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Thread: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by PeteEU View Post
    But dont worry, the usual right wingers paid by the GOP will soon hit this thread and blame Obama for everything, while ignoring the fact it is the healthcare system and its political backers... the GOP... that are the root problem.
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Bronson View Post
    Obama lied and his disciples fall right in line rationalizing and defending the deception

    Shame on all of them

    One more time - reality is denied, based on nothing more than hatred

    ‘Obamacare’ to cost $20,000 a Family?
    The IRS used $20,000 in a hypothetical example to illustrate how it will calculate the tax penalty for a family that fails to obtain health coverage as required by law. Treasury says the figure “is not an estimate of premiums.”
    Then there is this little bit
    . . . recently, the average annual premium for employer-sponsored coverage for a family of four reached $15,745 in 2012 — up 4 percent from 2011 — according to a survey conducted by the Kaiser Family Foundation and the Health Research & Educational Trust. On average, workers paid $4,316 toward the cost of their coverage, while employers covered the remainder.
    then we have this recent news
    Unexpected Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates
    “And I have no doubt that every new example will succeed, as every past one has done, in shewing that religion & Govt will both exist in greater purity, the less they are mixed together.”
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Bronson View Post
    Obama lied and his disciples fall right in line rationalizing and defending the deception

    Shame on all of them
    It gets better

    Two-Thirds of Americans Don't Know If They Will Insure Under Obamacare
    Liberals - Punish the Successful, Reward the Unsuccessful
    Liberals - Tax, Borrow, Spend, and Give Free Stuff
    Obama's legacy - President Donald Trump

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Bronson View Post
    Obama lied and his disciples fall right in line rationalizing and defending the deception

    Shame on all of them
    Once Obama's plan to euthanize America goes into full swing librul agents of deception will be going door to door deep frying babies and stealing wallets, eating your wife's macaroni salad and bringing the loot to the feet of lord Emperor of horror OBAMA THE DECEPTION MASTER.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by roughdraft274 View Post
    Good guarantee, lol. I have a single friend with no insurance that is just leaving the hospital. He was always very healthy, non smoker, no issues, single, just as you are talking about. He had an aneurysm. Had to have surgery to fix it, followed by 11 days in the ICU in case he had a follow up stroke, common for aneurysm patients apparently, followed by two days in a private room at the hospital and is expected to get discharged today. He's trying to file paperwork and such to get some kind of financial aid for the bills from the government through the hospital, but as of two nights ago, his bill, just to the hospital, not including the doctor's cut for the actual surgery, the ambulance ride to the hospital, all of the various other groups is at $210,000. And that is still climbing, and once you include every other bill, it's probably closer to 250,000. Wouldn't surprise me one tiny bit if his bill was $300,000+ at the time of discharge.
    Yea. Well, now he can just buy insurance at the door and can't be denied so none of that will be an issue, will it?

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by PeteEU View Post
    The bold is problem number one.. you get your healthcare subsidized by your workplace. The actual cost is far far more than what you pay.. plus the 20k does not state how big a deductible there is (or did I miss that?), and would wager that not only is there a rather large deductible in your insurance but there is also a limit to how much you can use. There are plenty of horror stories where families use up their 50k limit of care in a few weeks for their sick child and have to go into massive debt, and later bankruptcy to pay for the remaining care.



    Because of the bold above... your WORK. The true cost is hidden since your work place pays most of it. And that is what is going on here, forcing workplaces to pay healthcare for all their workers.. since you insist on having that stupid system in the first place.

    Plus your costs wont go up... since you have healthcare coverage... now should you loose your job, well then you are as screwed as you have always been I guess.



    Your whole system is about that.. before Obamacare and after Obamacare. Nothing has really changed, except that people are now realizing how expensive it actually is and a few on why... the system is beyond broken and is totally driven by profit and exploitation.

    The recent release of the price database for hospitals never got the coverage it should have thanks to the media handling of the healthcare industry, but the very fact that a surgery can cost 4k one place and 90k a few miles away ... shows that there is a massive problem.

    When you have a system, where it is cheaper for a patient to send a relative down to the local drugstore to buy a box of over the counter painkillers, than it is to ask the nurse for one...just ONE pill.. then you know there is a massive problem.

