000 more annually, and require a 40% out of pocket.

    Remember, folks, this plan was sold as a way of saving people from bankruptcy. It seems to me that this disaster of a bill has brought me and millions like me far closer to the threat of medical bankruptcy than when the Democrats put their stupid, filthy hands on the National health care system.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by MaggieD View Post
    I think the $20K number was used as an example by the IRS. They weren't saying that, after studying the marketplace, that's what the number would be.
    Ok, I can agree with that, the possibility remains that it could be much more....Considering that to date the estimates by CBO and other sources were woefully off, and low.

    I do agree with you. There is no way the average individual's health insurance premium is going to be lower under Obamacare. Of course, people who've never been subsidized will be subsidized now . . . *shrug*
    This will break the system totally....When what I pay goes from $75. per week for coverage, to $385. per week, I have no choice but to drop it.

    Edit: Oh! And I'm glad your employer has seen fit to let his employees know what he's paying. That's very important information, in my opinion.
    I believe it was mandated by the government to let people know what their taxes will include in the future.
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by jmotivator View Post
    I pay about $13,000 a year between out of pocket and company contribution. For that service I have a $500 deductible and 90% coverage. So Obamacare, in my circumstances, will be (at minimum) $5000 more annually, and require a 40% out of pocket.

    Remember, folks, this plan was sold as a way of saving people from bankruptcy. It seems to me that this disaster of a bill has brought me and millions like me far closer to the threat of medical bankruptcy than when the Democrats put their stupid, filthy hands on the National health care system.

    Uh ... there is no "National health care system" in America - that's the problem. The AHCA will hopefully help in getting us to single payer- some day.
    “And I have no doubt that every new example will succeed, as every past one has done, in shewing that religion & Govt will both exist in greater purity, the less they are mixed together.”
    ~ James Madison, letter to Edward Livingston, July 10, 1822

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by jmotivator View Post
    I pay about $13,000 a year between out of pocket and company contribution. For that service I have a $500 deductible and 90% coverage. So Obamacare, in my circumstances, will be (at minimum) $5000 more annually, and require a 40% out of pocket.

    Remember, folks, this plan was sold as a way of saving people from bankruptcy. It seems to me that this disaster of a bill has brought me and millions like me far closer to the threat of medical bankruptcy than when the Democrats put their stupid, filthy hands on the National health care system.
    I believe it was always meant to fail....thereby ushering in Universal HC......They couldn't get by being straight up, and honest, so what do progressives do when faced with that....They lie, and do it anyway.
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by jmotivator View Post
    I pay about $13,000 a year between out of pocket and company contribution. For that service I have a $500 deductible and 90% coverage. So Obamacare, in my circumstances, will be (at minimum) $5000 more annually, and require a 40% out of pocket.

    Remember, folks, this plan was sold as a way of saving people from bankruptcy. It seems to me that this disaster of a bill has brought me and millions like me far closer to the threat of medical bankruptcy than when the Democrats put their stupid, filthy hands on the National health care system.
    What's going to happen is that more and more people who are already at the lower end of the pay scale are never going to leave that demographic. Between employers reducing the hours of entry level employees to avoid the requirement to provide insurance and subsidies for insurance at lower income levels it's likely that we will see a whole lot of those folks who would normally be in the $45-50k income bracket back off to a lower level where more federal benefits are offered. For someone right out of school it will be a very difficult transition to economic independence.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Somerville View Post
    Yeah, I guess that is the reason all of the countries with socialistic healthcare have better life expectancy than the US.
    The difference in life expectancy between the US and other nations is predominantly from the high death rate of young Americans to gang violence and auto accidents. In fact, when you remove unnatural deaths from the record the US life expectancy jumps to #1 in the world. Health care doesn't fix that. In fact, stupid idiotic bureaucrats often point to low life expectancy in poor populations and decide what they REALLY need is diet training, ignoring that they are all shooting one another.

    Ironically, the US has the highest survival rate for gunshot wounds as well, because those hospitals in large cities get plenty of practice (ironically in the areas with the strictest gun laws!). But even still, far more people die in the US from gunshot wounds (predominantly gang related) because there are so many of them.

    The liberal health care myth is having a catastrophic impact on the US health care system. It is a classic case of bad government planning built on spurious statistics leading to bad legislation.
    Last edited by jmotivator; 06-03-13 at 02:52 PM.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by mak2 View Post
    And he will be getting bills for years. My wife had a major medical event 5 years ago, we have not got a new bill for less than a year. her even was about a million even, give or take. Kinda sucks when you have an 80/20.
    Most, at least all health care plans that I've seen (mine included) are 80/20 up to your out of pocket expenses. They do have a cutoff point, at least every plan I've ever seen does.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Somerville View Post
    Yeah, I guess that is the reason all of the countries with socialistic healthcare have better life expectancy than the US.
    You sure it isn't because of banning guns?

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by j-mac View Post
    Wow, that sucks....Is he going to be ok?
    Seems like he is. After the actual aneurysm and surgery, cerebral fluid and blood was pooled around the base of his brain, and sometimes that can cause the blood vessels that feed your brain to constrict and pretty much cause a stroke. So that's why they had him in the ICU that long. They don't like going in for the fluid because there's such a high chance of doing more harm than good, and eventually the fluid gets absorbed by the body. But as of right now it seems like he's going to be ok. Dr. said that his kind of aneurysm with all the complications, the death rate is probably in the 90% range or higher. So he's lucky.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

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