    But dont worry, the usual right wingers paid by the GOP will soon hit this thread and blame Obama for everything, while ignoring the fact it is the healthcare system and its political backers... the GOP... that are the root problem.
    Quote Originally Posted by MaggieD
    It is very unfortunate that, many years ago, Congress excepted employer-paid premiums from Federal income tax.* In my opinion, had this NOT been done, people would have been clamoring for healthcare reform for years.

    J-Mac actually believes his insurance costs $3,600. That's the sad part. He has no IDEA how much his employer is paying to subsidize its cost. One trip to COBRA and he would be educated.

    *The employer gets to deduct the subsidized portion of an employee's health insurance as a business expense, so he pays no taxes on it. The employee is given that perk tax-free and has no IDEA how much his employer pays for it. Market forces not at work.
    Contrary to both of your beliefs, I am well aware that the portion of premium I pay is far less than what the employer pays for the coverage. In my case, according to the breakdown supplied by my company this past January, due to the fact that the ACA will also make my health care taxable income in coming years, my employer pays about $12,000. plus my contribution of $3,600. for a total yearly expense of $15,600....So, if I assume that this "Bronze" plan is comparable, that is a 25% increase give or take, plus should my employer decide that it is a smarter business move to drop coverage, and kick us to the exchange curb, then I have to shoulder the entire burden.

    That's a far cry from all the promises of Obama saying that the average family would see savings of $2,500. per year. It was a lie.
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by PeteEU View Post
    Yes, and in Spain they have actually started to educate the population on costs... healthcare is free (well pretty much) but you get a bill when you are in hospital. That way people get to see how much it actually costs and frankly it is a good idea.
    It's not free. Why do people always call state health care paid through state taxes "free"? And I bet that the "education" won't work in Spain's "free" system. The only way that a "free" system works is with strictly controlled services delivery. People are far less likely to go to the doctor for a cold if the wait time is 8 hours rather than 20 minutes.

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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Honestly I thought it said 20k more. I was wrong, just this once.
    Quote Originally Posted by American View Post
    You have other data?
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by Lutherf View Post
    Yea. Well, now he can just buy insurance at the door and can't be denied so none of that will be an issue, will it?
    When one looks at the primary cause of bankruptcy in America, medical insurance for all does look like it just might help a bit.

    Four years old but I doubt things have gotten any better
    Medical bills prompt more than 60 percent of U.S. bankruptcies

    Bankruptcies due to medical bills increased by nearly 50 percent in a six-year period, from 46 percent in 2001 to 62 percent in 2007, and most of those who filed for bankruptcy were middle-class, well-educated homeowners, according to a report that will be published in the August issue of The American Journal of Medicine.

    "Unless you're a Warren Buffett or Bill Gates, you're one illness away from financial ruin in this country," says lead author Steffie Woolhandler, M.D., of the Harvard Medical School, in Cambridge, Mass. "If an illness is long enough and expensive enough, private insurance offers very little protection against medical bankruptcy, and that's the major finding in our study."
    “And I have no doubt that every new example will succeed, as every past one has done, in shewing that religion & Govt will both exist in greater purity, the less they are mixed together.”
    ~ James Madison, letter to Edward Livingston, July 10, 1822

  10. #30
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    Re: IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

    Quote Originally Posted by j-mac View Post
    Contrary to both of your beliefs, I am well aware that the portion of premium I pay is far less than what the employer pays for the coverage. In my case, according to the breakdown supplied by my company this past January, due to the fact that the ACA will also make my health care taxable income in coming years, my employer pays about $12,000. plus my contribution of $3,600. for a total yearly expense of $15,600....So, if I assume that this "Bronze" plan is comparable, that is a 25% increase give or take, plus should my employer decide that it is a smarter business move to drop coverage, and kick us to the exchange curb, then I have to shoulder the entire burden.

    That's a far cry from all the promises of Obama saying that the average family would see savings of $2,500. per year. It was a lie.
    I think the $20K number was used as an example by the IRS. They weren't saying that, after studying the marketplace, that's what the number would be.

    I do agree with you. There is no way the average individual's health insurance premium is going to be lower under Obamacare. Of course, people who've never been subsidized will be subsidized now . . . *shrug*

    Edit: Oh! And I'm glad your employer has seen fit to let his employees know what he's paying. That's very important information, in my opinion.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

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